Intermediate Commercial Lines Underwriter

Aviva plc; Calgary; Hybrid; CAD 65,000 - 100,000; Full time

Benefits offered by this job

Hybrid flexible work model

Career development opportunities

Bonuses and retirement savings

Job summary

Aviva Canada in Calgary is seeking an Intermediate Commercial Lines P&C Underwriter to drive profitable growth across middle market and large commercial accounts, with annual premiums typically from $25K to $250K.

You will underwrite new and renewal business, mentor junior underwriters, and collaborate with brokers to secure opportunities while applying underwriting guidelines.

Qualifications

• 3+ years of P&C underwriting experience; CIP preferred or in progress.
• Strong understanding of underwriting fundamentals, pricing, and policy wording.
• Proficiency with underwriting systems, rating tools, and Microsoft Office.
• Strong communication, relationship-building, and problem-solving skills.
• Ability to manage workload independently and apply underwriting guidelines consistently.

Responsibilities

• Underwrite new and renewal Core & Mid‑Market P&C accounts within delegated authority, ensuring profitable growth.
• Assess moderate to moderately complex risks and recommend terms, conditions, and pricing.
• Prepare referrals for risks outside authority with clear recommendations.
• Build and maintain broker relationships; participate in broker/insured meetings to support new business and renewals.
• Monitor market conditions and apply underwriting guidelines consistently.
• Maintain accurate documentation, portfolio quality, and compliance.
• Support junior staff through basic coaching when needed.

Skills

P&C underwriting

Communication

Relationship-building

Problem-solving

Workload management

Education

CIP certification (in progress)

Tools

Underwriting systems

Rating tools

Microsoft Office

Job description

Experience Aviva Individually we are people, but together we are Aviva. Individually these are just words, but together they are our Values – Care, Commitment, Community, and Confidence. At Aviva Canada, we put people first, our employees, our customers, and our communities. We’re proud of a culture built on care, inclusion, and collaboration, where your voice matters and your growth is supported. We’re not just about insurance; we’re about making a real difference by protecting what matters most.

The Opportunity

Aviva Canada Inc. has an excellent opportunity in our Small Medium and Enterprise (SME) commercial insurance business unit. Our Calgary branch is seeking a Commercial Lines P&C Underwriter in an Intermediate level. This role is accountable for driving profitable growth through high-quality underwriting, with a focus on middle market and large commercial accounts across select industry segments. These accounts typically fall within the annual premium range of $25K to $250K. In this role, you will collaborate closely with internal partners to identify new business opportunities and deliver superior technical expertise to brokers and customers—ensuring risks are priced appropriately. You will also play a key role in mentoring and guiding junior underwriters. We’re looking for insightful, business-minded professionals who are passionate about service excellence and committed to driving profitable growth.

What you’ll do

Underwrite new and renewal Core & Mid‑Market P&C accounts within delegated authority, ensuring profitable growth. Assess moderate to moderately complex risks and recommend terms, conditions, and pricing. Prepare referrals for risks outside authority with clear recommendations. Build and maintain broker relationships; participate in broker/insured meetings to support new business and renewals. Monitor market conditions and apply underwriting guidelines consistently. Maintain accurate documentation, portfolio quality, and compliance. Support junior staff through basic coaching when needed.

What you’ll bring

3+ years of P&C underwriting experience; CIP preferred or in progress. Strong understanding of underwriting fundamentals, pricing, and policy wording. Proficiency with underwriting systems, rating tools, and Microsoft Office. Strong communication, relationship‑building, and problem‑solving skills. Ability to manage workload independently and apply underwriting guidelines consistently.

What you’ll get

• Compelling rewards package including base compensation, eligibility for annual bonus, retirement savings, share plan, health benefits, personal wellness, and volunteer opportunities.
• Hybrid flexible work model.
• Outstanding career development opportunities.
• We’ll support your professional development education.
• Competitive vacation package with the option to purchase 5 extra days off per year.
• Employee-driven programs focused on gender, LGBTQ+, origins, diversity, and inclusion.
• Corporate wellness programs to support our employees’ physical and mental health.

Please note that we may use AI tools to help us through the recruitment process. This is a new position which has been posted internally & externally. Aviva Canada has an accommodation process in place to provide accommodations for employees with disabilities. If upon commencement of employment you require a specific accommodation because of a disability, please contact your Talent Acquisition Partner so that an appropriate accommodation can be arranged. This process applies throughout your career with Aviva Canada We help our 19.5 million customers to save for the future and manage the risks of everyday life. To give our customers the best possible products and service we know we must make Aviva the most attractive choice for talented, entrepreneurial people with diverse backgrounds and an evolving range of expertise and insight. So, we’re passionate about helping our 23,000 people to do the best work of their lives, to enable them to make a positive difference to the lives of our customers.