Head of Commercial Lending

Savings Bank of Mendocino County; Canada; On-site; CAD 80,000 - 120,000; Full time

Job summary

This innovative firm is seeking a Head of Commercial Lending who is passionate about leading a team and fostering strong relationships. The ideal candidate will have over ten years of experience in commercial lending and a proven track record in management. You will play a crucial role in setting strategic goals and mentoring a team of lending professionals. This position offers a unique opportunity to contribute to a local business dedicated to serving its community while enjoying a comprehensive benefits package and a supportive work environment. If you thrive in a dynamic setting and are committed to coaching others, this role is for you.

Benefits

Comprehensive insurance benefits

401(k) plan with employer match

Profit Sharing plan

Generous paid time off

Employee Health and Wellness program

Community volunteer opportunities

Career development opportunities

Qualifications

• 10+ years of direct commercial lending experience required.
• Strong supervisory and mentoring skills are essential for success.

Responsibilities

• Manage multiple Commercial Lending Officers and set departmental goals.
• Monitor loan and deposit growth, ensuring compliance with standards.

Skills

Commercial Lending Experience

Supervisory Skills

Organizational Skills

Time Management

Analytical Thinking

Customer Service

Decision Making

Coaching Skills

Education

Bachelor's Degree

Tools

Microsoft Office

Job description

Careers At Savings Bank of Mendocino County

Current job opportunities are posted here as they become available.

SUMMARY

Are you a motivated and high performing individual who has strong people and organizational skills, and a desire to work at a local business dedicated to meeting the financial needs of its customers? Savings Bank of Mendocino County is seeking a qualified professional for the Head of Commercial Lending position in the Lending Department. This is a leadership position with responsibility for all Commercial Lending Officers. Building strong, collaborative relationships for managing change is essential. This person is a member of Board Loan Committee, Asset Liability Committee (ALCO), Business Continuity Planning Committee (BCP), Other Real Estate Owned Committee (OREO), and the Senior Leadership Team. This is an in-person position that requires a physical presence on-site; there is no option for remote work.

The ideal candidate has a minimum of ten years’ direct commercial lending experience, including supervisory experience and mentoring of more junior commercial lenders. A successful person in this role is self-motivated and goal-oriented; has strong organizational and time management skills; thrives in a dynamic work environment; and enjoys coaching others to reach their full potential. The individual should be comfortable interacting with a broad range of individuals internally and in the community.

ESSENTIAL JOB FUNCTIONS & RESPONSIBILITIES

To perform this job successfully, an individual must be able to perform each essential job function satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

• Manage multiple Commercial Lending Officers with a broad range of experience who are geographically dispersed, fostering a supportive team environment.
• Set goals for each Commercial Lender and the Lending Department annually based on the strategic goals of the Bank.
• Monitor loan growth, deposit growth, etc. accurately on a monthly basis and report results to lenders and upper management.
• Hold regular staff meetings and provide training and development opportunities for the Commercial Lenders.
• Directly manage a loan portfolio that will include many of the Bank’s significant customer relationships.
• Work closely with the Chief Credit Officer to ensure credit quality and compliance meet Bank defined standards.
• Work closely with Commercial Lenders to ensure that loans are appropriately structured prior to submission for approval.
• Approve or decline loan requests within specified lending limits.
• Complete assignments associated with internal and external audits in a timely manner.
• Complete timely performance reviews for all direct reports.
• Represent the Bank by being actively involved in community activities.
• Complete risk assessment tasks for areas of responsibility as assigned.
• Bachelor’s Degree from a four-year college or university.
• Ten years of direct commercial lending experience.
• Management and supervisory experience including mentoring and coaching.
• Extensive experience with accounting principles and financial statement analysis.
• Formal commercial lending training such as ABA Commercial Lending School.
• An acceptable credit history.
• A valid driver’s license.
• Knowledge of Microsoft Office products, specifically MS Word and Excel.

PREFERENCES

• Graduate of Pacific Coast Banking School or similar graduate level banking school.
• Experience with the hospitality industry.

JOB COMPETENCIES

• Decisiveness/Decision Making: Make decisions authoritatively and wisely.
• Influence: Gain cooperation and support for ideas and proposals.
• Analytical Thinking: Solve problems quickly and effectively.
• Customer Service: Provide high quality customer service in a timely manner.
• Accountability: Take ownership of work product and actions.
• Time Management: Prioritize multiple tasks effectively.
• Teamwork: Work cooperatively with others to accomplish Bank goals.
• Career Development and Coaching: Mentor employees to promote learning.
• Verbal Communication: Articulate ideas effectively in individual and group settings.
• Written Communication: Communicate complex information succinctly.

POSITION BENEFITS

• Competitive, market-based pay
• Comprehensive insurance benefits package
• 401(k) plan with maximum 6% employer match
• Profit Sharing plan
• Generous paid time off plans
• Employee Health and Wellness program
• Community volunteer opportunities
• Career development and training opportunities

EQUAL EMPLOYMENT OPPORTUNITY

Savings Bank of Mendocino County is an Equal Opportunity Employer. Employment selections are based on merit, qualifications and abilities.

PHYSICAL & MENTAL DEMANDS

The physical and mental demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

This position is set in a quiet, office environment. The employee may occasionally exert up to 20 pounds of force. While performing the duties of this job, the employee may be required to alternately stand, walk, sit, reach with their arms, talk or hear and use their hands to write, type, and handle or feel objects. The worker is required to have close visual acuity to perform activities such as preparing and analyzing data and figures; viewing a computer terminal; extensive reading. Some driving will be required.

Employee must possess the ability to read, write, perform basic math functions, and make independent decisions within scope of responsibility.