Group Underwriting Consultant

Sun Life Financial; Montreal (administrative region); Hybrid; CAD 58,000 - 93,000; Full time

Benefits offered by this job

Hybrid work model

Inclusive culture

Job summary

Sun Life Financial in Montreal, QC seeks a Group Underwriting Consultant to lead complex underwriting work and strategic negotiations with clients and partners. You will coach underwriters, drive renewal and plan- revision processes, and shape profitability with advanced analytics and AI-enabled insights.

The role requires bilingual French/English communication, strong financial judgment, and a track record of cross-functional collaboration.

Qualifications

• Advanced underwriting expertise with end-to-end ownership of complex cases.
• Strong financial and business acumen to link underwriting to outcomes.
• Proven negotiation and relationship-management skills across stakeholders.
• Leadership through coaching and knowledge-sharing to develop the team.

Responsibilities

• Lead complex renewals, quotes, plan revisions, and inquiries end-to-end.
• Apply advanced risk analysis, financial evaluation, and underwriting judgement.
• Present insights and translate data into actionable business decisions.
• Act as strategic partner to Business Development and lead high-value negotiations.
• Deliver presentations, peer reviews, and training to strengthen capability.
• Coach and mentor underwriters and support skill development.
• Support underwriting transformation initiatives and new tools.
• Leverage analytics and AI as decision support with ethical oversight.
• Drive continuous improvement for efficiency and client outcomes.

Skills

Advanced underwriting

Financial acumen

Negotiation

Leadership coaching

Data analytics

AI-enabled insights

Bilingual French/English

Tools

Underwriting tools

Excel

Job description

Group Underwriting Consultant page is loaded## Group Underwriting Consultantlocations: Montreal, Quebectime type: Full timeposted on: Posted Todayjob requisition id: JR00128084You are as unique as your background, experience and point of view. Here, you'll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll have new and exciting opportunities to make life brighter for our Clients - who are at the heart of everything we do.At Sun Life, we're driven by our Purpose: helping our Clients achieve lifetime financial security and live healthier lives. Our values shape how we work: caring, authentic, bold, inspiring, and impactful.When you join Sun Life, you'll work with passionate colleagues and empowering leaders who support your growth and celebrate your contributions, so you can make a meaningful difference in our Clients' lives.Discover how you can make a difference in the lives of individuals, families and communities around the world.**Job Description:****About the role:**As a Group Underwriting Consultant, you lead complex underwriting work, bringing advanced risk expertise, strong financial judgement, and strategic insight to support balanced pricing decisions and long-term, sustainable income for Sun Life. You are a trusted partner to Business Development, clients, and internal teams - using strategic influence, confident negotiation, and relationship management to deliver client-focused outcomes while protecting profitability.**What you will be doing:*** Lead complex renewals, quotes, plan revisions, and inquiries end-to-end, resolving independently and escalating only when required.* Apply advanced risk analysis, financial evaluation, and underwriting judgement to assess complex and non-standard cases.* Present clear insights and recommendations, translating data and analytics into actionable business decisions.* Act as a strategic partner to Business Development, using strategic influence to support client management and lead high-value negotiations with clients, advisors, and brokers.* Deliver effective presentations, peer reviews, and training to strengthen technical, commercial, and decision-making capability across the team.* Coach and mentor underwriters, supporting skill development, sound judgement, and consistent underwriting practices.* Support underwriting transformation initiatives, including pilots, new tools, and process improvements.* Leverage analytics, AI, and underwriting technology as decision support, applying strong human judgement and ethical oversight.* Champion continuous improvement by identifying opportunities to enhance efficiency, client experience, and outcomes.* Model accountability, professionalism, and ethical standards while contributing to a positive, inclusive team culture.**What you need to succeed:*** Advanced underwriting expertise with the ability to independently manage complex work and risk decisions end-to-end.* Strong financial, client, and business acumen to connect underwriting decisions to outcomes.* Proven negotiation, strategic influencing, and relationship-management skills, including the ability to align stakeholders through complex client and partner discussions.* Demonstrated leadership through coaching, mentoring, and knowledge-sharing.* Solid understanding of the regulatory environment and compliance requirements.* Experience working with advanced underwriting tools, analytics, and AI-enabled insights; ability to support adoption and coach others.* Strong problem-solving skills, creativity, and a continuous improvement mindset.* Ability to contribute to or lead projects and large-scale initiatives, including major renewals, quotes, or transformation efforts.* A thoughtful approach to decision making with an ability to apply judgement to unique situations.* Strong understanding of financial arrangements, with advanced mathematical and analytical skills to support sound underwriting decisions.* Ability to use underwriting systems, reporting tools, and Excel to analyze trends, investigate triggers, and support data-driven decisions.* Bilingualism (French, English, both oral and written) is required for the frequent interactions with English and French-speaking colleagues or internal partners across Canada and worldwide.* Being a member of the Sun Life family, a group of people united by our Purpose: to help Clients and Employees achieve lifetime financial security and live healthier lives.* As a hybrid organization, you and your leader use business and Client needs to choose where you work, at home or in the office.* We're committed to creating an inclusive and respectful environment. Our goal is to make sure all our employees have the chance to live up to their full potential.* We are thrilled to be recognized by **Excellence Canada** with their top-level certification, **the Canada Order of Excellence for Mental Health at Work(R)**, for prioritizing employee well-being, fostering a positive work culture, and achieving excellence in mental health.The Base Pay range is for the primary location for which the job is posted. It may vary depending on the work location of the successful candidate or other factors. In addition to Base Pay, eligible Sun Life employees participate in various incentive plans, payment under which is discretionary and subject to individual and company performance. Certain sales focused roles have sales incentive plans based on individual or group sales results.Diversity and inclusion have always been at the core of our values at Sun Life. A diverse workforce with wide perspectives and creative ideas benefits our Clients, the communities where we operate and all of us as colleagues. We welcome applications from qualified individuals from all backgrounds.Persons with disabilities who need accommodation in the application process, or those needing job postings in an alternative format, may e-mail a request to [e-mail] are proud to be a hybrid organization that offers our employees the choice and flexibility to work from both the office and virtually based on the needs of the business, our Clients and you.We may use artificial intelligence to support candidate sourcing, screening, interview scheduling.We thank all applicants for showing an interest in this position. Only those selected for an interview will be contacted.**Salary Range:**58,000/58 000 - 93,000/93 000**Job Category:**Underwriting - Group**Posting End Date:**02/10/2026**Shine together**At Sun Life, you can be your most brilliant self. Our supportive, flexible, and inclusive work environment is one where you - and your career - can thrive. Whatever your aspirations, collaborative leaders and colleagues are ready to help you learn, grow, and succeed.**Make life brighter**We're a global company with a passion for people. Our purpose is to help Clients achieve lifetime financial security and live healthier lives. As a team of 30,000 across 26 countries, our impact is far-reaching, and locally relevant There's power in numbers. As part of Sun Life's growing team, you have an impact on people in your community and around the world.**Shape the future**With an optimistic eye on a brighter future, we drive to innovate. Be part of leading change, push boundaries and try new ways of working. Use data to drive bold actions. Be agile and pivot as we test and learn. At Sun Life, we're driving transformation, sustainability and innovation for our Clients, employees, partners, and communities. Join us. Together, we can make the future brighter.Join a top employer for a brighter future. Visit