Global Mining Credit Risk Adjudication Senior Manager

Scotiabank; Toronto; On-site; CAD 140,000 - 190,000; Full time

Job summary

Scotiabank in Canada is seeking a Senior Manager, Global Risk Management Corporate Credit Central - Mining to lead credit adjudication for a mining portfolio globally, ensuring risk is within policy and regulatory requirements.

The role emphasizes collaboration with Banking partners to provide independent risk assessments, timely decisions, and ongoing monitoring of the portfolio while developing industry expertise and contributing to strategic risk projects.

Qualifications

• Post-Secondary Degree in Business or related. MBA, CFA or CPA designation an asset.
• Solid knowledge of credit risk, with previous credit risk experience preferably in corporate (minimum 3-5 years). Understanding of financial statements and cash flow analysis with strong analytical ability.
• Self-motivated, results focused, team player with strong learning ability.
• Strong written and verbal communication skills.
• Proven time management and organization skills to manage multiple priorities in a fast-paced environment.
• Spanish language proficiency and knowledge of the mining sector is an asset.
• Excellent computer skills (Excel, Word, Power Point)

Responsibilities

• Perform credit analysis and adjudicate on a portfolio of mining accounts globally through the review of pertinent financial and industry information on incoming credit applications.
• Provide effective challenge, make independent recommendations within the Bank’s risk appetite and in adherence to its policies/standards and procedures.
• Through high level of collaboration with Banking partners, ensure key risks are identified and addressed appropriately through the credit adjudication process.
• Provide prompt and timely adjudication of credit applications, ensuring all relevant information needed to make an informed credit recommendation has been presented.
• Provide recommendations to senior executives, present and participate in discussions at Senior Credit Committees ensuring the Bank is adequately protected.
• Develop a high degree of industry knowledge/expertise and ensure the ongoing quality of the credit portfolio through the review of industry publications, staying abreast industry developments and news, assessment of financial reporting packages, and discussions with Banking officers.
• Review documentation / exception terms, as applicable, make independent recommendations, accelerate adjudication to the appropriate level.
• Ensure credit requests are accurately captured in the Bank’s systems, with periodic review and confirmation of data for reporting purposes.
• Support the preparation of industry / subsector analysis and lending guideline policy reviews for submission to senior executives including preparation of annual Industry Reports.
• Play an integral role in the client relationship experience, actively providing feedback on deals, while maintaining control function responsibilities.
• Alert credit portfolio management to unsatisfactory trends in lending practices, early identification of problem loans and ensure accuracy of risk ratings through identification of changes in account quality.
• Leverage data analytics and portfolio management tools to identify trends, monitor risk indicators and support credit decision-making.
• Contribute to a culture grounded in prudent risk management, collaboration, continuous learning, inclusion and personal accountability.
• Actively conduct day-to-day activities in an effective and efficient manner, within the Guidelines for Business Conduct and Policies & Procedures.
• Integrate guidance from Sr. Management and new policies into daily activities.
• Mentor and coach as assigned.
• Actively participate in strategic projects/initiatives as applicable.

Skills

Credit risk

Financial statements

Cash flow analysis

Analytical ability

Written and verbal communication

Spanish language proficiency

Team collaboration

Education

Post-Secondary Degree in Business or related

MBA, CFA or CPA designation asset

Tools

Excel

PowerPoint

Word

Job description

Scotiabank in Canada is seeking a Senior Manager, Global Risk Management Corporate Credit Central - Mining to lead credit adjudication for a mining portfolio globally, ensuring risk is within policy and regulatory requirements.

The role emphasizes collaboration with Banking partners to provide independent risk assessments, timely decisions, and ongoing monitoring of the portfolio while developing industry expertise and contributing to strategic risk projects.