Financial Planning Specialist

RBC; Southwestern Ontario; On-site; CAD 90,000 - 140,000; Full time

Job summary

RBC Wealth Management is seeking a Financial Planning Specialist in Waterloo, Canada, to partner with advisors in delivering tailored financial plans for high net worth clients. You will support business development, opportunity spotting, and revenue generation while collaborating with the Planning Analyst team.

The role requires extensive tax planning and financial planning experience, strong communication, and proficiency with planning software; bilingual ability is a plus.

Qualifications

• Five years experience with tax planning for high net worth clients.
• Five years of relevant experience in all aspects of financial planning.
• One or more of CA/CMA/CGA/CPA designations.
• Effective oral and written communication skills.
• Strong analytical and judgment skills.
• Proficiency with Microsoft Office and planning software (Conquest or Naviplan).
• Ability to work in a team and independently.
• Nice-to-have: Bilingual English and French; investment and insurance knowledge; CFP designation.

Responsibilities

• Prepare comprehensive financial plans addressing client needs in financial, investment, retirement, tax, risk management and estate planning.
• Personalize each plan, covering issues like holding companies, employee stock options, IPPs, retirement compensation, gifts, and charitable planning.
• Simplify complex strategies for advisors.
• Collaborate with Financial Planning Analyst team in plan preparation.
• Promote a work environment that encourages innovation, collaboration and diversity.
• Develop internal and external networks and referral sources.

Skills

Tax planning (HNW)

Financial planning

Communication skills

Analytical skills

Teamwork / Independent work

Education

CA/CMA/CGA/CPA designation

CFP designation (nice-to-have)

Tools

Conquest

Naviplan

Microsoft Office

Job description

What is the opportunity?

As an integral member of the RBC Family Office Services team, your role as a Financial Planning Specialist is to work with our advisors to deliver comprehensive, customized financial plans to High Net Worth (HNW) clients of RBC Wealth Management. As a valued partner, you will also assist with business development, opportunity spotting and revenue generation.

What will you do?

• Prepare comprehensive financial plans that meet client’s specific needs in the areas of financial, investment, retirement, tax, risk management and estate planning.
• Personalize each financial plan to provide expert knowledge around issues affecting clients, such as: holding companies, employee stock options, individual pension plans, retirement compensation agreements, gift and charitable planning, etc.
• Simplify complex strategies to assist advisors.
• Work collaboratively with the Financial Planning Analyst team in the preparation of financial plans.
• Promote and support a work environment that inspires innovation, creativity, collaboration and diversity.
• Develop strong internal and external networks and referral sources.

What do you need to succeed?

Must-have

• Five years experience with tax planning for high net worth clients.
• Five years of relevant experience in all aspects of financial planning.
• One or more of the following professional designations in Accounting: CA/CMA/CGA/CPA
• Effective communication skills both oral and written.
• Strong analytical and judgment skills.
• Microsoft Office and financial planning software such as Conquest or Naviplan.
• Ability to work both as part of a team and independently.

Nice-to-have

• Bilingualism in English and French
• Investment and insurance industry knowledge are also strong assets.
• Certified Financial Planners (CFP) designation.

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable
• A world-class training program in financial services
• Work in a dynamic, collaborative, progressive, and high-performing team
• Ability to make a difference and lasting impact

Job Skills

Additional Job Details

Address: 95 KING ST S:WATERLOO

City: Waterloo

Country: Canada

Work hours/week: 37.5

Employment Type: Full time

Platform: WEALTH MANAGEMENT

Job Type: Regular

Pay Type: Salaried

Posted Date: 2026-02-04

Application Deadline: 2026-08-31

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Compensation for this position (including salary and discretionary/variable payments) will be determined by factors, including but not limited to candidate's experience, skills, registration status, performance, individual goals, market conditions, and business needs.

Pay Range

The expected pay range for this position is: $90,000.00 - $140,000.00

The pay range provided is for the primary work location referenced in the Additional Job Details section of this job posting. Pay ranges may differ based on location. If the posting lists multiple job locations, a recruiter can confirm availability of the role and the relevant pay rage for the additional locations listed. RBC supports pay transparency and we strive to ensure all pay ranges are competitive, fair, and equitable.

You have the potential to earn RBC's discretionary variable compensation program which gives you an opportunity to increase your total compensation, provided that business meets its performance targets and you meet your individual goals.

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.