FCRM Testing Analyst - Operations (5319)
TD Bank Group
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Job summary
TD Bank Group in Toronto, ON, is seeking a Testing Analyst for Financial Crime Risk Management. You will execute independent testing of FCRM controls, including AML/ATF, Sanctions, and ABAC, across TD's lines and FIU teams.
The role requires 2+ years in AML/ATF or control testing, CAMS or equivalent, and strong communication. On-site work four days a week with a collaborative, risk-focused environment within TD's enterprise testing team.
Qualifications
- University degree/ college diploma or equivalent CAMS designation (or similar) preferred.
- 2+ years of experience in AML/ATF, Sanctions, audit, or control testing roles.
- Experience/SME within TD Securities or Financial Intelligence Unit (FIU) businesses preferred.
Responsibilities
- Support the execution of testing engagement work (design and operating effectiveness testing) in accordance with established standards to achieve completion within target timelines.
- Independently perform tasks from end to end.
- Carry out work with some complexity, generally requiring a short-term focus.
- Proactively identify matters which require additional attention, further escalation, or review.
- Provide analysis on issues and effectively communicate results to Testing management.
Skills
Education
Job description
Work Location: Toronto, Ontario, Canada
Hours: 37.5
Line of Business: Financial Crime Risk Management
Pay Details: $69,700 - $98,400 CAD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Job Description:
The Financial Crime Risk Management (FCRM) Enterprise Testing Team (formerly Global Anti-Money Laundering) sits within the second line of defense and conducts design and operating effectiveness testing of AML/ATF, Sanctions, and ABAC controls (collectively referred to as "FCRM Controls") within TD's business lines, relevant operational and control units (including the Financial Intelligence Unit (FIU)), and key FCRM technologies, Enterprise-wide (Canada, Europe, and Asia-Pacific). The FCRM Testing Analyst executes independent testing of FCRM controls for assigned business line testing across the Enterprise, in a supporting role. This position will be responsible for testing key controls and processes within TD's Financial Intelligence Unit (FIU) including, but not limited to, teams responsible for transaction monitoring, high-risk investigations, regulatory reporting, demarkets, and sanctions operations.
- Support the execution of testing engagement work (design and operating effectiveness testing) in accordance with established standards to achieve completion within target timelines.
- Independently perform tasks from end to end.
- Carry out work with some complexity, generally requiring a short-term focus.
- Conduct skilled analytical research and analysis as part of the testing engagement and initiatives.
- Proactively identify matters which require additional attention, further escalation, or review.
- Support follow-up of findings raised from testing engagements in accordance with established standards.
- Prioritize and manage own workload to deliver quality results and meet assigned timelines.
- Manage ambiguity, and apply judgement to identify, troubleshoot and resolve issues.
- Requires working professional level knowledge of the functional area and/or business areas supported and applicable regulatory requirements.
- Generally, reports to a manager role.
University degree/ college diploma or equivalent CAMS designation (or similar) preferred.
2+ years of experience in AML/ATF, Sanctions, audit, or control testing roles.
Experience working in an FIU and/or working knowledge of FIU related processes and controls.
Knowledge of AML/ATF regulations and current/emerging trends.
Ability to communicate effectively in both oral and written form.
Experience/SME within TD Securities or Financial Intelligence Unit (FIU) businesses preferred.
- Work collaboratively with the team throughout the testing engagement
- Present objective and independent advice & recommendations to control partners on the adequacy of RCM processes and controls in accordance with regulatory and internal requirements.
- Provide light subject matter expertise and/or input to projects/initiatives as a representative for an area of the function.
- Proactively identify matters which require additional attention, further escalation, or review
- Prioritize and manage own workload to deliver quality results and meet assigned timelines.
- Contribute to the analysis, due diligence, and implementation of initiatives within defined area of responsibility.
- Adhere to internal policies, standards and procedures, methodologies, and applicable regulatory requirements to contribute to the review of internal processes and activities and assist in identifying potential opportunities to improve controls.
- Understand the operations of the business unit/area being tested and to identify potential risks and apply information to complete a quality, risk-based engagement.
- Clearly and concisely document research as required to understand requirements specific to an engagement.
- May develop and provide reporting, analysis, and assessments at the functional or enterprise level.
- Effectively support execution of engagement activities
- Protect the interests of the organization – identify and manage risks, and elevate non-standard, high-risk transactions/activities as necessary
- Provide analysis on issues and effectively communicate results to Testing management.
- Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.
- Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation, and teamwork and promote timely communication of issues/ points of interest.
- Support the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business unit.
- Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques.
- Participate in personal performance management and development activities, including cross training within own team.
- Keep others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities.
- Contribute to the success of the team by willingly assisting others in the completion and performance of work activities; provide training, coaching and/or guidance as appropriate.
- Contribute to a fair, positive, and equitable environment that supports a diverse workforce.
- Act as a brand champion for your business area/function and the bank, both internally and/or externally
- Work activities include a blend of highly collaborative activities and individual deliverables.
- Individuals are expected to be onsite 4 days a week. Colleagues may spend more or less days in office as required by the business line.
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
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