Credit Product Officer - Credit Products - Pittsburgh, PA

WesBanco Bank Inc.; Golden Horseshoe; Remote; CAD 70,000 - 90,000; Full time

Job summary

A leading bank is seeking a Credit Product Officer to support credit and commercial lending functions. The role involves underwriting commercial requests, conducting portfolio reviews, and collaborating with a team to achieve departmental goals. Ideal candidates will have a Bachelor's degree in a related field and a minimum of two years of relevant experience.

Qualifications

• Minimum two years of experience in credit underwriting, finance, or accounting.
• Knowledge of commercial loan structures and underwriting.
• Experience with commercial real estate and industrial loans.

Responsibilities

• Interpret financial statements and analyze cash flows.
• Perform credit underwriting for relationship reviews and loan modifications.
• Assess creditworthiness of loan applicants.

Skills

Analytical skills

Effective communication

Detail-oriented

Self-motivated

Education

Bachelor's Degree in Business, Accounting, or Finance

Job description

Credit Product Officer - Credit Products

Job ID: 21-7700 | Posted: 03/13/2025

Location: Multiple Locations (Remote within the Bank's footprint)

Job Summary

Support the Bank's credit and commercial lending functions by underwriting commercial requests, conducting portfolio reviews, and collaborating with a team to meet departmental and bank goals.

Responsibilities

1. Interpret financial statements and analyze cash flows and personal financial statements.
2. Perform credit underwriting for relationship reviews, line renewals, and loan modifications.
3. Test commercial loan covenants.
4. Assess creditworthiness of loan applicants and develop initial underwriting evaluations.
5. Stay informed on lending standards, banking laws, and credit policies.
6. Gather additional information for credit decisions and present findings to management.
7. Assist with portfolio management projects and perform other assigned duties.

Skills and Qualifications

• Bachelor's Degree in Business, Accounting, or Finance.
• Minimum two years of experience in credit underwriting, finance, or accounting.
• Knowledge of commercial loan structures and underwriting.
• Experience with commercial real estate and industrial loans.
• Formal credit training and analytical skills preferred.
• Professional demeanor, effective communication, detail-oriented, and self-motivated.