Associate, Portfolio Management Specialist

CIBC; Old Toronto; On-site; CAD 70,000 - 90,000; Full time

Job summary

A leading bank in Canada seeks an Associate Portfolio Management Specialist to manage the Equity Margin Loan and Private Capital NAV Financing portfolio. The role involves credit risk management, collateral monitoring, and collaboration with internal teams to ensure compliance and operational excellence. Ideal candidates will have a strong analytical mindset, attention to detail, and a background in finance or business.

Benefits

Competitive salary

Incentive pay

Banking benefits

Defined benefit pension plan

Employee share purchase plan

Vacation offering

Wellbeing support

Qualifications

• Experience analyzing financial statements and cash flow metrics.
• Advanced certifications like CFA or CPA are an asset.

Responsibilities

• Manage and monitor performance of the Equity Margin Loan portfolio.
• Prepare detailed reports and reconcile discrepancies.
• Coordinate review and validation of compliance certificates.

Skills

Accountability

Analytics Insights

Communication

Finance

Portfolio Management

Education

Bachelor’s degree in Finance

CFA

CPA

Job description

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com (https://www.cibc.com/en/about-cibc.html)

What You’ll Be Doing

As part of the Structured Equity Finance (SEF) team, you’ll contribute to managing and monitoring the performance of the Equity Margin Loan and Private Capital NAV Financing portfolio. As an Associate Portfolio Management Specialist, you’ll support the Executive Director by ensuring accurate reporting, compliance, and proactive credit risk management for SEF’s loan, trading, and collateral portfolio. You’ll participate in the execution of syndicated transactions, collaborating with internal teams and external stakeholders to achieve seamless results. You’ll also contribute to collateral monitoring by preparing detailed reports, reconciling discrepancies across systems, and escalating concerns when needed. Your role will require attention to detail, an analytical mindset, and strong communication skills to succeed in a dynamic and fast-paced environment.

At CIBC we enable the work environment most optimal for you to thrive in your role. T o successfully perform the work, you’ll be on-site full-time.

How You’ll Succeed

• Portfolio Oversight and Credit Risk Management - You’ll contribute to the active ongoing management of the SEF portfolio by analyzing credit migration trends, conducting annual credit reviews, and preparing quarterly portfolio and collateral reviews. You’ll track compliance with financial covenants, process amendment and waiver requests, and respond to ad hoc internal requests regarding portfolio composition and exposure. You’ll also participate in proactive credit monitoring by reviewing covenanted financial and transaction information and assessing market developments to manage their potential impact on the portfolio

• Collateral Monitoring and Reporting - You’ll monitor the performance of collateral for active deals, ensuring compliance with loan-to-value (LTV) requirements and other risk metrics. You’ll prepare detailed reports for business and risk teams, highlighting trends, key insights, and actionable recommendations. You’ll reconcile discrepancies across systems to improve data consistency and escalate concerns related to collateral performance or risk indicators to appropriate stakeholders.

• Operational Excellence - You’ll ensure accurate processing of transactions and updates within internal systems while adhering to organizational policies and procedures. You’ll stay informed on operating protocols (e.g., Risk, Legal) to ensure compliance and support the execution of amendments, refinancing and new transactions, as required.

• Syndicated Transactions - You’ll coordinate the review and validation of compliance certificates and cash flow sweep/required amortization calculations prior to distribution to lenders. You’ll liaise with stakeholders, including clients and other lenders, to address questions related to collateral values, calculations, and required amortization. You’ll also collaborate with Agency Services to post calculations and updates to deal websites for lender groups and respond to inquiries from syndicate members regarding collateral and cash flow sweep calculations.

Who You Are

• You have a bachelor’s degree in Finance, Business, or Economics. Advanced certifications like CFA or CPA are an asset.

• You give meaning to data. You excel at analyzing trends, identifying risks, and providing actionable insights to support portfolio management. You enjoy investigating complex problems and making sense of information, and you communicate detailed findings in a meaningful way to drive decision-making.

• You can demonstrate experience in analyzing and interpreting financial statements, cash flow metrics, and leverage ratios. It’s an asset if you have experience with Margin Loans and NAV based lending.

• You’re motivated by collective success and thrive in a team environment. You work effectively with cross-functional teams to achieve shared goals, knowing that teamwork can transform a good idea into a great one. You value inclusivity and foster an environment where collaboration brings visions to life.

• You know that details matter . You notice the small things that others might miss, ensuring accuracy and consistency in your work. Your critical thinking skills help to inform your decision-making and maintain high standards of precision in everything you do.

• You embrace and advocate for change by continuously evolving your thinking and the way you work to deliver your best. You’re comfortable navigating changing priorities and market conditions, maintaining focus and consistently delivering results in dynamic and fast-paced environments.

• Values matter to you: You bring your real self to work and live our values—trust, teamwork, and accountability.

#LI-TA

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

• We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program, defined benefit pension plan, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.

• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

• We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions

What you need to know

• CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact [e-mail]

• You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.

• We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, French proficiency, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Job Location

Toronto-161 Bay St., 5th

Employment Type

Regular

Weekly Hours

37.5

Skills

Accountability, Accounting, Analytics Insights, Business Direction, Client Service, Communication, External Clients, Finance, Financial Analysis, Global Market, Marketing Strategies, Portfolio Management, Sales, Structured Products

At CIBC, we are in business to help our clients, employees and shareholders achieve what is important to them. Our ability to create value for all CIBC stakeholders is driven by a business culture based on common values: Trust, Teamwork and Accountability.

Working with CIBC makes you a part of a work environment committed to our clients, employees and communities - a place where you can excel.

Every day, our 44,000 employees help our clients achieve their financial goals, because what matters to our clients, matters to us.