Credit Analyst

Vaco by Highspring; Barrie; On-site; CAD 80,000 - 90,000; Full time

Job summary

A leading company in Ontario is seeking a Credit Analyst with over 4 years of experience in credit risk assessment. The role involves analyzing financials, approving credit applications, and maintaining credit databases. Candidates should be bilingual in English and French, possess advanced Excel skills, and have experience in the Automotive or Manufacturing sectors. This is an excellent opportunity to join a diverse team and contribute to the company's growth.

Qualifications

• 4+ years of experience assessing Credit Applications.
• Experience in Automotive, Manufacturing, or Distribution industries preferred.

Responsibilities

• Analyze financials to assess credit risk.
• Secure credit approvals and release units.
• Handle overdue collections and bankruptcies.

Skills

Credit Risk Assessment

Communication

Bilingual (English and French)

Excel

Education

College / University degree in Accounting

Finance

Tools

Microsoft Business Central

Job description

Job Responsibilities

• Analyze financials to assess credit risk
• Register and renew securities (GSA, LOCs, etc.)
• Review credit limits and bad debt reserves annually
• Evaluate new dealer applications
• Support the Controller with dealer setup / termination
• Secure credit approvals and release units
• Resolve declined approvals with internal teams
• Handle overdue collections and bankruptcies if escalated
• Approve parts orders and monitor internal purchases
• Maintain credit databases and update finance info
• Respond to credit inquiries and process dealer trades
• Prepare credit reports and support ad hoc requests

About You

• 4+ years of experience assessing Credit Applications—analyzing applications, assessing risk factors, credit worthiness, approving / declining based on assessments, and providing recommendations
• Advanced Excel skills—pivot tables, VLOOKUP, working with large data sets
• Experience with a large ERP system; Microsoft Business Central preferred
• Bilingual in English and French; very strong communication skills are a plus
• Experience in Automotive, Manufacturing, or Distribution industries preferred
• College / University degree in Accounting, Finance, or related field is a strong asset
• Experience assisting with system implementations is an asset

Salary Range

80,000 - $90,000 / year

How to Apply

Click the “Apply Now” button and follow the instructions to submit your resume. Only documents in MS Word or Rich Text formats are accepted.

Additional Information

Reference #446805. You must reside within the Greater Toronto Area and be permitted to work in Canada. A recruiter will contact you if your profile matches our client’s requirements.

Vaco by Highspring values diversity and encourages women, people of color, LGBTQ+ individuals, people with disabilities, ethnic minorities, foreign-born residents, and veterans to apply.

EEO Notice

Vaco by Highspring is an Equal Opportunity Employer. We do not discriminate based on race, color, sex, religion, national origin, age, disability, veteran status, or other protected characteristics. We provide reasonable accommodations for persons with disabilities. Contact [e-mail] for accommodations.

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Pay Transparency

The salary range for this role is an estimate based on various factors including experience, location, and organizational needs. Discretionary bonuses may apply.