Mortgage Lock Desk Analyst

Freddie Mac; United States; Remote; USD 80,000 - 100,000; Full time

Job summary

Join a leading online mortgage lender as a Lock Desk Analyst, where your expertise will drive our commitment to excellence. In this remote role, you'll manage loan locks, support origination units, and ensure compliance with our Rate Lock Policy. Collaborate with a dynamic team to enhance processes and deliver top-notch service to clients. If you're detail-oriented and thrive in a fast-paced environment, this is your chance to make a significant impact in the mortgage industry. Embrace the opportunity to grow your career with a company that values your contributions and celebrates your success.

Benefits

401(k)

Dental insurance

Disability insurance

Employee discounts

Health insurance

Life insurance

Paid time off

12 paid holidays per year

Paid training

Referral program

Vision insurance

Qualifications

• 1+ years of experience in Pricing / Lock Desk Support.
• 3+ years of general Mortgage experience required.

Responsibilities

• Lock loans with investors and internal LOS; manage Lock Desk queue.
• Enforce Rate Lock Policy while supporting Loan Officers.

Skills

Pricing / Lock Desk Support

General Mortgage Experience

Critical Thinking

Math Skills

Microsoft Office

SQL Knowledge

Job description

Description

AmeriSave Mortgage has set the standard in online mortgage lending with over $130 billion in funded loan volume. As one of the top-rated, largest privately-owned online mortgage lenders in the nation, our mission is to deliver beneficial, responsible home lending solutions with unwavering integrity, dedication, and excellence.

Our employees are the driving force behind our success. We believe in the power of a dynamic and talented workforce and creating an environment where your contributions are not just recognized, they're celebrated. Your success is our success, and we are seeking skilled professionals who are ready to bring their A-game, exceed benchmarks, and enhance the overall excellence of AmeriSave, while also growing and advancing their careers.

At AmeriSave, we're one team with one shared dream - to be the best. Let's redefine excellence together!

What we're looking for:

AmeriSave is currently seeking a Lock Desk Analyst to join our winning team.

This is a remote opportunity to work from home.

What You'll Do:

• Lock loans with investors and internal LOS; research and complete re-locks; revise lock and extension request in a timely and professional manner.
• Manage the Lock Desk queue in a timely manner by providing support to Loan origination units as needed.
• Enforce AmeriSave Rate Lock Policy while working closely with Loan Officers and Operations Staff.
• Aid production support staff in challenging pricing situations such as High-Cost exceptions, HPML credits, etc.
• Offer solutions and work with the Lock Desk Manager and Information Technology Team to maintain accuracy of internal pricing engine to improve system processes and performance.
• Process requests and lock cancellations with investors.

What You'll Need:

• 1+ years of Pricing / Lock Desk Support experience.
• 3+ years of general Mortgage experience.
• Working Knowledge of secondary mortgage market framework - Fannie Mae, Freddie Mac, and FHA/VA mortgage programs.
• Able to deal effectively while being courteous to external and internal clients across departments and locations.
• Strong critical thinking and math skills.
• Microsoft Office applications experience required. SQL knowledge is a plus.
• Detail-oriented with ability to work in a fast-paced environment.
• Hours of operation: Monday to Friday, 9 am - 6 pm EST.

Please note: The compensation information provided is an estimate based on Colorado applicants and may vary for other locations.

Compensation:

The hourly rate ranges from $20 to $32.70.

Benefits include:

• 401(k)
• Dental insurance
• Disability insurance
• Employee discounts
• Health insurance
• Life insurance
• Paid time off
• 12 paid holidays per year
• Paid training
• Referral program
• Vision insurance

Supplemental pay:

• Referral bonuses

AmeriSave is an equal opportunity employer. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability.

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