Director of Credit

Peakhill Capital; Toronto; On-site; CAD 80,000 - 130,000; Full time

Job summary

A commercial real estate capital provider is seeking an Associate Director / Director for the Credit Risk Team. Based in Toronto, Montreal, or Calgary, you will oversee underwriting teams and support complex deal structures. Ideal candidates possess a university degree and over 4 years of mortgage experience, with strong leadership and communication skills. The role offers a competitive salary and a full-time employment status.

Qualifications

• 4+ years of mortgage experience, including underwriting in commercial real estate.
• Knowledge of the Canadian Mortgage Industry.
• CMHC insured lending experience preferred.

Responsibilities

• Support complex deal structuring and oversee annual reviews.
• Mentor and provide feedback to a team of Analyst underwriters.
• Contribute to Risk Management strategies aligned with company goals.

Skills

Attention to detail

Strong communication skills

Team leadership

Bilingual (French)

Education

University degree in Business Admin or related field

Tools

Microsoft Excel

Microsoft Word

Internet and Email Applications

Job description

Peakhill Capital is a Commercial Real Estate capital provider with mortgage investments across all real estate asset classes in Canada. Our equity platform (Peakhill Equity Partners) is an opportunistic equity platform focused on investments in ground up and value-add projects in Canada and the United States.

We are hiring an Associate Director / Director for the Credit Risk Team. The candidate can be based in Toronto, Montreal or Calgary.

Responsibilities :

• Support the SVP, Credit and Operations with complex deal structuring; annual review oversight; investor and financial audit requirements; and investor relations activities
• Oversee a team of 4-6 Analyst underwriters, including providing performance feedback, mentoring, helping develop skills and expertise in the industry
• Contribute to the strategic direction of the organization through the development and implementation of Risk Management strategies, policies, and procedures in support of the Company’s goals, and directly aligns with the Company’s strategic plans and objectives
• Review commitment letters, credit presentations, and funding checklists in a timely manner, ensuring accuracy and compliance
• Actively participate in credit committee discussion ensuring effective challenge and adequate identification and mitigation of risk.
• Responsible to ensure all Peakhill policies and procedures are aligned with CMHC’s requirements, including changes to the Lender’s Handbook and subsequent guidance as distributed by CMHC from time to time.
• Provide ongoing feedback to the Origination and Analyst teams on credit requirements as they change, or as common themes are identified
• For loan applications requiring advanced skillset, conduct due diligence and investigation to develop an understanding of the borrower’s profile, analyze and interpret financial data, assess the value of the underlying asset, as well as underwrite and fund commercial mortgage transactions
• Maintain ongoing interaction with clients, including performing site visits, and internal credit committee to ensure thorough underwriting and funding of the loan as necessary to support the credit team
• Stay current with market information and commercial mortgage market trends
• Builds a network within the industry through meetings, events, and involvement in real estate organizations

Educational / Technical Experience :

University degree in Business Admin or related field is preferred

4+ years of mortgage experience, including an underwriting role in commercial real estate

Knowledge of the Canadian Mortgage Industry

CMHC insured lending experience preferred

Working knowledge of Microsoft Word / Access

Expert knowledge of Excel

Working knowledge of Internet and Email Applications (Outlook / Outlook Express)

Qualifications :

High attention to detail : Responsible for quality control, ensuring accuracy

Able to manage a high volume of work with low error rate

Understands policies, ensures operations and procedures are aligned to internal, investor, and CMHC processes and policies

Strong communication and interpersonal skills, both written and verbal

Passion for real estate combined with an understanding of financial analysis

Team leadership experience an asset

Bilingual (French) would be an asset

Seniority level

Seniority level

Director

Employment type

Employment type

Full-time

Job function

Referrals increase your chances of interviewing at Peakhill Capital by 2x

Get notified about new Director of Credit jobs in Toronto, Ontario, Canada .

Toronto, Ontario, Canada CA$80,000.00-CA$110,000.00 2 weeks ago

Toronto, Ontario, Canada $100,000.00-$130,000.00 2 weeks ago

Director, Retail Deposits Finance - Canadian Banking Finance

Director, Private Markets Investment Risk

Director, Credit Risk and Portfolio Oversight

Senior Director, AML Advisory, Personal Banking and Commercial Banking (PB&CB), Canada

Director, Digital Financial Planning and Analysis (FP&A)

Senior Director - Head of Risk Practice VCA NA

Director of Financial Systems (Remote - Canada)

Senior Associate Director, Nexus, Client Delivery

Associate Director, CDIC Central Operations

Director, Canadian Wealth Distribution Compliance

Toronto, Ontario, Canada CA$120,000.00-CA$160,000.00 2 weeks ago

Director, Commercial Lending, MIC Financing

We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.

J-18808-Ljbffr