Director, Liquidity Product Management

TD Bank; Toronto; On-site; CAD 180,000 - 250,000; Full time

Job summary

TD Bank recherche un Directeur de la gestion des produits de liquidité à Toronto, chargé de définir la stratégie et la feuille de route pour les services de trésorerie, y compris les comptes virtuels et le pooling.

Vous dirigerez une équipe produit, travaillerez avec les équipes technologiques, risques et ventes pour accélérer l’adoption et optimiser la performance financière dans un cadre multi‑marchés, au Canada et aux États‑Unis.

Qualifications

• 8+ années d'expérience pratique en gestion de produits de liquidité, trésorerie ou banque de transaction.
• Expertise approfondie en solutions de liquidité: concentration de trésorerie, pooling notional, comptes virtuels, liquidité intrajournalière et sweeps.
• Historique avéré de développement de stratégies produit pluriannuelles et de commercialisation.
• Capacité à influencer des partenaires trans-fonctionnels à des niveaux senior.
• Aptitude financière: modélisation, tarification, P&L et gouvernance des KPI.
• Diplôme de premier cycle; MBA ou diplôme équivalent préférable.

Responsibilities

• Définir et exécuter la feuille de route stratégique pour la gamme de produits de liquidité.
• Diriger les initiatives cross‑fonctionnelles et influencer les décideurs seniors.
• Assurer la gestion du cycle de vie produit de l’idéation au déploiement et à l’optimisation.
• Gérer la planification d’investissement, les business cases et l’allocation budgétaire.
• Garantir la gouvernance produit, conformité réglementaire et gestion des risques.
• Conduire les analyses de marché et les partenariats stratégiques pour la croissance.
• Diriger l’éducation produit en interne et les présentations au niveau exécutif.

Skills

Liquidity product management

Treasury services

Transaction banking

Notional pooling

Virtual accounts

Pricing strategy

P&L management

Regulatory governance

Cross-functional leadership

Education

Bachelor's degree

MBA or similar advanced degree

Job description

Lieu de travail : Toronto, Ontario, Canada
Horaire : 37.5
Secteur d’activité : Postes généraux TD, Valeurs Mobilières TD

Overview

TD has embarked on a multi-year digital transformation and expansion of GTB’s product suite to position the transaction bank as a leading North American cash management provider, enabling significant business growth across the franchise. The centralized Product Management organization will serve a critical role in TD’s ability to develop leading products and capabilities by enabling greater scale, capacity, quality and efficiency for our Transaction Banking businesses across Canada and US.

Role Summary

The Director, Liquidity Product Management, is a critical role responsible for defining and executing the strategic roadmap for the Product Factory’s liquidity product suite, including virtual accounts, cash concentration, notional pooling, and investment services. The Director drives product strategy, market positioning, commercial growth, and governance while leading cross‑functional initiatives and influencing senior stakeholders. This role offers the opportunity to lead the Canada Deposit & Liquidity Product Management team, making it an attractive opportunity for those who are looking to shape strategy, drive innovation, and lead a high‑impact business function.

Key Responsibilities

• Strategic Leadership & Product Vision: Own the strategic roadmap for the Product Factory’s liquidity product suite, balancing client needs, regulatory demands, operational capabilities, and revenue objectives.
• Drive multi‑year product strategy across markets and our three in‑scope business segments (Canadian and US Commercial Banking and TD Securities), with a focus on competitive differentiation and scalable innovation.
• Champion strategic initiatives at senior forums, influencing executive stakeholders and steering cross‑functional decision‑making.
• End‑to‑End Product Ownership: Lead the full product lifecycle across ideation, design, development prioritization, commercialization, and ongoing optimization.
• Oversee investment planning, business cases, and budget alignment for product enhancements and new builds.
• Ensure the delivery of complex product initiatives, partnering across technology, operations globally.
• Market Research & Opportunity Development: Conduct and direct advanced market research to identify new growth opportunities and emerging trends in liquidity and treasury management.
• Evaluate strategic partnerships, industry shifts, and regulatory changes that impact the product landscape.
• Commercialization & Performance Management: Drive commercialization strategy in partnership with sales and relationship teams to accelerate adoption and deepen wallet share.
• Establish and track product‑level KPIs, financial performance, and client satisfaction metrics; lead remediation or enhancement programs when necessary.
• Own pricing strategy and profitability management for the liquidity product portfolio.
• Subject Matter Expertise & Governance: Serve as a senior SME across liquidity solutions including virtual accounts, notional pooling, cash concentration, sweep structures, and intraday liquidity.
• Ensure rigorous product governance, regulatory adherence, and risk management across all offerings.
• Lead audit and regulatory engagement relating to the liquidity product suite.
• Leadership & Enablement: Mentor and guide junior product managers, promoting best practices in product discipline, analysis, and stakeholder management.
• Lead internal and external product education efforts, including executive‑level presentations and thought leadership.

Qualifications

• 8+ years of hands‑on experience in liquidity product management, treasury services, or transaction banking, with significant ownership of strategic product portfolios.
• Deep expertise across liquidity solutions including cash concentration, notional pooling, virtual accounts, intraday liquidity, sweeps, and investment services.
• Proven track record in developing multi‑year product strategies, driving commercialization, and delivering complex product enhancements at scale.
• Demonstrated ability to influence and lead cross‑functional partners at senior levels, including technology, operations, risk, finance and compliance.
• Strong financial acumen, including proficiency in business case development, pricing strategy, product‑level P*L management, and KPI governance.
• Experience representing products in regulatory, audit and risk management forums.
• Strong leadership skills with the ability to coach and mentor junior product managers and contribute to broader product organization development.
• Exceptional communication skills, including executive‑level presentations, client discussions, and thought leadership.
• Bachelor's degree; MBA or similar advanced degree preferred.