Director, Fraud Analytics & Risk Management

Manulife; Toronto; Hybrid; CAD 125.000 - 175.000; Vollzeit

Benefits dieser Stelle

Hybrid work environment

Zusammenfassung

Manulife Bank seeks a Director of Fraud Analytics & Risk Management to lead analytics, risk scoring, and fraud technologies across deposits, lending, and payments. You will shape the fraud ecosystem, partner with Operations, Risk, Tech, Digital, Data & Analytics, and external partners, and report to the AVP/VP Fraud Strategy & Operations.

You will drive predictive models, real-time detection, and governance, balancing customer protection with a frictionless banking experience.

Qualifikationen

• 10+ years of experience in fraud analytics or risk management.
• Deep understanding of fraud risks across retail banking.
• Experience developing fraud detection models and scoring frameworks.
• Experience managing fraud technology vendors.

Aufgaben

• Lead fraud analytics & intelligence across banking products and channels.
• Own customer risk scoring and fraud decisioning.
• Advance fraud technology capabilities and vendor partnerships.
• Strengthen fraud risk management, governance, and indicators.
• Enable data-driven fraud prevention with predictive analytics.
• Lead and develop a high-performing fraud analytics team.

Kenntnisse

Fraud Analytics

Fraud Risk Mgmt

Data Science

Executive Communication

Machine Learning

Ausbildung

University degree in Statistics/Math/Data Science

Tools

SQL

Python

SAS

Power BI

Tableau

Fraud Platforms

Jobbeschreibung

At Manulife Bank, protecting our customers, advisors, and business from financial crime is a critical strategic priority. As Director, Fraud Analytics & Risk Management, you will lead the Bank's fraud analytics and intelligence capabilities, leveraging advanced data analytics, customer risk modeling, and fraud technologies to proactively identify, detect, and mitigate fraud across all banking products, channels, and customer journeys.

This role is responsible for developing a data-driven fraud management ecosystem that delivers strong customer protection while enabling frictionless banking experiences. Working closely with Operations, Risk, Technology, Digital, Data & Analytics, and external partners, you will drive innovative solutions that enhance fraud detection, strengthen customer risk management, and improve fraud prevention outcomes.

Reporting to the AVP/VP, Fraud Strategy & Operations, you will play a key leadership role in shaping the future state fraud capability at Manulife Bank.

Position Responsibilities:

Lead Fraud Analytics & Intelligence

• Develop and execute the Bank's fraud analytics strategy across deposits, lending, mortgages, payments, digital banking, contact centre, and advisor channels.
• Establish proactive monitoring and analytical capabilities to detect emerging fraud risks, customer scams, account takeover attacks, identity theft, synthetic identities, mule activity, and organized fraud networks.
• Leverage internal and external data sources to identify fraud trends, vulnerabilities, and opportunities for control enhancement.
• Lead fraud intelligence and root-cause analysis activities to continuously improve detection and prevention effectiveness.
• Build meaningful analytics, dashboards, and executive reporting to support fraud management decision-making.

Own Customer Risk Scoring & Fraud Decisioning

• Design, develop, and continuously optimize customer fraud risk scoring models across the customer lifecycle.
• Enhance risk-based authentication, transaction monitoring, and fraud intervention strategies.
• Leverage behavioural analytics, device intelligence, digital signals, transaction patterns, and external intelligence to improve customer risk segmentation.
• Monitor model performance and ensure appropriate governance, oversight, validation, and recalibration.
• Support development of real-time fraud detection and decisioning capabilities as the Bank evolves its payments and digital banking ecosystem.

Advance Fraud Technology Capabilities

• Lead evaluation, implementation, and optimization of fraud technology solutions that strengthen the Bank's fraud prevention capabilities.
• Partner with vendors to implement prevention and detection fraud toolkits
• Develop business cases and strategic recommendations for fraud technology investments.
• Manage vendor relationships, performance expectations, and ongoing solution effectiveness reviews.

Strengthen Fraud Risk Management

• Lead comprehensive fraud risk assessments across products, processes, channels, and strategic initiatives.
• Partner with Enterprise Risk Management and Compliance teams to ensure fraud risks are appropriately identified, measured, monitored, and mitigated.
• Define and maintain fraud risk indicators, thresholds, risk appetite metrics, and reporting frameworks.
• Identify control gaps and drive remediation strategies.
• Support regulatory, audit, and governance reviews related to fraud risk management.

Enable Data-Driven Fraud Prevention

• Partner with Analytics on developing predictive models to improve fraud detection and prevention outcomes.
• Leverage machine learning, network analytics, behavioural analytics, anomaly detection, and AI-enabled capabilities where appropriate.
• Balance fraud loss reduction objectives with customer experience considerations.
• Translate complex analytical findings into actionable business recommendations for senior leadership.

Lead and Develop a High-Performing Team

• Build and lead a team of fraud analytics, fraud intelligence, and risk professionals.
• Foster a culture of innovation, continuous improvement, accountability, and customer focus.
• Coach and develop talent while building future fraud analytics capabilities for the Bank.
• Serve as a trusted advisor to executives and stakeholders on fraud risk trends, emerging threats, and mitigation strategies.

Required Qualifications:

• University degree in Statistics, Mathematics, Data Science, Computer Science, Business, Finance, Risk Management, or a related discipline.
• 10+ years of experience in fraud analytics, fraud risk management, financial crimes, banking analytics, or advanced data analytics.
• Deep understanding of fraud risks across retail banking products and customer journeys.
• Experience developing fraud detection models, customer risk scoring frameworks, and fraud monitoring programs.
• Experience managing fraud technology vendors and implementing fraud

Preferred Qualifications:

• Strong executive communication and stakeholder management skills.
• Graduate degree in a quantitative or business discipline. Professional certifications such as:
• Certified Fraud Examiner (CFE)
• Certified Anti-Money Laundering Specialist (CAMS)
• Certified Analytics Professional (CAP)Experience with machine learning and AI-enabled fraud detection solutions.
• Experience supporting real-time payments, digital banking, and emerging payment ecosystems.
• Experience working with SQL, Python, SAS, Power BI, Tableau, machine learning and predictive analytics tools, fraud detection and case management platforms, identity verification technologies, behavioural analytics solutions, and device intelligence platforms to support data-driven decision-making, fraud prevention, and operational effectiveness.

Success in This Role

You will be successful if you:

• Demonstrate strategic thinking and strong business acumen.
• Drive measurable improvements in fraud control effectiveness.
• Proactively identify emerging fraud risks before they impact customers.
• Build strong partnerships across the Bank and Enterprise.
• Translate complex fraud risks into actionable business recommendations.
• Balance customer experience, operational efficiency, regulatory requirements, and risk management objectives

When you join our team:

• We’ll empower you to learn and grow the career you want.
• We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words.
• As part of our global team, we’ll support you in shaping the future you want to see.

#LI-HYBRID

Acerca de Manulife y John Hancock

Manulife Financial Corporation es un importante proveedor internacional de servicios financieros que ayuda a las personas a tomar decisiones de una manera más fácil y a vivir mejor. Para obtener más información acerca de nosotros, visite http://www.manulife.com .

Manulife es un empleador que ofrece igualdad de oportunidades

En Manulife/John Hancock, valoramos nuestra diversidad. Nos esforzamos por atraer, formar y retener una fuerza laboral tan diversa como los clientes a los que prestamos servicios, y para fomentar un entorno laboral inclusivo en el que se aprovechan las fortalezas de las culturas y las personas. Estamos comprometidos con la equidad en las contrataciones, la retención de talento, el ascenso y la remuneración, y administramos todas nuestras prácticas y programas sin discriminación por motivos de raza, ascendencia, lugar de origen, color, origen étnico, ciudadanía, religión o creencias religiosas, credo, sexo (incluyendo el embarazo y las afecciones relacionadas con este), orientación sexual, características genéticas, condición de veterano, identidad de género, expresión de género, edad, estado civil, estatus familiar, discapacidad, o cualquier otro aspecto protegido por la ley vigente.

Nuestra prioridad es eliminar las barreras para garantizar la igualdad de acceso al empleo. Un representante de Recursos Humanos trabajará con los solicitantes que requieran una adaptación razonable durante el proceso de solicitud. Toda la información que se haya compartido durante el proceso de solicitud de adaptación se almacenará y utilizará de manera congruente con las leyes y las políticas de Manulife/John Hancock correspondientes. Para solicitar una adaptación razonable en el proceso de solicitud, envíenos un mensaje a [e-mail] .

Referenced Salary Location

Toronto, Ontario

Modalidades de Trabajo

Híbrido

Salary range is expected to be between

$125,100.00 CAD - $175,100.00 CAD

Los empleados también tienen la oportunidad de participar en programas de incentivos y recibir una compensación vinculada al rendimiento empresarial e individual. El salario real variará según las condiciones del mercado local, la geografía y factores relacionados con el puesto como conocimientos, habilidades, requerimientos, experiencia y educación/formación. Si solicitas este puesto fuera de tu ubicación principal, por favor escríbenos a [e-mail] para conocer el rango salarial correspondiente a tu ubicación.

Manulife ofrece a los empleados aptos una amplia variedad de beneficios personalizables, entre ellos, beneficios de salud, odontológicos, de salud mental, oftalmológicos, por discapacidad a corto y a largo plazo, cobertura de seguro de vida y por muerte accidental y desmembramiento, adopción/subrogación y bienestar, y planes de asistencia al empleado/familiar. También ofrecemos a los empleados admisibles varios planes de ahorro para la jubilación (incluidos planes de pensiones y un plan mundial de propiedad de acciones con contribuciones equivalentes del empleador) y recursos de asesoramiento y educación financiera. Nuestro generoso programa de tiempo libre remunerado en Canadá incluye feriados, vacaciones, días personales y días por enfermedad, y ofrecemos la gama completa de ausencia laboral reglamentaria. Si se está postulando para este puesto en los EE. UU., póngase en contacto con [e-mail] para obtener más información sobre las disposiciones relativas al tiempo libre remunerado específicas de EE. UU.

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