Director, Digital Assets Platform

BMO; Toronto; On-site; CAD 150,000 - 210,000; Full time

Job summary

Bank of Montreal is seeking a Director, Digital Assets Platform to own the end-to-end product for a strategic enterprise platform. You will shape the product vision, drive roadmaps, and collaborate with executives across Commercial Banking, Capital Markets, Wealth, and Retail to enable tokenization, digital payments, and ledger-based settlement.

This is a high-visibility, strategic-build role demanding influence and hands-on delivery.

Qualifications

• Experience building digital asset or fintech products.
• Proven ability to translate strategy into scalable product capabilities.
• Strong collaboration with executives and engineering teams.

Responsibilities

• Own enterprise product vision, strategy and backlog for the Digital Assets Platform.
• Define multi-year build plans, investment priorities and measurable outcomes.
• Map end-to-end client journeys including onboarding, money movement and settlement.
• Lead cross-functional delivery with Engineering, Architecture, Procurement and Finance.

Skills

Platform strategy

Roadmap development

Stakeholder management

Digital assets

Tokenization

Job description

Application Deadline:

09/27/2026

Address:

250 Yonge Street

Job Family Group:

Customer Solutions

This is a rare opportunity to shape the future of digital assets at BMO by leading the development of a new enterprise-wide Digital Assets Platform. As the business Product Owner, you will drive the strategy, roadmap, and delivery of innovative capabilities across tokenization, digital payments, distributed ledger technology, and digital asset infrastructure. Working closely with senior executives, technology leaders, and stakeholders across Commercial Banking, Capital Markets, Wealth, and Retail Banking, you will play a pivotal role in transforming how value moves across the financial ecosystem. Ideal for a builder who thrives in ambiguity, this highly visible role offers the chance to create and scale a strategic platform from the ground up while establishing yourself as a trusted Digital Assets leader within one of North America's leading financial institutions.

Build the platform that will help shape the future of money and financial markets at BMO. BMO is building enterprise digital asset capabilities that connect the trust, balance sheet and control environment of a leading North American bank with the speed, programmability and new market models enabled by tokenization. The ambition is to create one reusable platform that can support client products across Treasury and Payment Solutions, Commercial Banking, Capital Markets, Wealth Management, Personal & Business Banking and other lines of business.

This is a strategic but hands‑on build mandate. This role will help BMO take strategy, market participation and early use cases to working, commercial capabilities. The role will shape how tokenized deposits, regulated stablecoins, tokenized cash, digital asset settlement, collateral and liquidity services can be designed, launched and scaled within a regulated bank.

If you have built digital asset or fintech products in industry and want to apply that experience to an enterprise platform with meaningful client reach, this is an opportunity to build the foundation, not simply manage an established product.

The Director, Digital Assets Platform is the end‑to‑end business product owner for BMO's shared Digital Assets Platform. The role owns the platform product vision, roadmap and backlog and translates enterprise use cases into scalable capabilities, complete client and operating journeys, and commercially viable products.

Acting as both a strategic leader and hands‑on product builder, this individual works across lines of business to identify client problems, map end‑to‑end flows and define how each proposition creates client value and economic value for BMO. The role partners closely with platform engineering leads in Technology and Operations and other functions such as Finance, Treasury, Legal, Risk, Compliance, AML, Fraud, Cyber and Privacy to ensure products are secure, resilient, compliant and operationally ready by design.

The candidate also brings an external market perspective, working with clients, industry networks, consortiums, fintechs and infrastructure providers to inform product choices and selectively accelerate delivery while preserving BMO ownership of the strategy, architecture, client experience and critical control points.

Key Responsibilities

Platform Product Strategy & Roadmap

Own and continuously evolve the enterprise product vision, strategy, roadmap and outcomes for BMO's shared Digital Assets Platform.

Translate BMO's digital assets strategy into a sequenced multi-year build plan, operating plans, investment priorities and measurable outcomes.

Define the common platform capabilities that should be built once and reused across products, lines of business, networks and jurisdictions.

Maintain a clear view of market structure, client demand, competitive developments and regulatory change, and convert insights into product decisions.

Make disciplined build, buy and partner recommendations in collaboration with Engineering, Architecture, Procurement and enterprise stakeholders.

Use Case Design & Commercialization

Partner with product, sales and business leaders across BMO to identify and prioritize use cases with clear client value, strategic relevance and credible economics.

Map complete end-to-end journeys, including client initiation, onboarding, money movement, ledger treatment, settlement, servicing, exception management, accounting, reconciliation, reporting and support.

Develop product propositions, target segments, business cases, pricing and revenue logic, go‑to‑market plans, adoption measures and benefit‑realization plans.

Own the product lifecycle from discovery and validation through design, build, approval, launch, adoption, enhancement and, where appropriate, retirement.

Use client feedback, pilots and market participation to validate outcomes and scale the capabilities that demonstrate value.

Platform Capabilities & Product Delivery

Translate business and client needs