Director, Commercial Financial Services Finance

0000055739 RBC Insurance Agency Ltd.; Kelowna; On-site; CAD 100,000 - 150,000; Full time

Job summary

A leading financial institution is looking for a Director, Commercial Financial Services to enhance its client offerings in Kelowna. This role involves managing credit relationships for commercial clients, focusing on loan origination and maintaining portfolio quality. The ideal candidate should possess strong analytical skills, a degree in a related field, and at least five years of experience in commercial lending.

Benefits

Dynamic and collaborative work environment

Opportunities for professional growth

Qualifications

• Proven track record in financial and credit analysis.
• Minimum five years’ experience in commercial lending.
• Professional verbal and written communication skills.

Responsibilities

• Collaborate with client managers to manage loan transactions.
• Manage aspects of the credit approval process.
• Develop and strengthen client relationships.

Skills

Corporate Finance

Corporate Lending

Credit

Financial Analysis

Education

Undergraduate degree in Business, Economics, Accounting, or Finance

MBA, CPA or CFA (Nice-to-have)

Tools

Microsoft Office

Job description

Director, Commercial Financial Services Finance page is loaded

Director, Commercial Financial Services Finance

Apply locations KELOWNA, British Columbia, Canada PRINCE GEORGE, British Columbia, Canada time type Full time posted on Posted 2 Days Ago time left to apply End Date: August 2, 2025 (9 days left to apply) job requisition id R-0000134416

Job Summary

Job Description

What is the opportunity?

As Director, Commercial Financial Services (CFS) Finance, you are part of a team of client-facing credit professionals aligned to our senior commercial client segment within CFS, defined as commercial clients with annual sales revenue between $25MM and $125MM. You play a key role in realizing our business growth objectives through the structuring, delivery and management of credit for a portfolio of large commercial clients. You will lead the end-to-end credit relationship for a defined portfolio of clients with a focus on loan origination and ongoing portfolio quality oversight. You contribute to an exceptional client experience by providing superior business, financial and credit advice directly to clients.

What will you do?

• Collaborate with client relationship managers to structure, deliver, close, and monitor loan transactions, including credit submissions to Group Risk Management (GRM) and transaction presentations to clients

• Collaborate with client relationship managers in the preparation and presentation of credit pitches that clearly articulate advantages and benefits of proposed credit solutions to existing and potential clients Demonstrate RBC’s capability to provide customized and creative credit solutions in a timely manner and deliver credit solutions that meet or exceed our client’s needs

• Manage all aspects of the credit approval process including Commitments Committee and GRM, developing strong working relationships with National Office personnel and risk managers.

• Actively develop, strengthen and deepen client relationships and engage with key RBC partners including Group Risk Management, Private Banking, Corporate Client Group (including the ABL, MM Leverage Finance and Mezzanine teams), National Specialized Solutions (e.g. Leasing, Trade Finance), Personal Banking, and others

• Exercise due diligence in recommending credit applications, working in collaboration with Risk Management, especially in supporting risk processes and guidelines in order to find the appropriate mix of credit risk and structural mitigants.

• Maintain portfolio quality oversight through proactive portfolio management, including annual credit renewals, covenant monitoring and control

What do you need to succeed?

Must-have

• Proven track record in financial and credit analysis in support of exceptional client relationship management

• Minimum five years’ experience in commercial lending at a major financial institution

• Undergraduate degree in Business, Economics, Accounting, or Finance with strong quantitative, financial modeling, and analytical skills, as well as an ability to analyze company financial statements Strong skills with Microsoft Office, as well as experience with emerging resources, communications and technology (e.g. online data resources, web-based meetings, social media, digital banking, and mobile applications)

• Professional verbal and written communication skills with a high level of attention to detail in both written work and financial analysis

• Strong organizational skills, ability to perform well under pressure, prioritize multiple tasks and projects, while meeting time-sensitive deadlines

Nice-to- have

• MBA, CPA or CFA

• Work experience in corporate lending / corporate finance

• Trained in credit and accounting with an ability to manage complex concepts

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• Ability to make a difference and lasting impact

• Work in a dynamic, collaborative, progressive, and high-performing team

• Opportunities to do challenging work

Job Skills

Corporate Finance, Corporate Lending, Credit, Credit Structuring, Financial Analysis

Additional Job Details

Address:

1665 ELLIS ST:KELOWNA

City:

KELOWNA

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

PERSONAL & COMMERCIAL BANKING

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2025-07-21

Application Deadline:

2025-08-02

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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About Us

Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Our success comes from the 84,000+ employees who bring our vision, values and strategy to life so we can help our clients thrive and communities prosper. As Canada’s biggest bank, and one of the largest in the world based on market capitalization, we have a diversified business model with a focus on innovation and providing exceptional experiences to more than 16 million clients in Canada, the U.S. and 34 other countries. Learn more at rbc.com .

We are proud to support a broad range of community initiatives through donations, community investments and employee volunteer activities. See how at rbc.com/community-social-impact .