Director, Commercial Financial Services (CFS) Finance

RBC; Burlington; On-site; CAD 120,000 - 160,000; Full time

Job summary

RBC is seeking a Director of Commercial Financial Services in Burlington to lead a team focused on credit management for large commercial clients. Key responsibilities include structuring loan transactions, enhancing client relationships, and ensuring portfolio quality. Ideal candidates will have a strong background in financial analysis and commercial lending, with a commitment to delivering exceptional client service.

Benefits

Dynamic and collaborative work environment

Opportunities for challenging work

Ability to make a lasting impact

Qualifications

• Minimum five years’ experience in commercial lending.
• Ability to analyze company financial statements.
• Strong attention to detail for financial analysis.

Responsibilities

• Lead end-to-end credit relationship for large commercial clients.
• Collaborate with relationship managers on loan transactions.
• Manage credit approval process and maintain portfolio quality.

Skills

Financial analysis

Client relationship management

Credit analysis

Microsoft Office

Quantitative skills

Analytical skills

Communication skills

Organizational skills

Education

Undergraduate degree in Business, Economics, Accounting, or Finance

MBA, CPA or CFA (Nice-to-have)

Job description

Job Summary

Job Description

Please note:As this role supports the Southwestern Ontario Market, there is flexibility in the work location.

What is the opportunity?

As Director, Commercial Financial Services (CFS) Finance, you are part of a team of client-facing credit professionals aligned to our large commercial client segment within CFS, defined as commercial clients with annual sales revenue between $25MM and $100MM. You play a key role in realizing our business growth objectives through the structuring, delivery and management of credit for a portfolio of large commercial clients. You will lead the end-to-end credit relationship for a defined portfolio of clients with a focus on loan origination and ongoing portfolio quality oversight. You contribute to an exceptional client experience by providing superior business, financial and credit advice directly to clients.

What will you do?

• Collaborate with client relationship managers to structure, deliver, close, and monitor loan transactions, including credit submissions to Group Risk Management (GRM) and transaction presentations to clients

• Collaborate with client relationship managers in the preparation and presentation of credit pitchesthat clearly articulate advantages and benefitsof proposed credit solutions to existing and potential clients

• Demonstrate RBC’s capability to provide customized and creative credit solutions in a timely manner and deliver credit solutions that meet or exceed our client’s needs

• Manage all aspects of the credit approval process including Commitments Committee and GRM, developing strong working relationships with National Office personnel and risk managers.

• Actively develop, strengthen and deepen client relationships and engage with key RBC partners including Group Risk Management, Private Banking, Corporate Client Group (including the ABL, MMLF and Mezz teams), National Specialized Solutions (e.g. Leasing, Trade Finance), Personal Banking, and others

• Exercise due diligence in recommending credit applications, working in collaboration with Risk Management, especially in supporting risk processes and guidelines in order to find the appropriate mix of credit risk and structural mitigants

• Maintain portfolio quality oversight through proactive portfolio management, including annual credit renewals, covenant monitoring and control

What do you need to succeed?

Must-have

• Proven track record in financial and credit analysis in support of exceptional client relationship management

• Minimum five years’ experience in commercial lending at a major financial institution, ideally in diversified corporate banking or upper middle market/large commercial banking

• Undergraduate degree in Business, Economics, Accounting, or Finance with strong quantitative, financial modeling, and analytical skills, as well as an ability to analyze company financial statements

• Strong skills with Microsoft Office, as well asexperience with emerging resources, communications and technology (e.g. online data resources, web-based meetings, social media, digital banking, and mobile applications)

• Professional verbal and written communication skills with a high level of attention to detail in both written work and financial analysis

• Strong organizational skills, ability to perform well under pressure, prioritize multiple tasks and projects, while meeting time-sensitive deadlines

Nice-to-have

• MBA, CPA or CFA

• Trained in credit and accounting with an ability to manage complex concepts

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• Ability to make a difference and lasting impact

• Work in a dynamic, collaborative, progressive, and high-performing team

• Opportunities to do challenging work

#LI-DE1

Job Skills

Additional Job Details

Address:

3405 HARVESTER RD:BURLINGTON

City:

BURLINGTON

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

PERSONAL & COMMERCIAL BANKING

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2025-06-05

Application Deadline:

2025-06-20

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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