Data-Driven Credit Risk Analyst (18-Month Contract)

Go Fractional; Toronto; Hybrid; CAD 60,000 - 80,000; Full time

Benefits offered by this job

Bonus program

RRSP match program

Medical, dental, vision, life and long

Employee Share Purchase Plan

Maternity/Parental top-up

Generous vacation policy

Career development program

Job summary

PCF (President's Choice Financial) seeks an Analyst, Credit Risk Acquisitions for an 18-month contract in Toronto. The role supports development, monitoring, and optimization of adjudication strategies, leveraging data to drive risk-informed decisions and fraud prevention insights.

You will collaborate across Risk, Fraud, AML, and Operations, build dashboards, and perform quantitative analyses to improve strategies. Hybrid work with an EQ Bank location in Toronto is provided.

Qualifications

• Bachelor's degree in a quantitative field (Statistics, Mathematics, Engineering, CS, Data Science, Physics, Economics)
• 0–2 years in data analytics, business analytics, risk analytics, or related field
• Proficiency in SQL and Python to manipulate large datasets
• Strong analytical and problem-solving skills with data-driven insights
• Attention to detail and data quality
• Excellent written and verbal communication to explain findings
• Willingness to learn quickly in a fast-paced environment
• Experience with data visualization, cloud analytics, ML or statistical modelling is a plus
• MS Office skills, especially Excel and PowerPoint

Responsibilities

• Analyze portfolio, operations, and customer data to identify trends, risks, and opportunities in credit adjudication and fraud prevention
• Develop and maintain dashboards, KPI monitoring, and reporting for risk governance
• Support adjudication strategy improvements through quantitative analysis and monitoring
• Perform data analysis and segmentation on customer behavior, outcomes, fraud trends, and performance
• Assist in design, testing, and monitoring of adjudication strategy changes
• Produce ad hoc analyses for strategic initiatives and management presentations
• Apply statistical methods to generate actionable insights
• Collaborate with Credit Risk, Fraud, AML, Product, Marketing, and Operations to meet requirements
• Contribute to data assets, reporting processes, and decision-support tools

Skills

SQL

Python

Data analytics

Risk analytics

Education

Bachelor's degree in a quantitative field

Tools

Excel

PowerPoint

Job description

PCF (President's Choice Financial) seeks an Analyst, Credit Risk Acquisitions for an 18-month contract in Toronto. The role supports development, monitoring, and optimization of adjudication strategies, leveraging data to drive risk-informed decisions and fraud prevention insights.

You will collaborate across Risk, Fraud, AML, and Operations, build dashboards, and perform quantitative analyses to improve strategies. Hybrid work with an EQ Bank location in Toronto is provided.