Credit Risk Manager, ESG Credit Risk Management (3818)

myGwork - LGBTQ+ Business Community; Toronto; On-site; CAD 91,000 - 137,000; Full time

Job summary

A leading financial institution in Toronto is seeking a Manager for ESG Credit Risk to lead climate credit analytics initiatives. The ideal candidate will have over 5 years of relevant experience and a strong proficiency in data analysis tools. Key responsibilities include developing climate risk action plans and collaborating with various departments to enhance understanding of credit risk. This role offers a salary between $91,200 - $136,800 CAD and includes development opportunities.

Qualifications

• Ability to analyze data and effectively challenge.
• Think outside the box; ability to connect the dots.
• Clear articulation of risks identified.
• Ability to remain organized in changing environments.
• Know how to work with both Business and Technology partners.

Responsibilities

• Lead Climate Credit Analytics initiatives.
• Support implementation of climate credit risk action plans.
• Develop and refine Climate Risk Heatmaps.
• Collaborate with partners across ESG-Risk and other Businesses.
• Represent credit risk in climate-related workshops.

Skills

Analytical skills

Strategic thinking

Strong communication skills

Adaptivity

Relationship management skills

Organizational awareness

Proficiency in Microsoft suite

Experience in data analytical tools

Education

5+ years relevant experience

ESG experience or experience within a lending-based business line

Credit risk experience

Tools

Excel

PowerPoint

Python

SQL

Tableau

Power BI

Job description

Overview

This job is with TD Bank, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly.

Location and Details

• Work Location: Toronto, Ontario, Canada


• Hours: 37.5


• Line Of Business: Risk Management


• Pay Details: 91,200 - $136,800 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description

Department Overview

Environment, Social & Governance Credit Risk (ESG-CR) under Non-Financial Risk Management (NFRM) is responsible for the identification, assessment, remediation and reporting of climate risk within TDG B’s credit portfolio. The group is accountable for ensuring that the risks associated with climate change are incorporated into the broader assessment of how TD's credit products and exposures fit within TD's Risk Appetite. ESG-CR provides strategic guidance, advice and independent challenge to support TD in achieving its climate objectives in the broader context of meeting its strategic objectives.

Reporting to the Senior Manager, ESG Credit Risk, the Manager will support the development of portfolio level analysis and risk controls to support the effective management of climate risk within TD's Retail and Non-Retail lending portfolios across the Banks' global footprint. The successful candidate will work in a fast-paced and results-oriented environment for an emerging high-profile area of focus and will be part of a learning culture where ongoing development is encouraged.

Key Responsibilities

• Lead the Climate Credit Analytics initiatives, consistently exploring avenues to advance our analytical capabilities and augmenting data comprehensiveness to identify and measure physical climate risk impact on the credit portfolios


• Support the development and implementation of climate credit risk action plans for different Businesses : identifying existing controls and gap analysis, recommending potential mitigation activities, and quantifying the impact of potential risks and solutions


• Support the annual refresh and continued refinement of the Climate Risk Heatmaps within the Bank's Sustainability Report


• Work closely with our partners across ESG-Risk, the Businesses, 2A Credit Risk, and Model Development to develop insights and further the Bank's understanding and management of climate risk within the credit portfolio


• Coordinate review and validation activities, as applicable, for climate credit risk vendor models


• Collaborate with other climate initiatives (e.g., Scenario Analysis Program) to connect use cases and build synergies


• Represent credit risk in climate-related workshops and engage senior management on key decision-making as appropriate


• Support ad-hoc deliverables related to climate risk management on TD's lending business

Job Requirements

• Analytical skills: ability to analyze data / information, to effectively challenge, and to make proper recommendations


• Strategic thinking: convergent and divergent thinking; think outside the box; ability to connect the dots


• Strong communication skills: clear articulation of the risks identified; facilitate effective discussion on complex issues


• Adaptivity: ability to remain organized and manage through a space that is not well defined where solutions may be multi-faceted, and the industry environment is prone to change


• Relationship management skills: know how to work with both Business and Technology partners


• Organizational awareness: acumen to understand roles, relationships, and structures within the organization


• Proficiency in Microsoft suite, including Excel and PowerPoint. Experience in data analytical / visualization tools (Python / SQL / Tableau / Power BI) would be considered a bonus


• 5+ years relevant experience


• Credit risk experience, supporting Retail or Non-Retail, is an asset


• ESG experience or experience within a lending-based business line is advantageous

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches / stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.

Total Rewards

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

• Additional Information

We\'re delighted that you\'re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we\'re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you\'re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You\'ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we\'re committed to helping you identify opportunities that support your goals.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you\'ve got everything you need to succeed in your new role.

Interview Process

We\'ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you\'d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you

• Language Requirement (Quebec Only) :



Sans Objet