Credit Risk Manager

Peoples Group; Toronto; Hybrid; CAD 90,000 - 120,000; Full time

Job summary

A leading financial institution in Canada is seeking a Credit Risk Manager with extensive experience in commercial real estate financing. The role involves underwriting, risk assessment, and portfolio monitoring, with a focus on building relationships and ensuring compliance with regulatory guidelines. The company offers a flexible hybrid work environment and competitive compensation.

Qualifications

• 8+ years of relevant experience in commercial, real estate, and retail lending.
• Expertise in credit risk within regulated financial institutions.

Responsibilities

• Collaborate with VP Credit Risk on new and renewal credit submissions.
• Monitor and report on portfolio performance regularly.
• Ensure policy compliance with regulatory issues.

Skills

Analytical Skills

Technical Credit Skills

Financial Understanding

Relationship Building

Education

Post-secondary degree or financial/accounting designation

Tools

MS Office

Job description

Join to apply for the Credit Risk Manager role at Peoples Group.

About Us
Peoples Group is a boutique Financial Institution with offices in Toronto, Vancouver, Montreal, and Calgary, serving the Canadian market for over 35 years. Our mission is to exceed customer expectations through exceptional service and extensive product knowledge.

Our Culture
Our values—Strength-Based, Relationship Focused, and Passionate Execution—shape our culture. We believe people choose a company to join, prioritizing trustworthiness, creativity, and a willingness to contribute daily.

Work Environment
We offer a flexible, hybrid work environment with a mix of in-office and remote work during regular business hours, Monday to Friday, 8:00 am to 4:30 pm, with flexible start and end times.

About You
You possess extensive experience in business and credit risk within regulated financial institutions, with expertise in commercial real estate construction financing (especially multi-family properties) and term financing. You are skilled in underwriting, risk assessment, and mitigation, with a proactive approach to portfolio monitoring and a strong understanding of current and emerging real estate market conditions.

Qualifications

• Post-secondary degree or financial/accounting designation.
• 8+ years of relevant experience in commercial, real estate, and retail lending.
• Superior analytical and technical credit skills.
• Strong financial and accounting understanding.
• Knowledge of current regulatory guidelines.
• Advanced MS Office skills, particularly Excel and PowerPoint.

Daily Responsibilities

• Collaborate with VP Credit Risk and serve as the first contact for new and renewal credit submissions.
• Suggest credit solutions and assist with transaction structuring analysis.
• Monitor and report on portfolio performance regularly.
• Build strong relationships with business partners.
• Develop industry sector knowledge and stay updated on market trends.
• Understand regulatory issues and ensure policy compliance.
• Perform quality assurance checks pre- and post-funding to meet credit conditions.
• Perform other duties as assigned.

Compensation
Competitive salary between $90,000 and $120,000, plus discretionary profit sharing, based on experience and qualifications. Candidates will be asked to state salary expectations during the process.

We value individuality and inclusivity. If accommodations are needed during the application process, please let us know.