Credit Risk Auditor - Audit / Control / Quality - Montreal, Quebec, Canada

SGS Société Générale de Surveillance SA; Montreal; On-site; CAD 70,000 - 90,000; Full time

Job summary

A leading global bank is seeking a Junior Credit Risk Auditor based in Montreal. The role involves supporting credit portfolio assessments and participating in audit initiatives. The ideal candidate will bring credit knowledge, project management skills, and analytical prowess to help enhance the audit team's effectiveness.

Qualifications

• 3-5 years relevant experience.
• Strong analytical skills for credit assessment.
• Proficiency with Data Analytics tools.

Responsibilities

• Support planning, execution, and reporting on credit audits.
• Prepare worksheets for credit ratings and profiles.
• Assist in creating reports on risk profiles.

Skills

Analytical skills

Communication skills

Project management

Collaborative attitude

Credit risk knowledge

Data analytics

Job description

Responsibilities

Société Generale (“SG”) is a top-tier global European bank, headquartered in France, with 120,000 employees serving over 26 million clients across more than 62 countries. For over 160 years, we have supported economic development by providing a wide range of financial solutions and advisory services to our corporate, institutional, and individual clients.

Our core strengths include longstanding client relationships, cutting-edge expertise, innovation, ESG capabilities, and leading franchises—all aimed at creating sustainable value for stakeholders.

The Group operates in three main business areas, each incorporating ESG offerings:

• Global Banking and Investor Solutions: The Wholesale Banking division offering tailored solutions, with leadership in equity derivatives, structured finance, and ESG;
• French Retail Banking, Private Banking & Insurance: Covering retail banking, private banking, insurance, and online banking;
• Mobility, International Retail Banking & Financial Services: Including local market banks, Ayvens in sustainable mobility, and specialized financing.

In the Americas, SG includes subsidiaries, branches, and offices in the U.S., Canada, Brazil, Chile, Mexico, and other Latin American countries, mainly related to SG's Wholesale Banking Division (“SG Americas”).

The SG Internal Group Audit Division (IGAD), comprising over 1,200 professionals in more than 150 countries, independently audits SG’s global operations. A dedicated team of about 60 professionals, SG Internal Audit Americas (“SGIAA”), covers SG Americas from New York, Sao Paulo, and Montreal.

SGIAA conducts independent, objective audits of operational entities, assessing compliance, risk exposure, management effectiveness, and control procedures.

Role & Responsibilities:

This role offers a unique opportunity to contribute as a valuable member of the Audit team and to help establish our presence in Montreal.

The Junior Credit Risk Auditor will be part of the Credit Risk Review Function within the Internal Audit team, supporting assessments of SG America’s credit portfolios, business initiatives, and compliance with regulations. The role also involves contributing to global audit initiatives and innovations.

Candidates should have some credit knowledge/experience and project management skills to meet objectives within set scope and timelines.

Junior Credit Risk Auditors support the planning, execution, and reporting of credit audits, with the ability to assess credit risks under supervision.

Specific tasks include:

• Preparing clear worksheets supporting credit ratings and profiles;
• Assisting in preparing reports on risk profiles and asset quality;
• Informing relevant parties of significant findings;
• Following up on audit issues and corrective actions;
• Participating in portfolio review meetings;
• Identifying process improvement opportunities;
• Staying informed on industry and credit trends.

Profile & Qualifications:

• At least 3-5 years of relevant experience;
• Strong analytical skills for credit assessment and data analysis tools;
• Good communication skills, both written and verbal;
• Project management capability to meet deadlines;
• Collaborative attitude and ability to work independently;
• Knowledge of credit risk, commercial lending, structured finance, corporate and investment banking;
• Experience in credit risk management and financial analysis;
• Proficiency with Data Analytics tools;
• Knowledge of Internal Audit principles is a plus.

Language: Proficiency in English, both oral and written, is required for collaboration with US colleagues. Candidates must undergo an enhanced background screening, including fingerprinting, due to US Federal Securities law.