Credit Risk Architect & Production Lead

Chexy; Toronto; On-site; CAD 100,000 - 130,000; Full time

Job summary

Chexy in Toronto is seeking an experienced data scientist to lead the development of credit and underwriting functions from the ground up. This role requires deep hands-on experience in building credit risk models and involves owning the data, models, and policy to shape decision-making.

The ideal candidate will have 6+ years in data science, with proficiency in Python and SQL, and a strong understanding of the credit lifecycle. This position is fully onsite in our downtown office, fostering a collaborative and dynamic work environment.

Qualifications

• 6+ years in data science with experience in building underwriting models.
• You've shipped models into production and monitored their performance.
• Understanding of the full credit lifecycle including loss forecasting.

Responsibilities

• Own credit and underwriting function, strategy, and models.
• Build and deploy underwriting models for flex products in production.
• Define credit data layer and metrics that matter for monitoring.

Skills

Hands-on experience building credit risk models

Fluent in Python

Fluent in SQL

Experience in lending or fintech

Analytical skills

Tools

BigQuery

Job description

Chexy in Toronto is seeking an experienced data scientist to lead the development of credit and underwriting functions from the ground up. This role requires deep hands-on experience in building credit risk models and involves owning the data, models, and policy to shape decision-making.

The ideal candidate will have 6+ years in data science, with proficiency in Python and SQL, and a strong understanding of the credit lifecycle. This position is fully onsite in our downtown office, fostering a collaborative and dynamic work environment.