Credit Officer (contract)

Richardson Wealth Ltd; Toronto; On-site; CAD 60,000 - 65,000; Full time

Job summary

Richardson Wealth Ltd. is seeking a Credit Officer to join a tight-knit team responsible for monitoring, reviewing, and approving daily retail credit requests and transactions.

You will ensure compliance with regulatory requirements and firm policies while avoiding undue risk that could lead to financial losses. The role involves processing payments, DAP/RAP, charitable donations, and journal entries, with a focus on accuracy and timely reporting.

Qualifications

• Understanding of the Securities Industry; Canadian Securities Course considered.
• Proficiency in MS Office including Outlook, Excel, and Word.
• Strong verbal and written communication skills.
• Strong problem solving and analytical ability.
• Excellent time management and prioritization skills.

Responsibilities

• Monitor, review, and approve daily retail credit requests and transactions.
• Ensure compliance with regulatory requirements and firm policies.
• Perform cash and securities movements (journal entries) and related tasks.
• Support daily delinquent cash account reporting and supervision.
• Handle cheques/EFT withdrawals, wire transfers, and other payment activities.

Skills

Excel

Word

Outlook

Communication

Problem solving

Time management

Securities knowledge

Education

Post-secondary degree/diploma

Tools

Dataphile

Job description

Job Description

Posted Wednesday, August 26, 2026 at 4:00 a.m.

About Us:

As a leading Canadian wealth management organization,Richardson Wealth offers the personal touch of a boutique firm while delivering big results. With offices across the country, we are home to some of Canada’s best investment advisors. We’ve embarked on an exciting growth phase – a multi-year transformational journey to enhance our entrepreneurial, high-performing, advisor-centric culture.

Position Overview

The Credit Officer works with a small tight knit team of other Credit professionals to monitor, review, and approve daily retail credit requests and transactions submitted by the Advisor Teams, ensuring compliance with Regulatory requirements and Firm policies, and while avoiding unreasonable risk that may result in financial losses.

Duties and Responsibilities

• Cheque/EFT withdrawals and Wire transfers, including on margin (within approved limits)
• Third party payments
• Security withdrawals
• Capital calls
• Delivery or Receive Against Payment (DAP / RAP) transactions
• Stock options or warrants exercise
• Charitable donations
• Journal entries (i.e. moving cash and/or securities between accounts)
• Write offs
• Interest adjustments
• Daily delinquent cash account reporting and supervision
• Daily short reporting and supervision

Qualifications

• A good understanding of the Securities Industry (relevant job experience or completion of the Canadian Securities Course will be considered
• High proficiency in Microsoft Office, including Outlook, Excel, and Word
• Experience with Dataphile is desired
• Strong verbal and written communication skills
• Strong problem solving and analytical ability
• Excellent time management and prioritization skills

Education

• Post-secondary degree/diploma or relevant job experience

The expected annualized base salary range for this role is $60,000 - $65,000. This a contract opportunity. The actual salary offered will take into consideration a wide array of factors including, but not limited to, the individual’s skill, experience, education and training, and the consideration of internal equity.

Richardson Wealth is an equal opportunity employer and committed to providing a diverse, equitable and inclusive environment. We are happy to meet your individual needs in keeping with the Canadian Charter of Rights and Freedoms and the Accessibility for Ontarians with Disabilities Act. Candidates may request accommodation at any point during the interview process.