Credit Investments Analyst

Float; Toronto; On-site; CAD 70,000 - 100,000; Full time

Job summary

Join Float as a Credit Investment Analyst, where you'll play a key role in analyzing credit investments for Canadian businesses. With responsibilities spanning from due diligence to portfolio management, this position requires a strong analytical mindset and a passion for finance. Enjoy a collaborative team environment with flexible benefits and a chance to make a real impact on the financial landscape of Canada.

Benefits

Flexible time off

Catered lunches on Tuesdays & Wednesdays

Home Office stipend

Dog-friendly office

Qualifications

• 2 years experience in accounting or finance roles.
• Strong analytical skills with attention to detail.
• Ability to conduct thorough financial analyses.

Responsibilities

• Analyze potential credit investments based on financial performance.
• Lead credit approval recommendations and monitor account portfolios.
• Collaborate with sales and marketing to enhance service value.

Skills

Financial Statement Preparation

Credit Analysis

Cash Flow Analysis

Analysis Skills

Financial Analysis

Education

Bachelor's Degree

Job description

Float is on a mission to simplify finance for Canadian businesses empowering them to eliminate complexity and unlock new opportunities. Through our innovative platform Float enables businesses to streamline financial operations and optimize cash flow so they can focus on what matters most : growth.

As one of Canadas fastest growing companies and toprated startups in 2024 and 2023 Float is customerobsessed passionate and entrepreneurial with a team that includes leaders from Uber Shopify Top Hat TouchBistro and Ada.

At Float everyone is an owner bringing their unique perspective to our team and product. Your voice is important and we take having a culture based on feedback seriously. We openly share our thoughts and differing opinions so we can continue to improve. We do our best to keep our decisionmaking decentralized so that all team members feel ownership in our success.

Our Product

Float is Canadas complete business finance platform combining modern financial services and software to help businesses spend save and grow. Trusted by 4000 Canadian companies Float provides highlimit corporate cards automated expense management nextday bill payments highyield accounts and fast friendly supportall built in Canada for Canada. Float is backed by worldclass venture and fintech investors including Growth Equity at Goldman Sachs Alternatives and OMERS Ventures partners behind our $70 million Series B raise .

Our team is a collection of ambitious collaborative and missiondriven people from all walks of life but with one goal : helping Canadian companies not just survive but thrive. And were looking for bold innovators to help shape the future of business finance in Canada.

About the Credit Investment Analyst role

Were looking for an outstanding Analyst to join a team thats building the best corporate card and finance platform in Canada. In this role youll be responsible for diligencing analyzing and driving the growth of Floats credit portfolio.

What your weektoweek looks like :

Conducting thorough and efficient analyses of business fundamentals and financial performance for Floats potential credit investments ranging from VC backed growth companies to longstanding profitable Canadian businesses

Participating in due diligence calls with executives (CFO CEO VP Finance and Controller)

Recommending go / nogo decisions and appropriate credit limit sizing

Leading the submission of approval recommendations to our Credit Committee

Monitoring a portfolio of credit accounts tracking performance to ensure credit quality identifying potential risks and taking proactive measures to manage and minimize portfolio risk

Providing customer support by handling customer inquiries and resolving issues promptly ensuring positive customer experience

Partnering with our Sales & Marketing and Customer Experience teams to relay feedback on what types of opportunities are adding the most value to Float

Using our portfolio performance data to derive insights on how we can grow and shape the portfolio for optimal impact

Youll be great in this role if :

You love investing. The analysis youll be conducting is similar to how a private debt or equity fund would think about its investments.

Youve got the experience. To be successful in this role were looking for 2 years of accounting transaction advisory consulting corporate or investment banking or other similar experience ideally with a bachelors degree (though thats not required)

You relate to people extremely well. While you need to search deeply for the right answers youll need the ability to do so in a way that partners with our prospects collaboratively to uncover the truth vs. doing so confrontationally.

You think critically. You dont just take others opinions for granted; you truth seek to validate or disprove investment hypotheses.

Youre conscientious. You make few mistakes in calculations or otherwise. Even while being creative and taking risks to find the best due diligence approach you are extremely thorough and meticulous in the way you go about your work.

Youve got an understanding of the market. Youre commercially focused with an understanding of the market and the business were in and have an ROI mindset.

Youre eager to continue your own learning. Scrappy and voracious you want to know the why behind every answer. Youre a thinker who can combine quantitative thinking with qualitative judgment.

Youre skilled at analyzing data to uncover insights and trends that inform investment decisions. Familiarity with SQL or similar tools is a plus.

Bonus but not required : You also speak French to be able to communicate with Quebecbased prospects and executives.

This role wont be a fit if :

You do not like to work asynchronously

You are not a selfstarter and do not like to work independently

You arent meticulous

You dont like regular feedback on your work

Dont meet every single requirement If youre excited about this role and you strongly align with our values but your past experience doesnt align perfectly we encourage you to apply anyway. You may be the right candidate for this or other future positions.

Benefits & Perks of working at Float :

Flexible time off when you need to recharge

Catered lunches on Tuesdays & Wednesdays

A personal Float card with a quarterly stipend to spend on what matters most to you as well as a Home Office stipend

Lots of autonomy to make an impact

Opportunity to work with and learn from a worldclass team

A dogfriendly office

Being able to say you empowered Canadian businesses the heartbeat of our economy to thrive and grow

Were committed to building a workplace thats welcoming and accessible for everyone. If you need any accommodations during the hiring process or once you join Float just let us know! You can reach out to Vic ( ) and well work with you to make sure you have what you need to succeed.

Required Experience :

Key Skills

Financial Statement Preparation,Credit Analysis,Cash Flow Analysis,Math,Banking,Analysis Skills,UCC Law,Underwriting,Financial Analysis,Financial Modeling,Financial Report Interpretation,Word Processing

Employment Type : Full-Time

Experience : years

Vacancy : 1

Create a job alert for this search