Credit Investments Analyst

Floatfinancial; Toronto; Hybrid; CAD 50,000 - 75,000; Full time

Job summary

Floatfinancial is seeking a Credit Investment Analyst to help drive the growth of its innovative finance platform. This role involves conducting in-depth analyses of potential credit investments and supporting portfolio performance monitoring to ensure optimal credit quality, contributing to the overall mission of simplifying finance for Canadian businesses.

Benefits

Competitive compensation and equity options

Catered team lunches

Dog-friendly office

High-autonomy work environment

Qualifications

• 2+ years of relevant experience in finance or investment.
• Ability to analyze data for investment decision-making.
• Experience in transaction advisory or corporate banking is a plus.

Responsibilities

• Conduct extensive analysis of potential credit investments.
• Monitor performance and manage risks in credit accounts.
• Collaborate with Sales & Marketing to enhance customer experience.

Skills

Analytical Skills

Customer Service

Critical Thinking

Collaboration

Education

Bachelor's Degree

Tools

SQL

Job description

Float is on a mission to simplify finance for Canadian businesses, empowering them to eliminate complexity and unlock new opportunities. Through our innovative platform, Float enables businesses to streamline financial operations and optimize cash flow, so they can focus on what matters most : growth.

About Float

Float is on a mission to simplify finance for Canadian businesses, empowering them to eliminate complexity and unlock new opportunities. Through our innovative platform, Float enables businesses to streamline financial operations and optimize cash flow, so they can focus on what matters most : growth.

As one of Canada’s fastest growing companies and top-rated startups in 2024 and 2023, Float is customer-obsessed, passionate and entrepreneurial, with a team that includes leaders from Uber, Shopify, Top Hat, TouchBistro, and Ada.

At Float, everyone is an owner, bringing their unique perspective to our team and product. Your voice is important, and we take having a culture based on feedback seriously. We openly share our thoughts and differing opinions so we can continue to improve. We do our best to keep our decision-making decentralized so that all team members feel ownership in our success.

Our Product

Float is Canada's complete business finance platform, combining modern financial services and software to help businesses spend, save, and grow. Trusted by 4,000 Canadian companies, Float provides high-limit corporate cards, automated expense management, next-day bill payments, high-yield accounts and fast, friendly support—all built in Canada, for Canada. Float is backed by world-class venture and fintech investors, including Growth Equity at Goldman Sachs Alternatives and OMERS Ventures, partners behind our $70 million Series B raise.

Our team is a collection of ambitious, collaborative and mission-driven people from all walks of life but with one goal : helping Canadian companies not just survive but thrive. And we’re looking for bold innovators to help shape the future of business finance in Canada.

About The Credit Investment Analyst Role

We’re looking for an outstanding Analyst to join a team that’s building the best corporate card and finance platform in Canada. In this role, you’ll be responsible for ‘diligencing’, analyzing, and driving the growth of Float’s credit portfolio.

What You’ll Be Responsible For

• Conducting thorough, and efficient, analyses of business fundamentals and financial performance for Float’s potential credit investments, ranging from VC backed growth companies to longstanding, profitable Canadian businesses
• Participating in due diligence calls with executives (CFO, CEO, VP Finance and Controller)
• Recommending “go” / “no-go” decisions and appropriate credit limit sizing
• Leading the submission of approval recommendations to our Credit Committee
• Monitoring a portfolio of credit accounts, tracking performance to ensure credit quality, identifying potential risks, and taking proactive measures to manage and minimize portfolio risk
• Providing customer support by handling customer inquiries and resolving issues promptly, ensuring positive customer experience
• Partnering with our Sales & Marketing and Customer Experience teams to relay feedback on what types of opportunities are adding the most value to Float
• Using our portfolio performance data to derive insights on how we can grow and shape the portfolio for optimal impact

About You

Here’s what sets you up for success at Float :

• You Put Customers First, Always. You care deeply about delivering meaningful value. Whether you're building internal systems or customer-facing features, you're always thinking about how to make life better for our users.
• You Act Like an Owner. You take responsibility for outcomes, step up to challenges, and seek solutions proactively—doing what’s best for the business, not just your role.
• You Think Big and Move Fast. You’re energized by building from 0 to 1. You’re not afraid to challenge the status quo, experiment quickly, and learn as you go.
• You Constantly Learn and Grow. You’re hungry to improve your craft and open to feedback. You bring a growth mindset to everything you do.
• You Raise the Bar. You care about doing things well and efficiently. You balance speed with rigor and always look for ways to improve how we work.
• You Win as a Team. You’re a generous collaborator who values communication, context, and shared wins. You lift others up and help make the team stronger.

In addition to living our values, you...

• Love investing. The analysis you’ll be conducting is similar to how a private debt or equity fund would think about its investments.
• Have the experience. To be successful in this role, we’re looking for 2+ years of accounting, transaction advisory, consulting, corporate or investment banking, or other similar experience, ideally with a bachelor’s degree (though that’s not required)
• Relate to people extremely well. While you need to search deeply for the right answers, you’ll need the ability to do so in a way that partners with our prospects collaboratively to uncover the truth, vs. doing so confrontationally.
• Think critically. You don’t just take others’ opinions for granted; you truth seek to validate or disprove investment hypotheses.
• Are conscientious. You make few mistakes in calculations or otherwise. Even while being creative and taking risks to find the best due diligence approach, you are extremely thorough and meticulous in the way you go about your work.
• Have an understanding of the market. You’re commercially focused with an understanding of the market and the business we’re in and have an ROI mindset.
• Are eager to continue your own learning. Scrappy and voracious, you want to know the ‘why’ behind every answer. You’re a thinker who can combine quantitative thinking with qualitative judgment.
• Are skilled at analyzing data to uncover insights and trends that inform investment decisions. Familiarity with SQL or similar tools is a plus.
• Speak French (bonus, but not required) : You're able to communicate with Quebec-based prospects and executives.

This may not be the role for you if…

• You do not like to work asynchronously or independently
• You are not a self-starter
• You aren't meticulous
• You don't like regular feedback on your work

Why You Should Join

• Work at one of Canada's fastest-growing fintech companies
• Make a real impact in a high-autonomy, high-growth role
• Collaborate with an ambitious and supportive team
• Competitive compensation, equity options, and benefits
• Hybrid work model – we are based in Toronto with in-office days for connection and collaboration
• Enjoy catered team lunches every Tuesday and Wednesday
• Bring your pup to our dog-friendly office
• Thrive in a high-trust, high-performance culture where your work truly matters

In Short

At Float, you’ll thrive if you’re bold, curious, and eager to make a real impact. We're building something special—and having a lot of fun along the way. If you’re excited to build, grow, and win together, we’d love to meet you.

We’re committed to building a workplace that’s welcoming and accessible for everyone. If you need any accommodations during the hiring process or once you join Float, just let us know! You can reach out to Vic ( [emailprotected] ), and we’ll work with you to make sure you have what you need to succeed.

Seniority level

Seniority level

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Employment type

Full-time

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Finance and Sales

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