CREDit Graduate Program Analyst – Structured Finance

S&P Global, Inc.; Toronto; On-site; CAD 100,000 - 125,000; Full time

Job summary

A global ratings agency is seeking candidates for their CREDit Graduate Program Analyst position in Structured Finance. This full-time role involves conducting credit analyses, evaluating creditworthiness, and collaborating on reports and presentations. The ideal candidate will have a strong academic record and proficiency in Excel. Desired skills include effective communication and adaptability to new technologies. This program offers a comprehensive benefits package and opportunities for professional development.

Benefits

Comprehensive health benefits

Flexible downtime

Continuous learning opportunities

Qualifications

• Completion of a minimum undergraduate degree by August 2025.
• All majors welcome, including Accounting, Business, Engineering, Economics, Finance, Math, Public Policy.
• Interest in learning and applying credit analysis.

Responsibilities

• Conduct credit and recovery analysis for clients.
• Evaluate organizations’ creditworthiness.
• Provide quarterly financial data analysis.

Skills

Proficiency in Excel

Strong communication skills

Problem-solving skills

Time-management skills

Adaptability to AI technologies

Education

Completion of a minimum undergraduate degree by August 2025

Tools

Microsoft Office suite

Job description

CREDit Graduate Program Analyst – Structured Finance

Apply locations: CA - TORONTO, 22 ADELAIDE STREET WEST
Time type: Full time
Posted on: Posted 2 Days Ago
Job requisition ID: 310672

About the Role :

Grade Level (for internal use):

The Role : CREDit Graduate Program Analyst – Structured Finance

Program Overview :

When you join S&P Global Ratings, you become part of one of the world's leading providers of independent credit risk research and benchmarks. You will be involved in producing high-quality fundamental research based on established criteria.

Our CREDit Graduate Program is a two-year training and development opportunity with the next intake in September 2025. Analysts are hired for specific practices but are expected to transition between practices as needed. The program combines practical work experience with relevant qualifications, such as the CFA.

The Practice :

S&P’s Structured Finance division analyzes credit risk of debt instruments backed by pools of assets, focusing on cash flow and credit risk characteristics of asset pools rather than ongoing company operations. The division covers sectors like Asset-Backed Securities, Residential Mortgage-Backed Securities, Commercial Mortgage-Backed Securities, and Collateralized Loan Obligations.

Key Responsibilities :

• Conduct credit and recovery analysis for services provided to corporate, institutional, and governmental clients.
• Evaluate organizations’ creditworthiness based on their ability to meet financial obligations.
• Provide quarterly financial data analysis with strong organizational skills.
• Assist in reporting, research, and presentation development.
• Collaborate on execution improvements and ad-hoc projects.

What We’re Looking For :

Required Qualifications and Experience :

• Completion of a minimum undergraduate degree by August 2025 with a strong academic record.
• All majors welcome, including Accounting, Business, Engineering, Economics, Finance, Math, Public Policy, Quantitative Analysis, Data and Statistics.
• Proficiency in Excel and Microsoft Office suite.
• Interest in learning and applying credit analysis.
• Ability to conduct independent research and analysis.
• Strong communication and relationship-building skills.
• Problem-solving, time-management, and organizational skills.
• Proactive and adaptable mindset, especially with AI and technological advancements.
• Experience with AI technologies for data analysis is a plus.

Additional Preferred Qualifications :

• Background in engineering or related technical fields.

About S&P Global Ratings :

S&P Global Ratings provides critical credit ratings, research, and opinions that promote transparency and market confidence. We help organizations navigate economic challenges and uncover opportunities.

What’s In It For You :

Our Purpose : We aim to unlock possibilities and drive progress through information, imagination, people, and technology.

Our People : Over 35,000 employees worldwide, driven by curiosity and a shared belief in the power of intelligence to build a better future.

Our Values : Integrity, Discovery, Partnership.

Benefits :

We offer comprehensive benefits including health & wellness, flexible downtime, continuous learning, financial planning, family perks, and more. For details, visit: https://spgbenefits.com/benefit-summaries

Global Opportunities :

We foster a fair, transparent, and merit-based workplace, valuing diverse perspectives and promoting innovation.

Recruitment Fraud Alert :

Beware of scams. S&P Global never asks for money during the application process. Report suspicious activity to [e-mail].

Equal Opportunity Employer :

We consider all qualified candidates without discrimination. For accommodations, contact [e-mail].

US Candidates :

See the EEO Law Poster and Pay Transparency Notice for details.

About Us :

This site is for former colleagues impacted by organizational changes seeking new opportunities within S&P Global. Please create a login with your personal email and select "Redeployment" under "How did you hear about us?".