CREDit Graduate Program Analyst - Corporates

S&P Global; Toronto; On-site; CAD 60,000 - 80,000; Full time

Job summary

A leading financial services firm is seeking a CREDit Graduate Program Analyst for their Toronto office. This role offers a two-year training opportunity, focusing on credit analysis through practical experience and classroom training. Ideal candidates will possess an undergraduate degree by August 2026 and are proficient in Excel. The firm promotes a collaborative environment and values strong problem-solving skills.

Benefits

Health care coverage

Flexible time off

Continuous learning resources

Qualifications

• Completion of a minimum undergraduate degree by August 2026, with a strong academic record.
• Strong academic background is a plus, including majors like Finance, Economics, or Mathematics.
• Demonstrated intellectual curiosity and problem-solving abilities.

Responsibilities

• Conduct credit and recovery analysis for various clients ensuring accuracy.
• Evaluate organizations' creditworthiness focusing on financial obligations.
• Assist in reporting, research, and presentation development.

Skills

Proficiency in Excel

Strong relationship-building skills

Ability to conduct independent analysis

Strong storytelling skills

Education

Minimum undergraduate degree by August 2026

Tools

Microsoft Office (Word, Outlook, PowerPoint)

Job description

About the Role

Grade Level (for internal use): 09

The Role: CREDit Graduate Program Analyst – Corporates

Program Overview:

When you join S&P Global Ratings, you join one of the world's leading providers of independent credit risk research and benchmarks. You are part of a team that produces high quality fundamental research based on established criteria.

Our CREDit Graduate Program is a two-year training and development opportunity with our next intake joining us in September 2026. CREDit Program Analysts are hired for a specific practice; however, you are expected to transition between practices as dictated by business demands. In your first year CREDit analysts focus on acquiring skills and knowledge from your home practice. In your second year CREDit analysts gain exposure to other practices through a mix of classroom training and small projects or short-term secondments. All analysts combine practical work experience with the completion of a relevant qualification. For example, this could be the CFA.

The Practice: As a CREDit Analyst in Corporates, you will be assigned to industry coverage groups, where you will learn about and work with corporations ranging from lesser-known to those encountered daily. You will support the ratings process from initial meetings with top-level management teams to final rating committees, learning from experienced colleagues within S&P. Responsibilities include applying the S&P methodology to prepare models, drafting articles for publishing, assisting with research, and developing credit intuition and analytical opinions using both top-down and bottom-up research. Current placements include: Technology, Media & Telecom, Leisure & Entertainment, Consumer Products, Transportation, Autos & Defense, Healthcare, Capital Goods, Consumer Products, Retail & Restaurants, among others.

Key Responsibilities:

• Conduct credit and recovery analysis for various services provided to corporate, institutional, and governmental clients, ensuring accuracy and attention to detail.
• Evaluate the creditworthiness of organizations, focusing on their ability to meet financial obligations for traditional credit-based products and structured banking transactions.
• Provide timely and precise quarterly financial statistical and data analysis, demonstrating strong organizational skills.
• Assist in reporting, research, and presentation development, leveraging analytical skills to support research and analysis.
• Collaborate with the team on execution improvements and ad-hoc writing projects, fostering a collaborative and inclusive work environment.

What We’re Looking For:

Required Qualifications and Experience:

• Completion of a minimum undergraduate degree by August 2026, with a strong academic record.
• All majors welcome, including Accounting, Business Administration, Engineering, Economics, Finance, Math, Public Policy, Quantitative Analysis, Data and Statistics.
• Proficiency in Excel and other Microsoft Office products (Word, Outlook, PowerPoint), demonstrating the ability to handle data and presentations effectively.
• Intellectual curiosity, with a keen interest in learning and applying new knowledge in credit analysis.
• Ability to conduct independent analysis and research, showing initiative and resourcefulness.
• Strong relationship-building skills, emphasizing collaboration and effective communication with team members.
• Strong storytelling skills, able to turn complex data insights into engaging narratives for stakeholders.
• Demonstrated problem-solving, time-management, attention to detail, and organizational abilities.
• A proactive mindset and adaptability, essential for thriving in a dynamic environment influenced by advancements in artificial intelligence and technology.
• Ability to utilize AI technologies to analyze large datasets and derive actionable insights, integrating them into existing analytical frameworks.

Additional Preferred Qualifications and Experience:

• Background in engineering or related technical fields

All employees are required to work from the office a minimum of 2 days per week.

We require all candidates who reach the final stage of our interview process to attend at least one in-person interview, ordinarily at the nearest S&P Global Ratings office. This must be completed before an offer can be extended.

About S&P Global Ratings
At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that help market participants translate complexity into clarity. By bringing transparency to the market, we enable growth across organizations, including businesses, governments, and institutions.

S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. For more information, visit spglobal.com/ratings

What’s In It For You?

Our Purpose:

Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology—the right combination can unlock possibility and change the world.

Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence, pinpointing risks and opening possibilities. We Accelerate Progress.

Our People:

We are a global team of 35,000+ driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future. We are committed to a more equitable future and to helping customers find sustainable ways of doing business.

Our Values:

Integrity, Discovery, Partnership

Benefits:

Our benefits include health care coverage, flexible time off, continuous learning resources, retirement planning, continuing education support, family-friendly perks, and other well-being initiatives. For more information on country-specific benefits visit the benefits site.

Equal Opportunity Employer

S&P Global is an equal opportunity employer and all qualified candidates will receive consideration without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. If you need an accommodation during the application process, please email [e-mail]. For US candidates, the EEO poster and pay transparency information are available as part of the filing process.

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