Credit Analyst - PST Late Shift

Toyota Credit Canada Inc.; Canada; Remote; CAD 42,000 - 50,000; Full time

Job summary

Toyota Credit Canada Inc. is seeking a Credit Analyst to analyze automotive credit applications within established turnaround times. The role involves making quality credit decisions and supporting dealership personnel. Candidates should have at least three years of experience in a relevant field and possess strong analytical and communication skills.

Qualifications

• Three plus years of credit analyst/lender experience in automotive retail.
• Proficiency in English and French preferred.
• Ability to work in a deadline driven environment.

Responsibilities

• Analyze retail automotive credit applications.
• Make quality credit decisions with critical thinking.
• Provide guidance to the Credit Investigator.

Skills

Analytical problem-solving skills

Critical thinking

Sales approach

Communication skills

Negotiation skills

Education

Bachelor’s degree in Business/Commerce

Tools

MS Office products

Fraud Detection Tools

Job description

Toyota Financial Services (TFS) provides retail, leasing and wholesale financial services to Toyota and Lexus dealerships and customers across Canada. TFS is a member of Toyota Financial Services Corporation (TFSC), a wholly owned subsidiary of Toyota Motor Corporation in Japan with the Canadian operation headquarters in Markham, Ontario.

What Sets Us Apart?

At Toyota Financial Services (TFS), you will help create best in class customer experiences in an innovative, collaborative and team focused environment. TFS is an important part of the Toyota family, an award-winning global company, recognized worldwide for our technological leadership and superior standards of quality, continuous improvement and environmental responsibility. At TFS, you will help create best in class customer experiences in an innovative, collaborative and team focused environment.

TFS currently has an exciting permanent opportunity as a Credit Analyst, reporting to the Credit Supervisors.

The successful candidate can be located anywhere in Canada. The hours of operation for this role are Monday to Friday 11:45AM to 8PM PST with rotating Saturday's and holiday's as required.

What You Will Be Doing:

• Analyze retail automotive credit applications within established turnaround times.
• Make quality credit decisions with critical thinking and discipline.
• Maintain internal control standards, protect company risk and perform due diligence when making credit decisions.
• Provide recommendations to supervisor on credit applications in excess of lending limits.
• Provide guidance and instruction to the Credit Investigator.
• Maintain a consistent level of communication, direction and support with dealership personnel on credit offerings.
• Demonstrate a sales consultative approach by negotiating and looking for ways to grow the business portfolio and finding non-traditional ways to build deals.

What You Bring:

• Three plus years of credit analyst/lender experience in an automotive retail credit environment in addition to some collections experience.
• Bachelor’s degree or equivalent. Business/Commerce is preferred.
• Bilingual in English and French is considered a strong asset.
• Proven ability to perform successfully in a challenging team-oriented, fast-paced and deadline driven environment.
• Proven analytical problem-solving skills, critical thinking and decision-making skills.
• Proactive and innovative with strong sense of ownership.
• Strong interpersonal, negotiation and communication skills.
• Willingness to build relationships with dealers by utilizing a proactive sales approach.
• Persuasive influencing ability while exuding confidence.
• Solid customer focus and the desire to deliver industry leading service.
• Effective organizational and time management skills.
• Crucial attention to detail is imperative to ensure accuracy and integrity of all financial data.
• Proficiency with MS Office products and Fraud Detection Tools / Processes (Ex: Luminate).

What You Should Know:

Our success begins and ends with our people. We embrace diverse perspectives and value unique human experiences. We are proud to be an equal opportunity employer that celebrates the diversity of the communities where we live and do business. Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, or any other characteristics protected by law.

Seniority level

• Seniority level

  Associate

Employment type

• Employment type

  Full-time

Job function

• Job function

  Finance

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