Credit Analyst II or III - Commercial

Servus Credit Union; Calgary; On-site; CAD 60,000 - 80,000; Full time

Job summary

A leading credit union is seeking a Credit Analyst II or III to join their Commercial team in Calgary. The role involves providing analytical support to enhance members' financial health. Ideal candidates will have banking experience, strong analytical skills, and a commitment to member satisfaction. The position offers excellent benefits and opportunities for career growth.

Benefits

Health and Wellness Programs

Vacation and Retirement Plans

Training & Development Opportunities

Career Advancement Potential

Flexible Work Options

Performance-Based Incentives

Community Volunteer Programs

Qualifications

• 1-2 years of banking experience as a Financial Advisor or Credit Analyst I/II.
• Knowledge of financial statement analysis.

Responsibilities

• Provide administrative and analytical support to small business advisors.
• Review and analyze financial statements and prepare credit investigations.
• Ensure compliance with credit policies through detailed reviews.

Skills

Analytical Skills

Attention to Detail

Multitasking

Education

Grade 12 Education

Diploma in Business Administration

Job description

Posting Closes: May 30, 2025 @ 4:00 pm (MST)

Employment Status: Full Time (37.5 hours per week)

Compensation: commensurate with experience and education

We are currently seeking a Credit Analyst II or III to join our Commercial - Calgary team.

Servus Credit Union is Alberta's largest member-owned credit union, dedicated to building resilient communities by supporting our members' financial well-being. Recognized as one of Canada's Best Managed Companies for 20 consecutive years and ranked among the top banks in Canada on Forbes World's Best Banks list for two years, our team is composed of smart, gutsy, and driven individuals.

Your main responsibility will be to provide administrative and analytical support to our small business advisors, enabling them to focus on enhancing our members' financial health.

Specifically, your responsibilities will include, but are not limited to:

• Reviewing and analyzing financial statements
• Preparing credit investigations, security inspections, and searches
• Collaborating with business Lending Support to oversee credit process advances
• Preparing credit facility letters for review; assisting in resolving security and account deficiencies
• Understanding the corporate structures of members (Op-co, Holdco, multiple owners, etc.)
• Interpreting complex financial statements and consolidating statements when necessary
• Calculating and analyzing complex ratios to assess creditworthiness
• Proficiently managing security documentation
• Understanding and applying standard conditions for both simple and complex applications
• Completing detailed credit reviews and renewals with minimal supervision, ensuring compliance with credit policies through analysis of account status, repayment history, financial statements, security, debt service, and risk ratings
• Ensuring all documentation is accurate and complete
• Preparing credit applications for existing members and providing recommendations
• Managing the entire application process for simple credits and assisting with complex credits and new member requests
• Supporting members with loan and deposit inquiries
• Communicating effectively with members and team members
• Preparing commercial loan renewals
• Enhancing member satisfaction by providing assistance, follow-up, and financial advice to recommend suitable products and services
• Differentiating between credit union and competitor products and services
• Participating in sales and marketing initiatives to achieve targets

To qualify, you should have:

• 1-2 years of banking experience as a Financial Advisor or Credit Analyst I/II
• Knowledge of financial statement analysis

• A minimum of Grade 12 education combined with practical experience
• A diploma in Business Administration or Management, with courses in legal terminology or business law, is an asset

We value candidates with strong analytical skills, attention to detail, and the ability to multitask. If you are organized, detail-oriented, and seeking long-term career growth, we encourage you to apply!

Working at Servus offers excellent benefits, including health and wellness programs, vacation and retirement plans, as well as:

• Training & Development Opportunities
• Career Advancement Potential
• Flexible work options
• Competitive compensation with performance-based incentives
• Meaningful work aligned with personal and corporate goals
• Opportunities to participate in community volunteer programs

For more information about these benefits, click here.

As a member-employee of Servus, you will enjoy all the benefits of credit union membership, including profit sharing, voting rights, and additional perks.

What happens next?

Only shortlisted candidates will be contacted for interviews. Please inform us if you require accommodations during the hiring process.

Join a diverse and authentic team dedicated to reimagining financial fitness. We value the richness of diverse backgrounds and experiences. Your skills, passion, and curiosity could find a home at Servus, even if you don’t meet every qualification—apply today!