Credit Analyst Business Banking - Contract (6-month)

Libro Credit Union; London; Remote; CAD 60,000 - 90,000; Full time

Job summary

An established industry player is seeking a passionate Credit Analyst to support its Business Banking team on a full-time 6-month contract. This role offers the opportunity to work remotely while contributing to the financial well-being of community members. The ideal candidate will have a strong background in commercial credit underwriting, financial analysis, and risk management. You will conduct thorough analyses and assessments, ensuring effective credit solutions for diverse borrowers. Join a forward-thinking organization that values accountability, courage, and high performance, and enjoy a competitive salary, comprehensive benefits, and numerous perks designed to support your career growth and well-being.

Benefits

Competitive Salaries

Comprehensive Benefit Package

Generous Vacation Time

Employee Wellness Programs

Career Development Opportunities

Fitness Club Discounts

Technology Offers

Travel and Entertainment Deals

Qualifications

• 3-5 years of experience in commercial credit underwriting.
• Proficiency in analyzing balance sheets and cash flows.

Responsibilities

• Conduct detailed financial analyses and risk assessments.
• Prepare and deliver credit analyses for loans from $250,000 to $10 million.

Skills

Commercial Credit Underwriting

Financial Analysis

Risk Assessment

Microsoft Office Suite

Cash Flow Analysis

Education

Bachelor's Degree in Finance or related field

Tools

Various Financial Software

Job description

Credit Analyst Business Banking - Contract (6-month)

Join to apply for the Credit Analyst Business Banking - Contract (6-month) role at Libro Credit Union.

Libro is growing - and Libro is hiring.

Our expansion plans include a series of new hires across the organization. Take a look.

Career Opportunity

Libro is growing - and Libro is hiring.

Our expansion plans include a series of new hires across the organization. Take a look. www.libro.ca/careers

Who We Are

Imagine working for an organization where every employee and customer is an Owner. No matter whether a customer Owner or employee Owner, everything we do at Libro is about helping people prosper. We recruit and develop high-quality candidates like you who are ready to offer the best possible advice, coaching, and service, when and how our Owners need it.

Libro invests heavily in the development and career ambitions of our staff. Our hiring philosophy is focused on finding candidates who carry a positive attitude, a desire to learn, and a passion for helping our staff and Owners (customers) grow financial confidence. We commit to teaching and supporting you as you learn the skills you need.

What Opportunity Awaits?

As we continue to grow, Libro is on a mission to find a passionately accountable full-time 6-month contract Credit Analyst supporting our Business Banking team. This position is eligible for remote work.

The Successful Candidate Will

• Have demonstrated commercial credit underwriting experience, with a preference for 3-5 years of direct experience.
• Be proficient in analyzing balance sheets, cash flows, and business plans. Competent in financial ratios and understanding cash flow mechanics.
• Be familiar with different borrower types and their relationship to collateral ownership, loan repayment, and structures.
• Exhibit the ability to identify and mitigate risks, work independently, prioritize tasks, and resolve problems.
• Conduct accurate financial analysis and assess risk for new and existing customers.
• Evaluate credit terms based on provided documents, negotiate as needed, and submit completed credit applications to Relationship Managers for review.
• Prepare, structure, and deliver meaningful, detailed credit analyses while providing efficient and timely service.
• Adhere to credit and risk policies and procedures; identify any exceptions, document, approve, and report them appropriately.
• Provide accurate financial analysis and risk assessment for Owners borrowing between $250,000 and $10 million (and sometimes beyond).
• Complete and approve Annual Summary Reviews for loans up to $2,000,000 in line with policy.
• Ensure all credit files are complete, including identifying and documenting deficiencies.
• Understand the current financial environment landscape and associated risks.
• Have intermediate proficiency in Microsoft Office Suite and be adept at using various software applications.
• Understand and review the Owner’s business to recommend credit solutions and assist with identifying potential needs.

Could this be you? Are you ready to join an exciting team at Libro?

• Do you have a passion that aligns with Libro’s Purpose? We want to strengthen financial well-being for a better tomorrow, and we’re looking for people to join us in making a difference to people, businesses, and communities.
• Do you display the Libro values of Accountability, Courage, High Performance, and Inclusive Mindset?

Some of the ways we show Libro is an outstanding employer:

• Competitive salaries and employee pension plans.
• Comprehensive benefit package, with premiums paid by Libro!
• Generous vacation time.
• Employee wellness programs.
• Staff accounts and staff rates on products and services.
• Staff appreciation programs and awards.
• Career development opportunities including tuition assistance.
• Many great perks and rewards; fitness club discounts, technology offers, travel and entertainment deals, just for being part of our great team!

If you're passionate about helping your community, interested in being part of a remarkable team, and want to do your part to strengthen financial well-being for a better tomorrow, we want to hear from you!

With a purpose beyond profit, Libro Credit Union is proud to be a Certified B Corporation, joining leaders of a global movement of people using business as a force for good.

Libro is committed to fostering a safe, healthy, and inclusive work environment that inspires respect. As an inclusive employer, we are committed to providing a fully accessible recruitment process. Email us at [e-mail] any time during the recruitment process to let us know what supports you may need to be successful.

Seniority level

• Mid-Senior level

Employment type

• Full-time

Job function

• Finance and Sales

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