Credit Analyst, Associate Director - Gaming, Lodging & Leisure - Toronto

Fitch Group, Inc., Fitch Ratings, Inc., Fitch Solutions Group; Toronto; On-site; USD 110,000 - 140,000; Full time

Job summary

An established industry player is seeking an Associate Director to lead the Gaming, Lodging & Leisure sector. This role involves performing in-depth credit analysis, developing financial models, and presenting findings to internal committees. With a focus on fostering a team-oriented environment, the company values diverse perspectives and encourages employees to voice their ideas. This position offers a unique opportunity to impact debt capital markets through insightful research and rating actions. If you have a passion for finance and a knack for analysis, this could be the perfect role for you.

Benefits

Team-oriented work environment

Opportunity to lead a sector team

Insightful and forward-looking research platform

Qualifications

• 4+ years of relevant experience in homebuilding/building products industry.
• Expertise in Excel and Word with strong analytical skills.

Responsibilities

• Perform analysis of quantitative and qualitative factors influencing credit quality.
• Develop and maintain comprehensive financial models.

Skills

Analytical Skills

Quantitative Skills

Organizational Skills

Communication Skills

Excel

Word

Education

Bachelor's Degree

MBA or Advanced Degree

CFA/CPA

Tools

Financial Modeling

Credit Analysis

Job description

Credit Analyst, Associate Director - Gaming, Lodging & Leisure - Toronto

Requisition ID: 47951

Business Unit: Fitch Ratings

Category: Credit Analysis & Research

Location: Toronto, ON, CA

Date Posted: Apr 7, 2025

At Fitch, we have an open culture where employees are able to exchange ideas and perspectives, throughout the organization, irrespective of their seniority. Your voice will be heard allowing you to have a real impact. We embrace diversity and appreciate authenticity encouraging an environment where employees can be their true selves. Our inclusive and progressive approach helps us to keep a balanced perspective.

Fitch US Corporates is seeking an Associate Director for coverage in the Real Estate & Leisure sector, in particular those experienced in Gaming, Lodging & Leisure to join our team in our Toronto, Chicago or New York office.

What We Offer:

• A team-oriented work environment.
• An opportunity to lead a sector team at a global rating agency.
• A role and platform that helps the debt capital markets make more informed decisions via timely, insightful and forward-looking rating actions and research.

We’ll Count on You To:

• Perform analysis of key quantitative and qualitative factors influencing credit quality of select homebuilding / building products industry management teams; and real estate operating companies;
• Develop and maintain comprehensive financial models;
• Conduct and/or participate in meetings with homebuilding / building products industry management teams;
• Present analysis of companies to internal credit rating committees;
• Involvement in communicating rating rationale to external audiences (primarily institutional investors, sell-side analysts and media) in meetings, conference calls, press releases and written research reports;
• Participate in the evaluation of other credits within Corporates, as well as other related credit groups.

What You Need to Have:

• Bachelor's degree at minimum, MBA or other advanced degree a plus;
• CFA/CPA preferred;
• 4+ years relevant experience, which must include homebuilding / building products industry;
• Capital markets and/or credit analysis experience a plus;
• Expertise in Excel and Word;
• Strong analytical, quantitative, and organizational skills;
• Excellent written and verbal communication skills;
• Ability to shift between multiple projects as priorities change;
• Ability to excel in a team-oriented environment.

What Would Make You Stand Out:

• Demonstrated understanding of and a keen interest in homebuilding / building products industry; and similar property-linked securities;
• Professional capital markets and/or credit analysis experience and well-developed financial statement analysis and modeling skills;
• Ability to interpret complex legal documents such as bank agreements and bond indentures;
• Desire to deepen exposure to and understanding of the debt capital markets;
• Strong pattern of leadership and the ability to proactively and successfully interact with various internal and external stakeholders.

Why Fitch?

At Fitch Group, the combined power of our global perspectives is what differentiates us. Our global network of colleagues comes together to accomplish things greater than they ever could alone.

Every team member is essential to our business and each perspective is critical to our success. We embrace a diverse culture that encourages a free exchange of ideas, guaranteeing your voice will be heard and your work will have an impact, regardless of seniority.

Fitch is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

UNITED STATES ONLY: As part of its continued efforts to maintain a safe workplace for employees, Fitch requires that all employees who receive a written offer of employment on or after October 4, 2021 be fully vaccinated (as defined by the CDC) against the coronavirus by the first day of employment, to the extent permitted by applicable law.

FOR NEW YORK AND CALIFORNIA ROLES ONLY: Expected base pay rates for the role will be between $110,000 and $140,000. Actual salaries will be determined on an individualized basis and may vary based on factors including but not limited to education, training, experience, past performance, and other job-related factors.