Credit Analyst

TFG Financial; Vancouver; Remote; CAD 70,000 - 90,000; Full time

Job summary

A leading financial services firm in Canada is seeking a Credit Analyst responsible for adjudicating commercial loan applications while delivering high-level service. This role requires 3+ years of relevant experience and is open to remote work. The ideal candidate will thrive under pressure, possess excellent communication skills, and be detail-oriented. TFG Financial offers a competitive benefits package and a culture focused on results and recognition.

Benefits

Employer paid benefits including medical and dental

Employee Investment Program with matching

Growth opportunities and supportive leadership

Qualifications

• 3+ years of relevant experience in credit analysis.
• Ability to work under pressure and meet deadlines.
• Financial statement understanding is an asset.

Responsibilities

• Perform detailed analysis of customer credit history.
• Structure and document analysis on loan applications.
• Monitor loan application exceptions for resolution.
• Escalate unusual occurrences or fraudulent activities.
• Contribute to managing application process to improve efficiency.

Skills

Integrity and professionalism

Effective communication

Detail-oriented

Results-driven

Advanced Microsoft Office skills

Education

Post-secondary diploma or bachelor’s degree

Job description

Your Talent, Your Terms | Results, Recognition and Rewards

• Job type – Permanent, full time
• Location – Remote (within Canada)
• Working hours – Standard business hours PST

What’s The Job

The Credit Analyst is responsible for the effective and timely adjudication of commercial loan applications while ensuring a high level of service is delivered. The role performs comprehensive customer credit analyses by thoroughly and accurately analyzing individual and business credit bureaus, understanding and interpreting loan applications, and properly evaluating asset values to make credit decisions that meet company policies and guidelines. This role works with a significant daily volume of loan applications. The Credit Analyst will confirm existing customer information on loan applications and/or will pursue missing information with a strong focus on minimizing losses from credit fraud.

What You’ll Be Doing

• Perform detailed analysis of the customer and their business to determine affordability by reviewing customer credit history and performing proper asset evaluation in accordance with established guidelines
• Properly structure and document your analysis on loan applications through the company’s credit decisioning system
• Monitor loan application exceptions and overrides for proper approval and documentation for speedy and justifiable resolution
• Report and escalate any unusual occurrences or fraudulent activities in the loan application process per established procedures
• Meet established credit turnaround requirements and contribute to portfolio performance goals
• Contribute to managing the application process to improve speed, quality, and compliance
• Work directly with Sales and Operations teams to appropriately understand and manage risk and ensure required approval stipulations are met

What You Bring

• A strong sense of integrity, professionalism and a results-oriented attitude to continually improve processes and systems, enhance efficiency, and contribute to overall organizational success
• Works well under pressure to meet ongoing and overlapping deadlines within short time constraints
• Effective communication and interpersonal skills
• Detail oriented and able to identify errors and offer solutions
• Comfortable working independently
• Results driven and action oriented
• Financial statement understanding is an asset
• Advanced skills with Microsoft Office products
• 3+ years of relevant experience
• Post-secondary diploma or bachelor’s degree is an asset

Why Join TFG

TFG’s culture is results, recognition and rewards based, with a focus on achieving results in a high performing team environment.

As part of the Travelers Financial Group of Companies, TFG Financial Corporation is one of the largest independent commercial equipment finance companies in Canada. We provide financing and leasing for a variety of revenue-producing assets such as trucks, trailers, light to heavy construction equipment, and manufacturing and material handling equipment. Our mission is to be our customer’s first choice by making equipment financing easy while providing a wide range of financing solutions.

TFG is an equal opportunity employer and employs team members without regard to race, colour, ancestry, place of origin, political belief, religion, marital status, family status, physical disability, mental disability, sex, sexual orientation, gender identity or expression, age, or any other protected personal characteristic.

Results, Recognition, and Rewards: At TFG, we are driven by results and committed to recognizing and rewarding your achievements. Through performance-based rewards and growth opportunities, your contributions are valued and acknowledged, motivating you to continue excelling in your role.

Growth opportunities and supportive leadership: Our leaders are committed to your professional growth and success. They provide guidance, resources to help you develop your skills, expand your knowledge, and achieve your career goals within the organization.

Employer paid benefits: At TFG, we prioritize the well being of our team by offering a comprehensive benefits package. Our medical and dental plan includes vision care and life insurance, ensuring you and your dependents have the coverage you need.

Employee Investment Program: We believe in helping you achieve your financial goals. Our investment program offers the choice of RRSP, TFSA, and Cash accounts. To further support your savings, TFG provides a company matching program, helping you grow your investments more effectively.

Promoveo: TFG Financial celebrates choice and offers the ability to work in office (Vancouver, BC), hybrid or remote (for most roles). We know that our team members are the most important part of our business and we trust in our team members to work in a way that provides them the ability to succeed in their work.