Credit Analyst

Traveloka; Markham; On-site; CAD 70,000 - 90,000; Full time

Job summary

A leading travel platform in York Region is seeking a Credit Analyst to verify customer information, conduct credit risk assessments, and manage applications. The ideal candidate has 2-4 years of experience in credit operations, strong analytical skills, and fluency in both Bahasa Indonesia and English. This full-time role offers a dynamic work environment with opportunities for growth.

Qualifications

• Minimum 2-4 years experience as a credit analyst or in related credit operations.
• Experience in KYC and risk assessment using credit bureau data.
• Deep understanding of SLIK reporting.

Responsibilities

• Verify customer information and assess credit risk.
• Handle daily review of incoming applications.
• Monitor existing accounts and prepare detailed reports.

Skills

Analytical skills

Attention to detail

Fluency in Bahasa Indonesia

Fluency in English

Self-management

Tools

MS-Office

G-Suite

Job description

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Job Description

• Verifying customer's information, ensuring completeness, validity of the data submitted and given by the customer.
• Conduct credit risk assessments by analyzing customer data and financials, verifying creditworthiness through phone or video calls, and providing recommendations on credit applications, including approvals and rejections.
• Handling daily applications review and provide decisions of all incoming applications following policy and SOP applied.
• Analyze and identify any missing / fake information during assessment and report to Supervisor and related department.
• Monitoring of existing accounts on repayment, credit check, account behavior.
• Achieving daily targets for reviewing incoming loan applications and adhering to committed Service Level Agreements (SLA).
• Able to read, understand, and evaluate customer payment performance and historical credit data to make informed decisions for future approvals.
• Preparing detailed reports to communicate the outcomes of assessments to the Supervisor and related department.
• Providing proactive insights and recommendations on existing procedures, policies, and risk assessments for improvement.

Requirements

Minimum 2-4 years work experience related to credit analyst, credit operations in consumer and SME lending and minimum 2 years working in Financial Institutions.

Experienced in KYC (e.g document check, validity of identity), customer's and merchant's verification, risk assessment using credit bureau data and non credit bureau data (e.g financial statement, verification call). Point plus if experienced in financial analysis.

Deep understanding about SLIK reporting

Strong in analytical skills and attention to detail.

Self-starter, adaptive to dynamic changes, punctual in deliveries, good self-management, proactive, meticulous, and self-motivated.

Fluent in both Bahasa Indonesia and English.

Proficient in operating MS-Office and G-Suite.

If you like wild growth and working with happy, enthusiastic over-achievers, you'll enjoy your career with us!

Seniority level

Seniority level

Mid-Senior level

Employment type

Employment type

Full-time

Job function

Job function

Finance and Sales

Industries

Software Development

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