Consultant, Risk Analytics

Canadian Imperial Bank of Commerce; Toronto; Hybrid; CAD 90,000 - 120,000; Full time

Benefits offered by this job

Competitive salary

Incentive pay

Banking benefits

Benefits program*

Defined benefit pension plan*

Employee share purchase plan

Vacation offering

Wellbeing support

MomentMakers

Job summary

Canadian Imperial Bank of Commerce (CIBC) in Toronto is seeking a Consultant, Risk Analytics to evaluate risk/reward strategies for new and existing accounts. You will develop reports and dashboards to provide leadership with insights, while supporting analytics across the portfolio in a hybrid work model (1–3 days on-site).

You will bring SAS, Python and SQL skills with a background in Business/Math/Statistics or MBA.

Qualifications

• Degree in Business/Math/Statistics or MBA or equivalent.
• Experience in risk analytics and lending portfolios.
• Proficiency with SAS, Python and SQL; strong data analysis and visualization skills.

Responsibilities

• Evaluate risk/return strategies for credit risk and portfolio management.
• Conduct ad-hoc analyses to support decision-making.
• Develop dynamic dashboards and reports for senior leadership insights.

Skills

Analytical Thinking

Business Requirements

Communication

Data Integration

Data Quality

Deliverables Management

Prioritization

Python

Quality Improvement

Risk Analytics

Risk Management

SAS Language

SQL

Test Planning

Education

Business/Math/Statistics degree

MBA or equivalent

Tools

SAS

Python

SQL

Databricks

Job description

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com

What you’ll be doing

Reporting to the Director, Indirect Auto and Business Banking Lending, the Consultant, Risk Analytics will be involved in evaluating strategies that balance the risk/reward tradeoff for new and existing accounts, conducting ad-hoc analysis to support decision making, developing reports that offer insights into the business and supporting analytics efforts in the portfolio.

At CIBC we enable the work environment most optimal for you to thrive in your role.

You’ll have the flexibility to manage your work activities within a hybrid work arrangement where you’ll spend 1-3 days per week on-site, while other days will be remote.

How you’ll succeed

• Credit risk analytics – You will support the development of proposals/business cases for credit risk scorecards, system or rule changes that will enhance credit risk management performance. You will also conduct pre and post-analyses of acquisition strategy performance and make specific recommendations to improve future performance.
• Reporting and insights – You will develop dynamic dashboards that senior leadership can view to understand trends and insights.
• Stakeholder management – You will forge collaborative partnerships with stakeholders by identifying strategic opportunities to enable profitable growth, reduce exposure and adapt to changing market conditions, while operating within overall risk appetite.

Who you are

You can demonstrate experience. Technical proficiency with SAS, Python, and/or SQL and Databricks. It’s an asset if you have retail lending product knowledge. You have a degree/diploma. Degree in Business/Math/Statistics, MBA, or equivalent work experience.

You put our clients first. You engage with purpose and understand that everyone in the organization has a role to play in finding the right solutions and the adequate balance for our clients. You give meaning to data. You enjoy investigating complex problems and making sense of information. You communicate detailed information in a meaningful way. You’re goal oriented. You’re motivated by accomplishing your goals and delivering your best to make a difference. Values matter to you. You bring your real self to work, and you live our values – trust, teamwork and accountability.

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck. We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program. Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients. We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

• competitive salary
• incentive pay
• banking benefits
• a benefits program*
• defined benefit pension plan*
• an employee share purchase plan
• a vacation offering
• wellbeing support
• MomentMakers, our social, points-based recognition program

*Subject to plan and program terms and conditions

What you need to know

CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact [e-mail] CIBC is committed to clarity in our hiring process. All roles posted are opportunities we’re actively recruiting for, unless stated otherwise. You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit. We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency). We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Job Location

Toronto-81 Bay, 31st Floor

Employment Type

Regular

Weekly Hours

37.5

Skills

• Analytical Thinking
• Business Requirements
• Communication
• Data Integration
• Data Quality
• Deliverables Management
• Prioritization
• Python (Programming Language)
• Quality Improvement
• Risk Analytics
• Risk Management
• SAS Language
• Structured Query Language (SQL)
• Test Planning

At CIBC, we are in business to help our clients, employees and shareholders achieve what is important to them. Our ability to create value for all CIBC stakeholders is driven by a business culture based on common values: Trust, Teamwork and Accountability. Working with CIBC makes you a part of a work environment committed to our clients, employees and communities - a place where you can excel. Every day, our 48,000 employees help our clients achieve their financial goals, because what matters to our clients, matters to us.