Consultant, RESL Advanced Analytics

CIBC; Toronto; Hybrid; CAD 90,000 - 115,000; Full time

Benefits offered by this job

Competitive salary

Benefits program

Wellbeing support

Job summary

CIBC is seeking a Consultant to join the Real Estate Secured Lending Advanced Analytics team within Risk Analytics and Credit Decisioning. You will provide expert analytics guidance, assess changes, and partner with stakeholders to deliver data-driven solutions.

This hybrid role offers on-site and remote work, with a focus on delivering actionable insights for retail lending risk. You will leverage Data Bricks, Python, SQL, SAS, and BI tools to transform data into strategic recommendations,

Qualifications

• 3–5 years of experience in advanced data analytics or banking risk analytics.
• Bachelor’s degree or higher in Data Analytics, Data Science, Applied Mathematics, or related field.
• Experience with large-scale data and retail credit risk management is a plus.

Responsibilities

• Provide consultative and technical advice on analytics changes.
• Assess impact and feasibility of proposed changes with analytics results.
• Collaborate with RACD and stakeholders to align solutions with business objectives.
• Monitor portfolio risk trends using advanced modeling techniques.

Skills

Analytical Thinking

Analytics

Business Requirements

Communication

Credit Risks

Data Quality

Delivery Management

Prioritization

Quality Improvement

Risk Analytics

Risk Reporting

Test Planning

Education

Bachelor’s degree in Data Analytics/Data Science/Applied Mathematics or related field

Tools

Data Bricks

Python

SQL

SAS

Power BI

Tableau

Job description

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com

What You’ll Be Doing

In this role, you'll be part of the Real Estate Secured Lending Advanced Analytics team within Risk Analytics and Credit Decisioning (RACD). As a Consultant, you act as a subject matter expert and provide consultative and technical advice; assess the impact, effectiveness and feasibility of proposed changes. You’ll recommend decisions and providing support based on thorough analytics results. You use independent judgement to determine methods and approaches to work. You'll participate in and/or facilitate internal/external meetings with key stakeholders at various levels taking ownership of activities to ensure client needs are met or exceeded. You'll work closely with various functional groups within RACD to fully understand business needs and advocate for solutions that align with the business objectives.

At CIBC we enable the work environment most optimal for you to thrive in your role. You will have the flexibility to manage your work activities within a hybrid work arrangement where you will spend 1-3 days per week on-site, while other days will be remote.

How You’ll Succeed

• Quantitative Modeling and Analytics – Leverage advanced quantitative modeling and analytical techniques to monitor the portfolio performance, interpret complex data, identify and forecast key portfolio risk trends.
• Strategy Development – Perform in-depth quantitative analysis to support the design and execution of both acquisition and account management strategies, optimizing risk-reward tradeoffs for all retail lending products through robust champion/challenger methodologies.
• Project Management – Take full ownership of project portfolios by applying project management best practices, ensuring effective planning, execution, control, and closure of projects.
• Stakeholder Management – Collaborate effectively with peers, management, and cross-functional partners to identify business needs, address issues, and ensure successful initiative implementation.

Who You Are

• Experienced in Advanced Analytics – You have hands‑on experience in advanced data analytics, with a Bachelor’s degree or higher in Data Analytics, Data Science, Applied Mathematics, or a related field. You have 3–5 years of experience working with large-scale data. Experience in the banking industry, particularly in retail credit risk management, is considered an asset.
• Technically Proficient – You are skilled in using analytics and business intelligence tools such as Data Bricks, Python, SQL, SAS, Power BI or Tableau to extract, manipulate, and visualize data.
• Insightful and Analytical – You have a passion for uncovering insights from complex data, enjoy solving challenging problems, and excel at translating detailed information into clear, actionable recommendations.
• Ownership Mindset – You are results-driven, take initiative, and demonstrate a strong sense of ownership in your work. You are motivated to achieve goals and deliver impactful outcomes.
• Values matter to you - You bring your real self to work, and you live our values - trust, teamwork, and accountability.

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

• We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.
• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.
• We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.
• Subject to plan and program terms and conditions

What You Need To Know

• CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact [e-mail]
• CIBC is committed to clarity in our hiring process. All roles posted are opportunities we’re actively recruiting for, unless stated otherwise.
• You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.
• We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency).
• We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Job Location

Toronto-81 Bay, 29th Floor

Employment Type

Regular

Weekly Hours

37.5

Skills

Analytical Thinking, Analytics, Business Requirements, Communication, Credit Risks, Data Quality, Delivery Management, Prioritization, Quality Improvement, Risk Analytics, Risk Reporting, Test Planning