RGA is a purpose-driven organization working to solve today's challenges through innovation and collaboration. A Fortune 500 Company and listed among its World's Most Admired Companies, we're the only global reinsurance company to focus primarily on life- and health-related solutions. Join our multinational team of intelligent, motivated, and collaborative people, and help us make financial protection accessible to all.
Reporting to the Director, Underwriting, the Sr Underwriting Consultant assumes responsibility for the risk selection in order to meet departmental objectives.
Responsibilities :
- Underwrites complex facultative underwriting risks, according to RGA underwriting guidelines
- Possesses a superior understanding of both medical and financial underwriting techniques, and stays current on related industry trends and advancements
- Ability to apply technical knowledge to the most complex case work
- Has a solid understanding of high net worth sales concepts and their application in the market, and can teach this to others
- Provides advanced technical expertise and support to client companies
- Demonstrates an ability to work productively in high pressure environment and effectively and proactively manage challenging situations
- Acts independently on the most complicated cases, within specified authority
- Co-signs cases from more junior underwriters and provides guidance, training and mentoring
- Actively supports the department management by providing input, assisting in training, leading team discussions, participating in projects, and being a positive contributor to the resolution of technical or client issues
- Liaises with other RGA departments to share knowledge and assist with client projects, as necessary
- Participates in RGA events and industry activities & fosters relationships with key clients
Qualifications :
- College diploma or University degree or equivalent working experience
- 11+ years of experience in direct or reinsurance underwriting, working in High Net Worth and large case underwriting
- Proven track record in risk selection with complex substandard cases, large case underwriting, and application of advanced sales concepts.
- FLMI or FALU designations, or significant progress towards obtaining these or other related industry designations
- Bilingual French / English (oral and written) is required given the need to communicate orally and in writing with a predominantly English-speaking clientele based outside of Quebec.
- Multiple lines of business ((Life, DI, CI) an asset
Skills :
- Superior knowledge of medical terminology, insurance and contract law, and accounting principles as applied to risk selection
- Ability to handle the risk selection on complex co-morbidities and large lines
- Ability to make complex decisions based on limited data, and explain the basis of those decisions
- Excellent critical thinking skills
- Excellent analytical and problem-solving skills
- Solid time management & organizational skills
- Ability to read and comprehend a large volume of advanced medical and complex financial information in a timely fashion
- Works as a positive influencer with the team and actively contributes to ideas and solutions
- Proactively builds strong interpersonal relationships with colleagues and clients
- Excellent oral and written communication skills
- Self-motivated, flexible and creative
- Strong client focus
What you can expect from RGA :
- Gain valuable knowledge from and experience with diverse, caring colleagues around the world.
- Enjoy a respectful, welcoming environment that fosters individuality and encourages pioneering thought.
- Join the bright and creative minds of RGA, and experience vast, endless career potential.
Compensation Range :
88,650.00 - $110,800.00 Annual
Base pay varies depending on job-related knowledge, skills, experience and market location. In addition, RGA provides an annual bonus plan that includes all roles and some positions are eligible for participation in our long-term equity incentive plan. RGA also maintains a full range of health, retirement, and other employee benefits.
RGA is an equal opportunity employer. Qualified applicants will be considered without regard to race, color, age, gender identity or expression, sex, disability, veteran status, religion, national origin, or any other characteristic protected by applicable equal employment opportunity laws.
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