Compliance Officer – Canada

Whish; Montreal (administrative region); Hybrid; CAD 90,000 - 130,000; Full time

Benefits offered by this job

Hybrid work arrangement

Group health and insurance benefits

Job summary

Whish Money Canada is seeking a Compliance Officer to lead the Canadian AML/ATF program from Montréal. The role requires hands-on experience with FINTRAC requirements and a strong bilingual capability in English and French.

This is a full-time, on-site/Hybrid position offering growth within an international payments and remittance environment. Ideal candidates have 5–7 years of Canadian AML/compliance experience, CAMS certification, and hands-on regulatory reporting.

Qualifications

• 5–7 years of Canadian AML/compliance experience.
• CAMS certification required.
• Bilingual in English/French.

Responsibilities

• Manage and maintain the Canadian AML/ATF compliance program.
• Perform transaction monitoring, investigations and escalations.
• Prepare and submit FINTRAC regulatory reports, including STRs, LCTRs and EFTRs.
• Manage KYC/CDD, PEP/HIO and sanctions screening and ongoing monitoring.
• Review and update AML policies, procedures and risk assessments.
• Maintain required compliance records and documentation.
• Support FINTRAC examinations, audits and effectiveness reviews.
• Monitor Canadian regulatory developments and requirements.

Skills

AML compliance

Transaction monitoring

Bilingual EN/FR

CAMS certification

FINTRAC knowledge

Regulatory reporting

Tools

KYC/AML systems

Regulatory reporting systems

Job description

# Compliance Officer – CanadaMontréal - CanadaOn-siteFull-timeNewPosted 5 days agoThis position is open to candidates currently residing in Canada**Seniority Level:** Mid - Senior **About the Position:** Whish Money Canada is looking for an experienced Compliance Officer to join our team in Montréal and manage the day-to-day AML/ATF compliance function. The role requires strong hands-on Canadian compliance experience and knowledge of FINTRAC requirements.**Key Tasks:*** Manage and maintain the Canadian AML/ATF compliance program* Perform transaction monitoring, investigations and escalations* Prepare and submit FINTRAC regulatory reports, including STRs, LCTRs and EFTRs* Manage KYC/CDD, PEP/HIO and sanctions screening and ongoing monitoring* Review and update AML policies, procedures and risk assessments* Maintain required compliance records and documentation* Support FINTRAC examinations, audits and effectiveness reviews* Monitor Canadian regulatory developments and requirements**Requirements:*** 5–7 years of Canadian AML/compliance experience* CAMS certification* Bilingual in English/French* Strong knowledge of FINTRAC and PCMLTFA requirements* Hands-on experience in transaction monitoring and regulatory reporting* Excellent analytical, investigative and communication skills* Legally authorized to work in Canada**Nice to Have:*** Experience within an MSB, remittance, payments, fintech or financial institution* Experience supporting FINTRAC examinations or effectiveness reviews**Technical Skills:*** Experience with transaction monitoring and KYC/AML systems* Familiarity with sanctions and PEP screening tools* Experience with compliance case management and regulatory reporting systems* Good knowledge of Microsoft Office applications**What We Offer:*** Opportunity to take ownership of the Canadian compliance function* Professional growth within an international payments and remittance business* Competitive compensation package* Group health and insurance benefits* Hybrid work arrangement* Collaborative and dynamic work environment