Commercial Underwriter – Mid-Market to Corporate Risks

The Headhunters Recruitment; Greater Toronto Area; Hybrid; CAD 70,000 - 90,000; Full time

Job summary

A leading mid-sized commercial insurer in Toronto is seeking a skilled Commercial Underwriter to manage complex accounts and develop tailored insurance solutions. This role offers autonomy, growth opportunities, and the chance to influence portfolio strategy in a collaborative environment.

Benefits

Full benefits package

Growth and development opportunities

Hybrid flexibility

Qualifications

• 4-7 years of commercial underwriting experience.
• Strong technical expertise in P&C products and risk evaluation.

Responsibilities

• Underwrite and price mid to large commercial accounts.
• Analyze complex risk submissions and collaborate with brokers.
• Monitor industry trends and mentor junior team members.

Skills

Data Analysis

Negotiation

Communication

Education

CIP

CRM

FCIP

Tools

Excel

Underwriting Platforms

Job description

Commercial Underwriter – Mid-Market to Corporate Risks

We're partnering with a leading mid-sized commercial insurer known for its strong performance in the corporate space. As they expand their Toronto team, they are seeking a strategic, technically skilled Commercial Underwriter. This role involves navigating complex risk landscapes, designing tailored insurance solutions, and driving growth. If you enjoy analyzing data, developing creative coverage strategies, and building broker relationships, this position offers both challenge and autonomy.

Your Key Responsibilities

• Underwrite and price mid to large commercial accounts across industries such as construction, real estate, logistics, and manufacturing.
• Analyze complex risk submissions, including financial statements, loss history, and exposure data.
• Collaborate with brokers to customize policy wording, develop layered coverage programs, and explore specialty endorsements.
• Balance growth and profitability within your portfolio, focusing on the Eastern Canada market.
• Partner with actuarial and product teams to define risk appetite and pricing strategies.
• Monitor industry trends, shifts, and competitor activity.
• Mentor junior team members and contribute to process improvements and underwriting best practices.

What You Bring

• 4-7 years of commercial underwriting experience, ideally within an insurer or MGA environment.
• Strong technical expertise in P&C products, program structuring, and risk evaluation.
• Proven ability to underwrite complex, multi-layered accounts.
• Skilled communicator capable of negotiating with brokers and explaining underwriting decisions.
• Professional designations such as CIP, CRM, or FCIP (completed or in progress) are assets.
• Proficiency in underwriting platforms and Excel, with data analysis skills.

Why Join This Team

• Work for an insurer with national reach and regional autonomy, empowering decision-making.
• Manage sophisticated accounts without large corporate bureaucracy.
• Enjoy hybrid flexibility in a collaborative, expert-driven culture.
• Access senior leadership and influence portfolio strategy.
• Opportunities for career progression to Senior Underwriter or Underwriting Manager.

Compensation and Benefits

• Competitive salary based on experience and qualifications.
• Full benefits package supporting health and well-being.
• Growth and development opportunities.

If you're ready to handle high-value accounts and craft risk solutions with analytical precision and relationship skills, this is your opportunity.

Note: Candidates must be eligible to work in Canada. Only selected candidates will be contacted.