Commercial Sales Analyst

Peoples Trust; Calgary; Hybrid; CAD 70,000 - 75,000; Full time

Job summary

A leading financial institution is seeking a skilled candidate for commercial lending and loan underwriting. The position requires 3-5 years of experience, strong financial analysis, and credit risk assessment skills. The role offers a hybrid work environment, flexible hours, and competitive compensation, making it a compelling opportunity for professionals in Calgary.

Benefits

Flexible hybrid work environment

Competitive salaries and profit sharing

Generous paid time off

Strengths-based approach to work

Commitment to employee well-being

Qualifications

• 3-5 years of experience in commercial banking or loan underwriting.
• Commercial lending or commercial real estate is mandatory.
• Strong financial analysis and credit risk assessment abilities.

Responsibilities

• Assess borrower and guarantor financials.
• Prepare loan-related documentation such as commitment letters.
• Ensure compliance with AML and regulatory requirements.

Skills

Financial analysis

Credit risk assessment

Client relationship management

Education

Bachelor’s degree in finance

Master’s degree or relevant professional certification (CFA, CPA, CA)

Job description

We are hiring for this position out of our Toronto, Vancouver and Calgary offices. Successful candidates who apply outside of these areas will be expected to relocate and reside in a location that is within a commutable distance.

Role Overview

This role is focused on commercial lending and loan underwriting within a dynamic, growth-oriented financial institution. The ideal candidate will bring 3–5 years of experience in commercial banking or real estate lending, along with strong financial analysis, credit risk assessment, and client relationship management skills. Responsibilities include assessing borrower and guarantor financials, preparing loan-related documentation such as commitment letters and CMHC reviews, ensuring compliance with AML and regulatory requirements, and coordinating with internal and external stakeholders to support timely loan execution. A bachelor’s degree in finance or a related field is required, and professional designations like CFA or CPA are considered assets.

About the qualifications :

• 3-5 years of experience in commercial banking or loan underwriting.
• Commercial lending, or commercial real estate is mandatory.
• Bachelor’s degree in finance, Business Administration, or a related field.
• Familiarity with banking regulations and loan compliance requirements.
• Strong financial analysis and credit risk assessment abilities.
• Excellent client relationship management and communication skills.
• Master’s degree or relevant professional certification (CFA, CPA, CA) considered an asset.

About the day-to-day :

• Assess the financial standing of properties in the portfolio, borrowers, and guarantors.
• Communicate with borrowers, brokers, and other internal departments by phone and e-mail to advise on products and policies.
• Prepare and draft commitment letters and other documentation concerning Loan Renewals, Loan Assumptions, CMHC Reviews, Construction Draws, and Broker Fee Payments.
• Ensure that all agreements and documents are fully executed, and all conditions (including AML requirements) are satisfied.
• File documents, annual financial statements and rent rolls as required for internal requirements, CMHC Reviews and Construction Draws.
• Liaise with the Mortgage Administration team, head office personnel and Peoples Group solicitors to ensure timely execution of commercial loans / deals.
• Process Broker Fee Payments as per internal policies and procedures.

About us :

Peoples Group is a boutique financial institution with offices located in Vancouver, Calgary, Toronto, and Montreal that has been in the Canadian marketplace for over 35 years. Our mission is to exceed our customers' expectations by providing exceptional customer service backed by extensive product knowledge and experience.

Our culture here at Peoples Group is formed by our values : Trustworthy, Creative, Willing. We believe people don't choose a company to work for, they choose a company to join. We prioritize risk-based practices and procedures in order to remain risk intelligent and compliant. We value people, building relationships, and focusing on strengths; we execute with passion.

About the work environment :

Peoples Group offers a flexible and hybrid work environment. In this role you will work a combination of in-office and remotely from home. Typically, you'll be working regular business hours, Monday to Friday between 8 : 00am and 4 : 30pm with flexibility around start / end times.

We offer :

• A hybrid work environment, enabling you to balance your personal and professional life seamlessly.
• Competitive salaries, profit sharing, RRSP matching and benefits from day one.
• Generous paid time off to help achieve a healthy work-life balance.
• A strengths-based approach, ensuring we work together more effectively.
• A commitment to your well-being in five key areas : Financial, Physical, Social, Career, and Community.

Compensation :

Peoples Group is pleased to offer employees a competitive annual salary plus a discretionary profit share opportunity. Salary for this position will vary between $70,000 and $75,000 per year depending on the knowledge, skills, abilities and experience that the chosen candidate possesses.