Commercial Loan Officer - Franklin

Rockland Trust; Halton Hills; On-site; CAD 60,000 - 100,000; Full time

Job summary

An established industry player is seeking a skilled Commercial Lender to join their dynamic team. This role involves developing and servicing a diverse portfolio of secured and unsecured loans while providing exceptional financial advice to clients. You will leverage your extensive experience in commercial lending to assess risk, guide junior staff, and make informed loan decisions. With a strong focus on client relationships and compliance, this position offers a competitive compensation package and a supportive work environment. If you thrive in a fast-paced setting and are passionate about helping clients achieve their financial goals, this opportunity is perfect for you.

Benefits

Health and Dental Insurance

401K/DC Plan

Life Insurance

Vacation

Tuition Assistance

Wellness Programs

Daycare Reimbursement

Qualifications

• 5+ years in commercial lending with a successful record.
• Knowledge of bank operations and credit process is essential.

Responsibilities

• Develop and service secured and unsecured loans for clients.
• Guide junior officers in analyzing financial data for loans.

Skills

Credit Documentation

Risk Evaluation

Regulatory Compliance

Organizational Skills

Communication Skills

Multitasking

Education

Bachelor's Degree in Finance or Related Field

Tools

Microsoft Word

Microsoft Excel

Microsoft PowerPoint

Job description

Job Description

We offer an extensive and highly supportive branch network, competitive products and pricing, and exceptionally strong local operational support to help you achieve your business development objectives.

Responsibilities include:

1. Developing and servicing a wide variety of secured and unsecured loans or lines of credit, involving large sums and important customers.
2. Attending to the needs of customers seeking loans or lines of credit on significant unsecured or collateral-backed terms.
3. Interviewing applicants to gather information about their businesses, needs, and financial status to assess risk.
4. Guiding the credit department or junior officers in analyzing financial data for new or renewed loans.
5. Making loan decisions within established limits or recommending actions to superiors.
6. Monitoring existing loans and credit lines for compliance with terms.
7. Providing financial advice to customers and prospects.
8. Studying business environments related to new or existing clients.
9. Recommending financial and organizational structures, locations, and other relevant matters.
10. Participating with senior officers on larger loans and credit lines.
11. Keeping informed about the status of department loans.
12. Calling on potential or existing customers to develop and retain business.

Minimum Requirements:

• Experience with credit documentation and risk evaluation.
• Ability to perform general office duties and maintain supplies.
• Knowledge of regulatory, compliance, and due diligence requirements.
• Participation in educational opportunities to update knowledge.
• Understanding of bank operations and the credit process.
• Strong organizational, reasoning, and communication skills.
• Self-motivated, independent, and capable of multitasking and meeting deadlines.
• Proficiency in Word, Excel, and PowerPoint.
• Ability to establish effective working relationships.

Experience: At least five years in commercial lending (C&I and Commercial Real Estate), with a successful record in developing and closing new business, preferably in our market.

We offer a comprehensive benefits package including competitive compensation, health and dental insurance, a 401K/DC plan, LTD & Life Insurance, vacation, daycare reimbursement, tuition assistance, wellness programs, and more.

At Rockland Trust, we foster a respectful and inclusive environment and are an equal opportunity employer. We accommodate individuals with disabilities to perform essential functions.