Commercial and Agricultural Credit Analyst I - 24 Month Term

Assiniboine Credit Union Ltd; Winnipeg; Hybrid; CAD 42,000 - 54,000; Full time

Job summary

Assiniboine Credit Union Ltd. in Winnipeg, MB is seeking an entry-level Commercial and Agricultural Credit Analyst I for a 24-month term.

The role supports credit writing, analysis, and portfolio maintenance within the Financial Centre teams, with a focus on rural/agricultural banking. You will perform administrative tasks, input data, assist with annual reviews, and coordinate with underwriting and disbursement to ensure timely funding, while building foundational credit skills and knowledge of

Qualifications

• Diploma or degree in Business (Agribusiness), finance, accounting or related field.
• Financial institution experience with focus on Commercial/Agri banking is asset.
• Equivalent combination of education and experience considered.

Responsibilities

• Support department loan portfolio analysis and maintenance.
• Perform administrative tasks and prepare Annual Reviews checklists.
• Input financial data into analysis programs.
• Lead the Annual Review Process for the Financial Centre portfolio.
• Coordinate with disbursement to ensure deals fund as expected.
• Maintain industry knowledge of agricultural standards and regulatory practices.
• Prepare and maintain member files.

Skills

Initiative

Time management

MS Office

Excel & Word

Communication

Relationship building

Independent work

Analytical skills

Financial analysis

French-English bilingual

French-English bilingual

Education

Business/Agribusiness, Finance or Accounting degree

Job description

Commercial and Agricultural Credit Analyst I - 24 Month Term

Job Category: Credit & Risk Management

Requisition Number: COMME002298

• Full-Time
• Hybrid

Locations

Showing 1 location

Provencher Branch
205 Provencher Blvd
Winnipeg, MB R2H 0G4, CAN

Description

Role Overview:

The Commercial and Agricultural Credit Analyst I is responsible for supporting the Financial Centre teams by performing administrative tasks, assisting with credit analysis, and maintaining high credit quality standards. This entry-level role focuses on developing credit writing skills and gaining experience in the financial services industry.This role supports Assiniboine Credit Union/ Caisse Assiniboine (ACU)’s commitment to rural and agricultural communities, francophone services, values-based banking and ACU’s triple bottom line accountability to people, planet, and prosperity.

Key accountabilities:

• Contribute to the ongoing analysis and maintenance of the department's commercial loan portfolio
• Complete administrative tasks, including preparing checklists and maintaining diaries for Annual Reviews
• Administer reports for teams as required
• Collect information and input financial data into analysis programs
• Lead the Annual Review Process for the Financial Centre portfolio
• Prepare files and communicate with the disbursement department to ensure deals fund as expected
• Support the Financial Centre teams, including the Underwriting team, Agribusiness & Small Business teams, and Commercial Banking team
• Maintain current and relevant knowledge of industry trends (agricultural industry standards), accounting and regulatory practices
• Prepare and maintain member-related files
• Conduct searches, including credit bureaus, PPR, LTO, Companies Searches, and Court of Queen's Bench
• Manage requests for security discharges
• Provide relief for other positions within the department as required

Qualifications

Education and experience:

This position requires a diploma or degree in Business (Agribusiness), finance, accounting or a related field. Financial institution experience with a focus on Commercial and/or Agricultural banking is considered an asset. An equivalent combination of education and experience would be considered.

Key occupational skills:

• Demonstrates initiative, strong organizational and time management skills
• Proficiency in Microsoft Office applications, particularly Excel and Word
• Excellent communication skills, both written and verbal
• Ability to build and maintain relationships with team members, as well as work independently with sound judgement
• Analytical skills to notice and resolve errors, problems or numerical data inconsistencies
• Ability to conduct preliminary financial analysis for credit applications, including analyzing customer files and assessing risk
• Bilingualism, French and English, is considered an asset

Who we are:

As a Certified B Corporation® and one of Manitoba’s Top Employers (2024), the culture at Assiniboine Credit Union / Caisse Assiniboine is supportive of the individual while focused on the greater community. With the widest geographic reach of any credit union in Manitoba, you’ll be motivated by shared values and encouraged to always think about how, through financial sustainability, we can do more for our members, our employees and our community.

Choosing to work at Assiniboine means that you’ll be working for a uniquely Manitoban credit union that...

• puts people, planet and prosperity first,
• values diversity and inclusion,
• is committed to serving its urban, rural, agricultural, and Francophone communities,
• is focused on social and environmental responsibility,
• supports employees through training programs and long-term career development,
• offers a competitive total compensation program which includes bonuses, a matched pension program, and health and dental benefits.

If doing things differently and doing more is part of who you are, join us on a rewarding journey where your personal aspirations and career goals can align.

We are committed to workforce diversity and actively recruit people with diverse backgrounds, experiences, and perspectives reflecting the community in which we live and work. Applicants may request reasonable accommodation related to the materials and activities used throughout the selection process.