Claims Adjuster - Property

OTIP (Ontario Teachers Insurance Plan); Waterloo; Hybrid; CAD 60,000 - 80,000; Full time

Job summary

OTIP seeks a Property Claims Adjuster to enhance customer service and manage insurance claims efficiently. This role requires strong communication, organizational skills, and relevant qualifications. Employees enjoy competitive salaries, comprehensive benefits, and opportunities for advancement while working in a supportive environment.

Benefits

Rewarding salary and bonuses

Industry-leading group benefits

Defined benefit pension plan

100% coverage of continuing education fees

Access to LinkedIn Learning resources

Flexible work-from-home options

Qualifications

• 2+ years’ experience with property policies.
• Ability to learn and adapt in a fast-paced environment.
• Experience working with various databases and software.

Responsibilities

• Deliver superior customer experience for claims processing.
• Negotiate property insurance claims and assess their validity.
• Coordinate follow-ups with outside service providers and contractors.

Skills

Excellent communication skills

Time management

Organizational skills

Adaptability

Team collaboration

Education

Post-secondary education or college diploma

CIP designation or working towards it

Provincial adjusters license

Tools

Microsoft Office

Job description

Company Description

Who We Are

With every job, there’s always the question of “why”. Why join a company? Why be part of their mission? Here, the why is easy. It’s because at some point, we’ve all needed someone there for us.

At the OTIP Group of Companies (OGC), we believe that something special happens when employees feel valued for the work they do, supported as the people they are, and included in the very fabric of the organization: they bring their best to work every day. And that's why we mean it when we say we put our people at the centre of everything we do. Join us as we grow our way into a future that reimagines what it means to deliver meaningful benefits support and service.

Job Description

What You’ll Do:

Reporting to the National Property Claims Manager, the core parts of your role will be to:

• Deliver a superior customer experience which includes responding to all general inquires, initiating and maintain contact with insured members, and assists with commodity claims overflow.
• Confirm coverage for incoming claims by reviewing and compiling facts, obtain technical reports from various parties as required, complete contractual coverage analysis and assessing quantum, review subrogation opportunities, negotiating and resolving property insurance claims of minor to moderate nature in a timely manner.
• Coordinate, direct and follow up on work activities performed by outside service providers to completion. This includes contractors, engineers, contents specialist and other suppliers as required.
• Ensure all correspondence is completed in a time efficient/effective manner including the creation of Critical Path, Proof of Loss, waivers and reservation rights letters.
• Gather information from insured members, civil authorities, police, witnesses and other insurers to complete a timely investigation of property loss.
• Maintain quality service and adheres to organizational standards to deal with all aspects of file handling including reserving, expense and loss control, questionable claims, and creating defined disposition plans for future handling leading to file closure.
• Assist and participate in all dispute forums related to policy coverage on behalf of key stakeholders. Provide support and assembles documentation on items in dispute along with resolution recommendations.
• Participate as necessary in the legislated Property Appraisal Process to resolve quantum disputes during claim file negotiations.
• Identify by law requirements and standard unit definitions of each provinces Condominium policies.
• Coordinate effectively with the Condominium corporation on insured losses to ensure effective restoration and repairs.
• Keep claims information confidential to protect operations and insured members.
• Responsible for data integrity, issuance of payments to vendors, insureds and experts and to maintain well-organized claim file while ensuring accuracy of data input.
• Adhere to partner's guidelines, contracts, and insurance regulations to ensure legal and regulatory compliance.
• Actively participate in coaching and training sessions and collaborate with team members and management.
• Take an active role in creating an environment of continuous improvement of work efficiencies and highlight value work.
• Active Member of Curo’s National Catastrophic Response Team
  
  

Qualifications

Let’s Talk About You:

This is the unique blend of skills and experience we would love to see in an ideal candidate:

• A post-secondary education and/or college diploma within related field.
• CIP designation or working towards designation.
• A provincial adjusters license; Ability to acquire same.
• 2+ years’ experience with a good understanding of the various property policies.
• Excellent communication skills verbal and written to effectively work with internal and external stakeholders.
• Strong time management and organizational skills to manage competing priorities.
• Current Microsoft Office working knowledge.
• Ability to learn and adapt in a fast-pace environment including working with various computer programs, databases and software.
• Ability to work independently and as part of collaborative team environment.
  
  

We also consider your potential. If you know you have what it takes to do the job, but your experience doesn’t exactly match the qualifications above, we encourage you to apply and provide us with more details about why you think you would be a great fit.

Additional Information

Some Of The Perks We Offer

We offer best-in-class pension and benefits, total reward programs and comprehensive mental wellness supports to set you up for every success in and outside of work. Here are just some of the reasons you’ll love working here:

• Rewarding salary and bonuses that truly value your dedication
• Industry-leading group benefits with 100% premium coverage (excluding LTD) that start on your first day
• Defined benefit pension plan for a financially confident retirement
• 100% coverage of approved continuing education and licensing fees (including RIBO courses in Ontario)
• Access to a wealth of learning resources, including LinkedIn Learning for professional development
• Flexible work-from-home and hybrid options
• Unlock your potential with opportunities for advancement
  
  

Let’s work together! If you are interested in this opportunity, please apply online.

OTIP and its group of companies strive to create an accessible and inclusive work environment where everyone is treated with respect and dignity. Upon individual request, we will endeavor to remove any barrier to the recruitment and selection processes and provide accommodations for persons with disabilities.

As a business, we protect what matters most to our members. As an employer, we value what matters most in our workplace. Together, this includes fostering a diverse, equitable and inclusive environment for all. We are committed to learning and evolving so we can continue to celebrate what makes us special. You are who you are, and our differences are what make us unique.

We are an equal opportunity employer and encourage applications from all qualified individuals. We thank all applicants for their interest; however, only candidates selected for an interview will be contacted.