Business System Analyst- Banking & Finance Consulting

Cognizant; Toronto; Hybrid; CAD 90,000 - 130,000; Full time

Job summary

Cognizant is seeking a Business System Analyst specializing in Banking and Financial Services to deliver robust BI solutions focusing on credit risk analytics. The ideal candidate will have extensive experience with Oracle Analytics Cloud (OAC) and a proven ability to transform data into actionable insights, enhancing decision-making within financial risk management. This hybrid position offers flexibility with a requirement to be present in the office 2-3 days a week.

Qualifications

• 8+ years of experience in Business Intelligence and analytics.
• Hands-on experience with OAC, including RPD modeling.
• Expertise in credit risk management within financial services.

Responsibilities

• Design, develop, and maintain BI solutions focused on credit risk analytics.
• Collaborate with credit risk analysts to provide tailored BI solutions.
• Optimize OAC reports and ensure data integrity in large-scale data warehouses.

Skills

Data Analysis

Problem Solving

Critical Thinking

Communication

Programming

Education

Bachelor's degree in Computer Science

Bachelor's degree in Finance

Bachelor's degree in Business Analytics

Tools

Oracle Analytics Cloud (OAC)

MS SQL

PL SQL

Oracle Data Integrator (ODI)

Job description

Business System Analyst, Banking & Financial Services, Cognizant Consulting

ABOUT US

Cognizant is one of the world's leading professional services companies, transforming clients' business, operating, and technology models for the digital era. Our unique industry-based, consultative approach helps clients envision, build, and run more innovative and efficient businesses. Headquartered in the U.S., Cognizant, a member of the NASDAQ-100, is ranked 195 on the Fortune 500 and is consistently listed among the most admired companies in the world. Learn how Cognizant helps clients with digital at www.cognizant.com .

The Role

We are actively seeking a passionate, high-energy Consulting Manager to serve as an OAC-BI Business / System Analyst . This role requires strong Credit Risk expertise . You will play a crucial role in designing, developing, and maintaining robust Business Intelligence (BI) solutions , with a dedicated focus on credit risk analytics and reporting . Utilizing your comprehensive expertise in Oracle Analytics Cloud (OAC) , you will be responsible for transforming intricate data into actionable insights that directly support critical decision-making processes within our credit risk management functions.

Succeeding in today's dynamic market demands innovation, and Cognizant has established itself as a leading force in the industry. We are driven by ambitious ideas and bold visions, distinguishing ourselves by centering our approach on human experiences. Our mission is to empower clients to engage customers by envisioning and building innovative products and services. We develop effective go-to-market strategies and pioneer entirely new business models, ensuring that every company we partner with departs with both inspiration and a concrete plan. At Cognizant, our work is defined by an unwavering passion for our clients, our communities, and our organization—a fundamental characteristic we seek in every team member.

Responsibilities

• Gain a comprehensive understanding of various risk and regulatory product data attributes from both upstream and downstream systems.
• Apply deep Credit Risk functional knowledge to architect and develop impactful BI solutions.
• Take the lead on Data Mapping (source to target) to ensure accurate and efficient data flow into enterprise data warehouses and OAC / OBIEE platforms .
• Design, develop, and meticulously maintain interactive dashboards, comprehensive reports, and compelling visualizations using OAC / OBIEE .
• Work proficiently with large-scale data warehouses , ensuring optimal data integrity, quality, and performance.
• Conduct complex analytics on extensive datasets to proactively identify emerging credit risk trends and derive critical insights.
• Design and expertly implement ETL (Extract, Transform, Load) processes and robust data integration workflows .
• Strategically optimize OAC / OBIEE reports and underlying data models for peak performance and efficiency.
• Collaborate effectively with business users and credit risk analysts to deliver highly effective and tailored BI solutions.

Qualifications

• Bachelor's degree in a relevant field such as Computer Science, Finance, or Business Analytics.
• A minimum of 8 years of progressive experience in Business Intelligence and analytics, with a distinct specialization in Oracle Analytics Cloud (OAC).
• Extensive hands-on experience with OAC Data Visualization (DV) capabilities, RPD modeling, and configuring OAC security.
• Demonstrated proficiency in MS / SQL and PL / SQL for advanced data manipulation, querying, and performance tuning.
• Strong programming experience, particularly with Python , for data analysis, scripting, and automation.
• Solid and practical understanding of data warehousing concepts and dimensional modeling principles.
• Exceptional analytical, critical thinking, problem-solving, and clear communication skills.
• Prior experience within the financial services industry, with a specific focus on credit risk management , is highly preferred.
• Experience utilizing Oracle Data Integrator (ODI) for enterprise-level data integration.

Work Authorization

Cognizant will only consider applicants for this position who are legally authorized to work in Canada without requiring employer sponsorship, now or at any time in the future.

Working arrangements

We believe hybrid work is the way forward as we strive to provide flexibility wherever possible. Based on this role’s business requirements, this is a hybrid position requiring 2-3 days a week in a client OR Cognizant office in Toronto, ON . Regardless of your working arrangement, we are here to support a healthy work-life balance though our various wellbeing programs.

The working arrangements for this role are accurate as of the date of posting. This may change based on the project you’re engaged in, as well as business and client requirements. Rest assured; we will always be clear about role expectations.

Applications will be accepted until June 20th, 2025.