Bilingual Senior Underwriter

Manulife; Quebec; Hybrid; CAD 71,000 - 118,000; Full time

Job summary

Manulife is hiring an underwriter to review complex cases and make high‑quality, compliant decisions that protect clients' financial futures. The role leverages advanced underwriting tools and emphasizes trusted stakeholder collaboration.

You will assess risks, communicate with sales teams, and ensure accurate risk classification while maintaining strong client relationships and adherence to regulatory standards. This is a remote role based in Canada with a focus on Manitoba markets.

Qualifications

• 3 years of underwriting experience required.
• $1,000,000+ Life signing authority.
• Sales & relationship-focused mindset for business growth.
• Working towards, or completion of FALU, FLMI and ACS designations.
• Strong knowledge of medical terminology (physiology, anatomy, pharmacology, imaging).
• Knowledge of how non-medical risks impact mortality.

Responsibilities

• Conduct risk assessment and classification per Manulife standards.
• Collaborate with sales and head office to provide high quality decisions.
• Maintain positive relationships with internal and external partners.
• Deliver the best customer experience in every interaction.
• Align with consumer laws and confidentiality requirements.
• Identify and propose solutions to underwriter-related problems.

Skills

Underwriting

Risk assessment

Communication skills

Sales & relationship-building

Medical terminology knowledge

Education

FALU/FLMI/ACS designations (in progress or completed)

Tools

Anti-money laundering training

Financial reporting

Job description

Why Underwriting at Manulife

At Manulife, underwriting is where expertise, trust, and impact come together. In this role, you won’t just review files — you’ll own complex, meaningful decisions that help individuals and families secure their financial futures with confidence.

You’ll work with innovative underwriting tools and technologies that support strong judgment and better customer outcomes, allowing you to focus on the higher‑value work your expertise is built for.

We’re equally invested in your growth. With clear career progression, hands‑on learning alongside experienced peers, and strong support for professional development, Manulife offers an environment where underwriting careers are built for the long term — supported by flexible ways of working and a collaborative, people‑first culture.

Position Responsibilities:

• Conduct risk assessment and classification by Manulife's philosophy and standards

• Communicate and collaborate with sales and head office colleagues to provide the highest quality and competitive decisions to our customers

• Maintain positive and effective relationships with internal and external partners

• Consistently deliver the best customer experience by making every interaction significant

• Align with consumer laws and regulations regarding risk classification, confidentiality and disclosure

• Identify and propose solutions to problems and procedures related to the underwriter's work

Required Qualifications:

• 3 years of underwriting experience

• $1,000,000+ Life signing authority

• Sales and relationship-focused mindset with a drive for earning business and continuing to earn business in this competitive market

• Working towards, or completion of FALU, FLMI and ACS designations

• Strong knowledge of medical terminology including physiology, anatomy, pharmacology, imaging, diagnostic testing and treatments

• Strong knowledge in how non-medical risks impact mortality, including hazardous occupations, sports, avocations and lifestyle

• Experience with financial reports and training in anti-money laundering practices

• Excellent oral and written communication skills

Preferred Qualifications:

• Bilingualism (English and French) is a strong asset. If the successful candidate is in Québec, proficiency in both languages will be required to support clients from various provinces outside of Quebec.

• 100,000+ CI authority

• University or college degree in a related discipline such as medical, research or financial

• Strong negotiation skills

• Interest in representing the company via external presentations, panels, conferences, etc.

• Experience in co-signing, referral reviews, mentoring, etc.

When you join our team:

• We’ll empower you to learn and grow the career you want.

• We’ll recognize and support you in a flexible environment where well‑being and inclusion are more than just words.

• As part of our global team, we’ll support you in shaping the future you want to see.

What can we offer you?

• A competitive salary and benefits packages.

• A growth trajectory that extends upward and outward, encouraging you to follow your passions and learn new skills.

• A focus on growing your career path with us.

• Flexible work policies and strong work‑life balance.

• Professional development and leadership opportunities.

The role being advertised is an existing vacancy.

Acerca de Manulife y John Hancock

Manulife Financial Corporation es un importante proveedor internacional de servicios financieros que ayuda a las personas a tomar decisiones de una manera más fácil y a vivir mejor. Para obtener más información acerca de nosotros, visite http://www.manulife.com .

Manulife es un empleador que ofrece igualdad de oportunidades

En Manulife/John Hancock, valoramos nuestra diversidad. Nos esforzamos por atraer, formar y retener una fuerza laboral tan diversa como los clientes a los que prestamos servicios, y para fomentar un entorno laboral inclusivo en el que se aprovechen las fortalezas de las culturas y las personas. Estamos comprometidos con la equidad en las contrataciones, la retención de talento, el ascenso y la remuneración, y administramos todas nuestras prácticas y programas sin discriminación por motivos de raza, ascendencia, lugar de origen, color, origen étnico, ciudadanía, religión o creencias religiosas, credo, sexo (incluyendo el embarazo y las afecciones relacionadas con este), orientación sexual, características genéticas, condición de veterano, identidad de género, expresión de género, edad, estado civil, estatus familiar, discapacidad, o cualquier otro aspecto protegido por la ley vigente.

Nuestra prioridad es eliminar las barreras para garantizar la igualdad de acceso al empleo. Un representante de Recursos Humanos trabajará con los solicitantes que requieran una adaptación razonable durante el proceso de solicitud. Toda la información que se haya compartido durante el proceso de solicitud de adaptación se almacenará y utilizará de manera congruente con las leyes y las políticas de Manulife/John Hancock correspondientes. Para solicitar una adaptación razonable en el proceso de solicitud, envíenos un mensaje a [e-mail] .

Referenced Salary Location

Canadá, Quebec -Remoto a tiempo completo

Modalidades de Trabajo

Remoto

Salary range is expected to be between

$70,500.00 CAD - $117,500.00 CAD

Los empleados también tienen la oportunidad de participar en programas de incentivos y recibir una compensación vinculada al rendimiento empresarial e individual. El salario real variará según las condiciones del mercado local, la geografía y factores relacionados con el puesto como conocimientos, habilidades, requerimientos, experiencia y educación/formación. Si solicitas este puesto fuera de tu ubicación principal, por favor escríbenos a [e-mail] para conocer el rango salarial correspondiente a tu ubicación.

Manulife ofrece a los empleados aptos una amplia variedad de beneficios personalizables, entre ellos, beneficios de salud, odontológicos, de salud mental, oftalmológicos, por discapacidad a corto y a largo plazo, cobertura de seguro de vida y por muerte accidental y desmembramiento, adopción/subrogación y bienestar, y planes de asistencia al empleado/familiar. También ofrecemos a los empleados admisibles varios planes de ahorro para la jubilación (incluidos planes de pensiones y un plan mundial de propiedad de acciones con contribuciones equivalentes del empleador) y recursos de asesoramiento y educación financiera. Nuestro generoso programa de tiempo libre remunerado en Canadá incluye feriados, vacaciones, días personales y días por enfermedad, y ofrecemos la gama completa de ausencia laboral reglamentaria. Si se está postulando para este puesto en los EE. UU., póngase en contacto con [e-mail] para obtener más información sobre las disposiciones relativas al tiempo libre remunerado específicas de EE. UU.

We use data and analytics technologies, such as artificial intelligence (AI), and automated processing tools, to analyze and process the information you provide to us or third parties in the application process. For more information, please refer to our personal information collection statement (https://careers.manulife.com/global/en/talentacquisitionprivacystatement) .