Senior Underwriting Consultant

Manulife; Quebec; Remote; CAD 85,000 - 135,000; Full time

Benefits offered by this job

Health benefits

Dental benefits

Mental health support

Life insurance

Pension plans

Employee stock purchase plan

Paid time off

Job summary

Manulife is seeking a Senior Underwriting Consultant for High Net Worth clients in a fully remote role across Canada. You will own complex risk decisions, collaborate with sales and head office, and leverage underwriting tools to support superior customer outcomes.

The role emphasizes growth, ongoing training, and a people-first culture, with flexible work arrangements and strong professional development support to advance underwriting careers.

Qualifications

• Minimum of 5 years of underwriting experience.
• Life signing authority of $5,000,000+.
• Experience in high net worth market.
• Sales and relationship-focused mindset with drive to earn business.
• Pursuing or completed FALU, FLMI and ACS designations.
• Strong knowledge of medical terminology and related fields.
• Understanding of how non-medical risks impact mortality.
• Experience with AML and financial reporting.
• Excellent oral and written communication skills.

Responsibilities

• Communicate with sales and head office to provide high-quality, competitive decisions for high-net-worth clients.
• Conduct risk assessment and classification per Manulife’s standards.
• Maintain positive relationships with internal and external partners.
• Deliver excellent customer experience in every interaction.
• Ensure compliance with consumer laws on risk classification and confidentiality.
• Identify and propose improvements to underwriting procedures.

Skills

Underwriting experience

Sales mindset

Medical terminology

Non-medical risk knowledge

AML & financial reporting

Communication skills

Signing authority

Negotiation

Mentoring

Bilingual English/French

Co-signing

Education

FALU/FLMI/ACS designations

University/College degree in medical, research or financial

Job description

Why Underwriting at Manulife

At Manulife, underwriting is where expertise, trust, and impact come together. In this role, you won’t just review files — you’ll own complex, meaningful decisions that help individuals and families secure their financial futures with confidence.

You’ll work with innovative underwriting tools and technologies that support strong judgment and better customer outcomes, allowing you to focus on the higher‑value work your expertise is built for.

We’re equally invested in your growth. With clear career progression, hands‑on learning alongside experienced peers, and strong support for professional development, Manulife offers an environment where underwriting careers are built for the long term — supported by flexible ways of working and a collaborative, people‑first culture.

Manulife’s Underwriting team is renowned for thought leadership and innovative ways to underwrite complex files. We are looking for highly tenured Senior Underwriting Consultants with a growth‑minded, service‑oriented mindset to join our High Net Worth team!

We offer industry‑leading training and development opportunities within and beyond traditional underwriting roles. As a member of our exceptional team, you'll be part of shaping the future of insurance excellence.

This is a work from home position, and we are open to candidates in any Canadian province.

Position Responsibilities:

• Communicate and collaborate with sales and head office colleagues to provide the highest quality and competitive decisions to our high‑net‑worth customers.
• Conduct risk assessment and classification by Manulife's philosophy and standards.
• Maintain positive and effective relationships with internal and external partners.
• Consistently deliver the best customer experience by making every interaction significant.
• Align with consumer laws and regulations regarding risk classification, confidentiality and disclosure.
• Identify and propose solutions to problems and procedures related to the underwriter's work.

Required Qualifications:

• Minimum of 5 years of underwriting experience.
• $5,000,000+ Life signing authority.
• Experience and exposure working within the high net worth market specifically.
• Sales and relationship‑focused mindset with a drive for earning business and continuing to earn business in this competitive market.
• Working towards, or completion of FALU, FLMI and ACS designations.
• Strong knowledge of medical terminology including physiology, anatomy, pharmacology, imaging, diagnostic testing and treatments.
• Strong knowledge in how non‑medical risks impact mortality, including hazardous occupations, sports, avocations and lifestyle.
• Experience with financial reports and training in anti‑money laundering practices.
• Excellent oral and written communication skills.

Preferred Qualifications:

• Bilingualism (English and French) is a strong asset. If the successful candidate is in Québec, proficiency in both languages will be required to support clients from various provinces outside of Quebec.
• 100,000+ CI authority.
• University or college degree in a related discipline such as medical, research or financial.
• Strong negotiation skills.
• Interest in representing the company via external presentations, panels, or conferences.
• Experience in co‑signing, referral reviews, mentoring, etc.

When you join our team:

• We’ll empower you to learn and grow the career you want.
• We’ll recognize and support you in a flexible environment where well‑being and inclusion are more than just words.
• As part of our global team, we’ll support you in shaping the future you want to see.

The role being advertised is an existing vacancy.

Acerca de Manulife y John Hancock

Manulife Financial Corporation es un importante proveedor internacional de servicios financieros que ayuda a las personas a tomar decisiones de una manera más fácil y a vivir mejor. Para obtener más información acerca de nosotros, visite http://www.manulife.com .

Manulife es un empleador que ofrece igualdad de oportunidades

En Manulife/John Hancock, valoramos nuestra diversidad. Nos esforzamos por atraer, formar y retener una fuerza laboral tan diversa como los clientes a los que prestamos servicios, y para fomentar un entorno laboral inclusivo en el que se aprovechen las fortalezas de las culturas y las personas. Estamos comprometidos con la equidad en las contrataciones, la retención de talento, el ascenso y la remuneración, y administramos todas nuestras prácticas y programas sin discriminación por motivos de raza, ascendencia, lugar de origen, color, origen étnico, ciudadanía, religión o creencias religiosas, credo, sexo (incluyendo el embarazo y las afecciones relacionadas con este), orientación sexual, características genéticas, condición de veterano, identidad de género, expresión de género, edad, estado civil, estatus familiar, discapacidad, o cualquier otro aspecto protegido por la ley vigente.

Nuestra prioridad es eliminar las barreras para garantizar la igualdad de acceso al empleo. Un representante de Recursos Humanos trabajará con los solicitantes que requieran una adaptación razonable durante el proceso de solicitud. Toda la información que se haya compartido durante el proceso de solicitud de adaptación se almacenará y utilizará de manera congruente con las leyes y las políticas de Manulife/John Hancock correspondientes. Para solicitar una adaptación razonable en el proceso de solicitud, envíenos un mensaje a [e-mail] .

Referenced Salary Location

Canadá, Columbia Británica -Remoto a tiempo completo

Modalidades de Trabajo

Remoto

Salary range is expected to be between

$85,300.00 CAD - $135,300.00 CAD

Los empleados también tienen la oportunidad de participar en programas de incentivos y recibir una compensación vinculada al rendimiento empresarial e individual. El salario real variará según las condiciones del mercado local, la geografía y factores relacionados con el puesto como conocimientos, habilidades, requerimientos, experiencia y educación/formación. Si solicitas este puesto fuera de tu ubicación principal, por favor escríbenos a [e-mail] para conocer el rango salarial correspondiente a tu ubicación.

Manulife ofrece a los empleados aptos una amplia variedad de beneficios personalizables, entre ellos, beneficios de salud, odontológicos, de salud mental, oftalmológicos, por discapacidad a corto y a largo plazo, cobertura de seguro de vida y por muerte accidental y desmembramiento, adopción/subrogación y bienestar, y planes de asistencia al empleado/familiar. También ofrecemos a los empleados admisibles varios planes de ahorro para la jubilación (incluidos planes de pensiones y un plan mundial de propiedad de acciones con contribuciones equivalentes del empleador) y recursos de asesoramiento y educación financiera. Nuestro generoso programa de tiempo libre remunerado en Canadá incluye feriados, vacaciones, días personales y días por enfermedad, y ofrecemos la gama completa de ausencia laboral reglamentaria. Si se está postulando para este puesto en los EE. UU., póngase en contacto con [e-mail] para obtener más información sobre las disposiciones relativas al tiempo libre remunerado específicas de EE. UU.

We use data and analytics technologies, such as artificial intelligence (AI), and automated processing tools, to analyze and process the information you provide to us or third parties in the application process. For more information, please refer to our personal information collection statement (https://careers.manulife.com/global/en/talentacquisitionprivacystatement) .