Bilingual Senior Insurance Underwriter, Small Business Insurance

TD; Canada; On-site; CAD 71,000 - 112,000; Full time

Job summary

An established industry player is seeking a skilled Underwriter to join their dynamic team in Markham, Ontario. This role involves driving profitable growth through quality underwriting, collaborating with internal partners, and ensuring an exceptional customer experience. With a commitment to professional development and a supportive work environment, this opportunity not only offers a competitive salary but also a chance to grow within one of Canada's largest financial institutions. If you're passionate about insurance and eager to make a difference, this is the perfect role for you.

Benefits

Health and Well-being Benefits

Savings and Retirement Programs

Paid Time Off

Career Development Programs

Banking Benefits and Discounts

Qualifications

• 3+ years of underwriting experience in commercial insurance required.
• Bilingual in French and English is essential for this role.

Responsibilities

• Drive profitable growth through quality underwriting with a commercial focus.
• Collaborate with partners to identify new business opportunities.

Skills

Underwriting

Commercial Insurance

Bilingual (French/English)

Market Research

Education

Undergraduate Degree

Professional Certifications

Job description

Work Location:
Markham, Ontario, Canada

Hours:
35

Line of Business:
TD Insurance

Pay Details:
$71,000 - $111,700 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

Job Description:

TD Insurance is part of TD Bank Group, one of Canada's largest financial institutions. TD Insurance helps protect clients from the 'accidents of life' with a wide range of products including credit protection, life, health, travel, home and auto insurance. With more than three million clients, TD Insurance authorized products and services are available online, over the phone, and through a network of more than 1,000 TD Canada Trust branches.

At TD Insurance, we are committed to fostering an inclusive, accessible environment. With a Canada-wide workforce of over 4,000 employees and offices in Atlantic Canada, Quebec, Ontario and Alberta, our company is always growing and can help you to grow. TD Insurance offers a stable and dynamic work environment where talent is appreciated, and professional development is taken seriously. More than just a job, we offer rewarding careers.

Job Responsibilities

• Drive profitable growth through quality underwriting with a commercial focus.
• Collaborate with internal partners to identify new business opportunities and provide superior technical expertise to advisors and customers to price the risk appropriately.
• Qualify underwriting files by understanding the needs and risk characteristics of the customer, ensuring benefits from both top-line and profitability perspectives.
• Develop and maintain relationships cross-functionally and with external stakeholders to deliver an exceptional customer experience.
• Act as a point of escalation for more junior underwriters to refer risks within established authority levels.
• Maintain the quality and profitability of the portfolio and refer all risks outside of established authority levels to the appropriate approver for review and actioning.
• Provide insights on market research and analysis, develop business cases for pricing, coverage and product improvements.
• Contribute to the introduction and communication of pricing, coverage and/or product changes from time to time, including creating underwriting bulletins and contributing to development of underwriting guidelines.
• Help identify areas of concern regarding loss ratios, risk trends or other discrepancies.
• Participate in Quality Reviews and audits as required.
• Support maintenance of a compliant underwriting environment in relation to guidelines and rules.

Job Requirements

• Undergraduate degree or relevant professional certifications, designations, or equivalent required.
• Minimum of 3 years relevant Underwriting experience in commercial insurance.
• License - agent d'assurance, permis d'agent d'assurance.
• Bilingual French/English.

Who We Are:

As part of TD Bank Group, one of Canada's largest financial institutions, at TD Insurance, we care for Canadian families, making it easy to get the best advice, protection, and support in their moments of need, always.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

Language Requirement (Quebec only):
Maîtrise d'une langue autre que le français pour offrir du soutien ou traiter avec les clients qui ont besoin de services et de soutien dans une langue autre que le français.