Bilingual Senior Automobile Underwriter (Montreal)

Zurich Insurance Company; Quebec; Hybrid; CAD 70,000 - 90,000; Full time

Job summary

A global insurance provider is seeking a Senior Automobile Underwriter in Quebec to manage a portfolio of complex commercial auto risks. The ideal candidate will have solid underwriting experience, knowledge of lines of business, and be bilingual in French and English. The role offers a supportive environment, career development opportunities, and a hybrid work model.

Benefits

Health benefits

Four weeks' vacation

Continuous training and development opportunities

Qualifications

• 3+ years in underwriting or market-facing roles.
• Knowledge of lines of business and legal/regulatory guidelines.
• 5+ years of experience in commercial auto underwriting preferred.

Responsibilities

• Analyze and underwrite new and renewal business.
• Proactively seek renewal and new account opportunities with key broker partners.
• Negotiate terms and conditions and close deals.

Skills

Bilingual in French and English

Experience with Microsoft Office

Strong verbal and written communication skills

Education

High School Diploma or Equivalent

Bachelor’s Degree

Job description

The Opportunity

Are you looking for a caring, collaborative, values-driven workplace with inspiring teammates and leaders? Do you have the ambition and desire to be the best and thrive at the most impactful global insurance provider in the world? Look no further than Zurich Canada.

Zurich Canada is currently seeking a Senior Automobile Underwriter to further develop our portfolio in the Eastern Canadian commercial insurance market.

Reporting to the Eastern Region Manager, you will be responsible for a portfolio of existing medium to large complex commercial auto risks, with opportunities to grow your automobile portfolio further by leveraging your broad broker network and in-depth underwriting knowledge of all automobile products regionally and nationally.

Your key responsibilities include analyzing and underwriting new and renewal business, utilizing The Zurich Way of Underwriting Framework within delegated authority levels on highly complex assignments, ensuring high-quality service to customers.

This position offers a unique chance to build your knowledge and experience in a supportive environment where your voice matters. Work with inspiring leaders and supportive teammates dedicated to your success. Take advantage of unparalleled career development and personal growth opportunities in a nurturing environment. Be part of a global company making a difference on a worldwide scale, providing impactful solutions and services for our customers and stakeholders.

This is a hybrid work opportunity.

What you will do

• Proactively seek renewal and new account opportunities with key broker partners.
• Complete detailed opportunity assessments with key distributors to identify growth opportunities.
• Qualify accounts to meet the organization's appetite, balancing risk and business opportunity.
• Make agent/broker/customer and on-site calls with a planned and well-prepared purpose.
• Negotiate terms and conditions and close deals.
• Cross-sell other lines of business to increase product penetration.
• Participate in sales team meetings related to assigned brokers and territories.
• Engage proactively in the target account process, managing a qualified list of opportunities 90 to 120 days prior to effective date.
• Update systems with details of broker/client visits and account status within required time frames.
• Serve as a key contact for assigned target accounts.
• Develop strong broker and client networks related to industries underwritten by the Business Unit.
• Calculate target prices accurately using underwriting tools.
• Assess exposure and analyze risks.
• Assist in training and developing staff.
• Provide expertise on coverage issues, claims programs, and guidelines.
• Promote the organization's products and services to increase market penetration.

Job Qualifications - What you bring to the table

Required:

• High School Diploma or Equivalent with 3+ years in underwriting or market-facing roles.
• High School Diploma or Equivalent with 6+ years in claims or underwriting support roles.
• Zurich Certified Insurance Apprentice with an Associate Degree and 1+ years of experience in underwriting or market-facing roles.
• Zurich Certified Insurance Apprentice with an Associate Degree and 4+ years in claims or underwriting support roles.
• Knowledge of lines of business and legal/regulatory guidelines.
• Understanding of time restraints for quotes on new and renewal business.
• Experience with Microsoft Office.
• Bilingual in French and English is required.

Preferred:

• Bachelor’s Degree.
• 5+ years of experience in commercial auto underwriting.
• Strong verbal and written communication skills.
• Experience with medium to large-sized fleet risks, loss-rated accounts, heavy commercial US exposure, and US-plated vehicles.

Our Culture

• We value Diversity, Inclusion, Equity, and Belonging (DIEB). We encourage bringing your whole self to work and reflect our communities.
• Our collaborative culture values diverse perspectives and provides tools for impact.
• We prioritize employee well-being with comprehensive health benefits, a minimum of four weeks' vacation, and four personal days annually.
• We offer continuous training and development opportunities.
• We are committed to community engagement and have received awards for our workplace culture, including Greater Toronto’s Top Employers and Insurance Business Canada’s 5-Star Diversity, Equity and Inclusion Award.

Make a difference. Be challenged. Be inspired. Be supported. Love what you do. Join us.

About Us

Zurich Canada is part of Zurich Insurance Group, a global insurer with approximately 55,000 employees. We have been serving the Canadian market for 100 years, with over 500 employees across the country. We combine global strength with local industry knowledge, aiming to be the first choice for risk management professionals.

A future with Zurich

Join us to share your perspectives and drive sustainable change. Zurich North America has over 148 years of experience in managing risk. We serve over 25 industries, insuring 90% of the Fortune 500. We are committed to career development, diversity, inclusion, and creating a sense of belonging. Be part of shaping the future of the insurance industry with us.