Banking Product Engineer

Cognizant; Toronto; Hybrid; CAD 120,000 - 129,000; Full time

Job summary

Cognizant in Ottawa, ON is seeking a Product Architect for identity and access management in a hybrid work model. You will design end-to-end IAM architecture, guide integration with enterprise apps, and ensure secure, scalable identity services across platforms.

Applicants should have six to eight years of IAM experience, strong knowledge of authentication/authorization, and the ability to work closely with product managers and security teams in a remote-friendly, collaborative environment.

Qualifications

• Six to eight years of IAM experience in complex environments.
• Solid understanding of directory services, tokens and federated identity concepts.
• Experience integrating identity platforms with enterprise applications and middleware.
• Familiarity with check processing or related financial domains in product scope.
• Hybrid work experience with strong communication, accountability and delivery.
• Strong problem solving and analytical skills for design choices.
• Excellent stakeholder communication for technical and non-technical audiences.

Responsibilities

• Design end-to-end product architecture for IAM across platforms.
• Define architectural patterns for identity lifecycle management (onboarding, access, revocation, audit).
• Collaborate with product managers to translate requirements into blueprints for secure user journeys.
• Analyze existing identity systems to identify gaps and modernization opportunities.
• Guide development on authentication/authorization and entitlement models.
• Review designs to ensure alignment with identity architecture and security goals.
• Coordinate with security and infrastructure teams on nonfunctional requirements (performance, DR).

Skills

Identity & access management

Authentication flows

Authorization models

Security architecture

Stakeholder communication

Hybrid collaboration

Job description

Cognizant (NASDAQ: CTSH) is a leading provider of information technology, consulting, and business process outsourcing services, dedicated to helping the world's leading companies build stronger businesses. Headquartered in Teaneck, New Jersey (U.S.). Cognizant is a member of the NASDAQ-100, the S&P 500, the Forbes Global 1000, and the Fortune 500 and we are among the top performing and fastest growing companies in the world.

This position is open only to visa-independent candidates and will not support visa sponsorship now or in the future.

Location: Ottawa ,ON

Employment Type: Full-Time

Domain: Banking

Serve as a product architect within an information solutions group focusing on identity and access management for enterprise platforms in a hybrid work model. Apply six to eight years of experience to design secure identity flows guide product evolution and ensure reliable integration with existing systems while supporting check processing capabilities when required for business needs.

Responsibilities

• Design end to end product architecture for identity and access management solutions that align with enterprise security standards and long term product strategy while ensuring scalability and reliability across platforms.
• Define clear architectural patterns for identity lifecycle management including onboarding role assignment access revocation and audit readiness to support compliance and operational efficiency.
• Collaborate with product managers and business stakeholders to translate complex identity requirements into tangible architectural blueprints that enable secure and intuitive user journeys.
• Analyze existing identity systems and integration points to identify gaps and propose modernization approaches that improve performance resilience and maintainability without disrupting business operations.
• Guide development teams on implementing identity protocols such as authentication flows authorization mechanisms and entitlement models to ensure consistent and secure access across applications.
• Review technical designs and implementation artifacts to confirm alignment with the defined identity architecture and to proactively mitigate security vulnerabilities and integration risks.
• Coordinate with security and infrastructure teams to define nonfunctional requirements for identity services including performance capacity availability and disaster recovery objectives.
• Drive adoption of reusable identity components and services across products so that shared capabilities such as single sign on and role based access control reduce duplication and delivery time.
• Evaluate potential use of check processing domain capabilities in product flows by mapping identity needs for transaction validation fraud checks and audit trails when required by business contexts.
• Document architecture decisions identity patterns data flows and integration contracts in a structured manner that supports future enhancements onboarding of new team members and regulatory reviews.
• Engage with cross functional teams in a hybrid work setting using digital collaboration tools to ensure continuous communication clarity of priorities and timely resolution of architectural issues.
• Monitor production behavior of identity services using logs metrics and analytics and recommend corrective and preventive improvements that protect user trust and system stability.
• Provide mentorship on identity design practices to peers and junior engineers by sharing examples patterns and guidelines that elevate technical quality across the product organization.

Qualifications

• Demonstrate strong experience in identity and access management including user provisioning access modeling authentication flows and policy enforcement gained over six to eight years of practice in complex environments.
• Apply solid understanding of common identity technologies and standards such as directory services tokens and federated identity concepts to design secure and interoperable solutions.
• Exhibit practical knowledge of integrating identity platforms with enterprise applications and middleware ensuring reliable data exchange and consistent user experiences across digital channels.
• Utilize familiarity with check processing or related financial transaction domains to design identity controls that support validation fraud detection and compliance objectives when these capabilities are part of the product scope.
• Show proven ability to work in a hybrid model using remote collaboration practices while maintaining high levels of communication accountability and delivery quality for architectural outcomes.
• Maintain strong problem solving and analytical skills to diagnose identity issues assess tradeoffs between design options and propose solutions that balance security usability and cost.
• Display effective stakeholder communication skills enabling clear explanation of architectural decisions risks and benefits to both technical and nontechnical audiences in day shift engagements.

Application Accepted: 9/31/2026

The annual salary for this position is between $120,000 - $129,000 depending on experience and other qualifications of the successful candidate.

This position is also eligible for Cognizant’s discretionary annual incentive program, based on performance and subject to the terms of Cognizant’s applicable plans.

Benefits

Cognizant offers the following benefits for this position, subject to applicable eligibility requirements:

• Extended Health Coverage through Manulife
• Prescription Drug Coverage
• Virtual Care Services (TELUS Health)
• Mental Health & Counselling Services
• Employee Assistance Program (EAP)
• Virtual Pharmacy Services
• Retirement Benefits
• Registered Pension Plan (RPP) with employer matching up to 3%
• RRSP contributions are available; however, Cognizant does not provide RRSP matching

Disclaimer: The salary, other compensation, and benefits information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable language

Our strength is built on our ability to work together. Our diverse backgrounds offer different perspectives and new ways of thinking. It encourages lively discussions, creativity, productivity, and helps us build better solutions for our clients. We want someone who thrives in this setting and is inspired to craft meaningful solutions through true collaboration.

If you are content with ambiguity, excited by change, and excel through autonomy, we’d love to hear from you!