Associate, Strategy Analyst - New Grad 2026

Capital One Financial Corporation; Toronto; Hybrid; CAD 98,000; Full time

Job summary

A leading financial services company in Toronto is looking for a Strategy Analyst to join their team. As a new graduate in 2026, you will apply analytical skills and problem-solving abilities in a cross-functional team. This role offers a generous salary of $98,000 per annum and a hybrid working environment with supportive benefits aimed at collective wellness and development.

Benefits

Flexible benefits program

Hybrid work model

Tuition subsidies up to $5000 per year

Mental health coverage up to $3000

Qualifications

• Expected to graduate in 2026 with a focus on Commerce, Finance, Business Administration, or a related field.
• Experience in coding/data visualization is preferred but not required.
• Analytical problem-solving skills are a must.

Responsibilities

• Modeling and analytics for product and pricing strategies.
• Develop marketing strategies to support business growth.
• Create targeted insights for new customer experiences.
• Support improvements in credit performance through analysis.

Skills

Analytical problem-solving

Basic coding

Data visualization

Education

Master’s or Bachelor’s Degree in a related field

Tools

SQL

Python

Tableau

QuickSight

Job description

Overview

161 Bay Street (93021), Canada, Toronto,Toronto, Ontario,

Associate, Strategy Analyst - New Grad 2026

About Capital One Canada.

For over 20 years, we've been on a mission to change banking for good and build relationships by making credit accessible, simple, intuitive and rewarding. We want to help Canadians succeed with credit, because we believe in people - in our customers, in our associates, and in talent like you!

Our Capital One Strategic Analytics Team

Yes, we're a credit card company. But we're more than that too. We're driven by what our customers want, and how to make their lives simpler.

We're always looking for creative ways to offer digital solutions that make sense for our customers. With your help, we'll build the next generation of banking in Canada based on customer-focused values, compelling products and great engineering.

Working with us

How do we do things at Capital One Canada? We listen - to our people, and to our customers. We change with the times and have adopted a flexible hybrid model (remote and / or in-office). Associates working in the hybrid model are expected to come into the office 3 days a week across Tuesdays and Thursdays, reserving Mondays and Fridays as company-wide virtual days. As was true before the pandemic, expectations of being in the office will be balanced with personal life flexibility.

At Capital One we're committed to diversity, inclusion and belonging. We strive to build a culture where diverse perspectives are valued, innovative ideas are encouraged and inclusive behaviours are embedded in everything we do to positively impact associates. Strive to build a culture where diverse perspectives are valued, innovative ideas are encouraged and to help challenge the status quo and create the best outcomes for everyone.

We're focused on helping associates live well-physically, financially and emotionally. When you join us, we support you and those who are most important to you, offering full coverage for spouses, domestic partners, and dependents. We've designed our benefits program to be flexible, comprehensive and consistent across our organization. From health and fitness center discounts, to training and professional development programs-and much more-you'll discover that Capital One is committed to helping you live your best life.

Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations.

A day in the life of a Capital One Strategy Analyst

As a Strategy Analyst, you'll develop and apply analytical rigour, problem solving skills and critical thinking from day one. Embedded within a cross-functional team, you'll bring your strategies to life from conception and analytical business case building to in-market delivery, measuring their impact through testing and monitoring, and ultimately being accountable for both customer and financial outcomes. You'll spend time gathering and visualizing data, storytelling through presentations, collaborating with experts in areas like legal and technology, and influencing senior leadership on critical decisions.

You'll work with tools like SQL to query data, use spreadsheets and Python-based notebooks to organize it, and slides to present it, along with a number of other modern analytics tools. Working in an agile, cross-functional team you'll also have the opportunity to learn from other job families like data scientists, process managers, and product owners.

Our strategy analysts are deployed across all areas of our business - product design, fraud, customer acquisitions, customer management strategy, and more - and analysts over time get the opportunity to rotate to different areas of the business to help them build a well rounded understanding of our business. Here are a few of the ways our Strategy Analysts are helping people take control of their credit :

• Underwriting (Credit Policy & Valuations) : Strategy Analysts are responsible for assisting in developing & maintaining statistical models and the associated credit policies that help us determine who we extend credit to. Analysts in the space perform analysis on credit performance to help influence how we update and optimize our models & policies.
• Fraud : Strategy Analysts are responsible for developing the defences and policies to mitigate fraud losses for Capital One, creating a safe and secure experience for our customers. Analysts in the space perform diligent monitoring to understand emerging fraud trends and propose actions to prevent fraudulent behaviour.
• Product Development : Strategy Analysts are responsible for developing the strategies to test and scale new financial product offerings. Analysts conduct market & customer research, and couple these insights with internal data modeling to propose new solutions for our customers. Analysts in this space work with process and technology experts to get new products in the hands of our customers, and iterate upon our offerings based on consumer reception.

As a new Strategy Analyst, you'll join the Canada Analyst Development Program (CADP), which takes place over your first year with us and involves hands-on training, a case competition, social and networking events, and more.

Responsibilities

• Perform modeling / analytics to assist new product and pricing strategies for various lending products.
• Develop direct-to-consumer marketing strategy and initiatives to support business growth objectives.
• Help build targeted insights to inform the design and development of new customer experiences, as well as breakthrough technology and concepts designed to deliver on new go to market strategies.
• Support step-change improvements in credit performance by connecting drivers of future consumer credit trends to historical behaviour, creating risk models, and testing hypotheses using rigorous monitoring and analysis.

Basic Qualifications

• Graduate in 2026 with a Master’s or Bachelor’s Degree in Commerce, Finance, Marketing, Economics, Business Administration, Engineering, Mathematics, Statistics or a related field

Preferred Qualifications

• Experience in basic coding and / or data visualization (e.g. SQL, Python, Tableau, QuickSight). If you know how to build models or write code, that's awesome. If not, don't worry as long as you have an interest in and aptitude for learning it.
• Experience in analytical problem-solving.

Working at Capital One.

Enjoy a hybrid work environment, with 3 days in the office. Build a comfortable workspace with our one-time, Work From Home allowance and enjoy our head office located conveniently across the street from Union Station.

Live well-physically, financially and emotionally. Receive support for you and those who are most important to you, with full coverage for spouses, domestic partners, and dependents. With up to $3000 in mental health coverage and up to $5000 in tuition subsidies per year-and much more-you'll discover that Capital One is committed to helping you live your best life.

Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations.

At Capital One Canada, paying our employees fairly is fundamental to our core values of Excellence and Do the Right Thing. We are committed to being intentional and fair in how we set pay across our organization. The salary for this position is $98,000 per annum.

Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at [e-mail]. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to [e-mail]

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).