Associate Relationship Manager, Business Banking

CIBC; Halifax; On-site; CAD 50,000 - 80,000; Full time

Job summary

An established industry player is seeking a motivated individual to support business banking initiatives. In this role, you will collaborate closely with a Relationship Manager to enhance client relationships and drive business development. Your responsibilities will include conducting financial analysis, identifying growth opportunities, and assisting with credit risk management. This position offers a chance to thrive in a dynamic environment where your contributions will directly impact client success and business growth. If you are passionate about finance and client service, this opportunity is perfect for you.

Qualifications

• Knowledge of credit products/services and lending practices.
• Experience in a fast-paced sales and service environment.

Responsibilities

• Support client origination and portfolio management processes.
• Assist with financing and cash management proposals.
• Exercise due diligence in credit risk management.

Skills

Credit Analysis

Sales Practices

Financial Statement Interpretation

Client Relationship Management

Education

Undergraduate Degree in Business

Diploma in Finance

Diploma in Accounting

Job description

What you'll be doing

You’ll report into the Senior Manager & Team Lead, Business Banking and will work closely with a Relationship Manager, Business Banking to support client origination, relationship and portfolio management processes as well as assist with client specific financing and cash management solutions. You will perform financial analysis while developing a solid understanding of targeted industries represented by the clients / prospects to which you are assigned to support. You will support business development initiatives with a focus on meeting growth targets and identify business opportunities and financing solutions to meet the needs of the client.

How you'll succeed

• Business Development Support – Connect with both existing and potential clients including Centres of Influence (COIs) to identify opportunities for future growth and revenue, uncovering high-value opportunities to refer to the Relationship Manager. Assist with the execution of business development initiatives and client functions as appropriate to contribute and enhance the sales pipeline. Proactively participate in business development events to build and enhance CIBC presence and gain market share. Identify and introduce personal opportunities to Personal Banking and Imperial Service partners to further deepen client relationships and support more complex personal needs and planning
• Client Sales and Service Support – Assist the Relationship Manager in coordinating sales activities for both existing and prospective clients. Identify and analyze business growth opportunities through comprehensive industry, client and prospect research. Assist with financing and cash management proposals in addition to pricing strategies which ensure achievement of targeted profitability thresholds. Promote and demonstrate the use of digital banking options by introducing the client to alternative ways to bank. From time to time, cover vacant portfolios on a temporary basis.
• Credit Risk Management - Exercise appropriate due diligence prior to making credit recommendations and similarly prior to authorizing or approving any financial transaction or completion of any product sales. Follow established bank policies, procedures, guidelines, practices and required documentation; complete all risk activities.

Who you are

• You can demonstrate well-developed knowledge of a full range of credit products / services, lending practices, credit analysis, compliance standards and ability to read / interpret financial statements. You can demonstrate well-developed knowledge of sales practices and experience in a professional fast-paced sales and service environment.
• You put our clients first. You engage with purpose to find the right solutions. You go the extra mile, because it’s the right thing to do.
• You act like an owner. You thrive when you're empowered to take the lead, go above and beyond, and deliver results.
• You're driven by collective success. You know that collaboration can transform a good idea into a great one. You understand the power of an inclusive team that enjoys working together to bring a shared vision to life.
• You have completed an undergraduate degree / diploma in Business, Finance, Accounting, or related field.
• Values matter to you. You bring your real self to work and you live our values – trust, teamwork and accountability.

Halifax-18 Parkland Dr.

Permanent

37.5