Associate Mortgage Underwriter

First National Financial LP; Montreal; Hybrid; CAD 50,000 - 70,000; Full time

Job summary

Une grande société de prêts hypothécaires au Canada recherche un Associé Souscripteur Hypothécaire pour soutenir le processus de prise de décision en matière de crédit. Le candidat idéal aura une solide expérience en vérification de documents et un fort sens des relations interpersonnelles. Joignez-vous à une équipe reconnue pour sa culture de travail positive et ses opportunités de développement de carrière.

Benefits

Compensation compétitive

Programme d'avantages complet

Environnement de travail hybride

Formation extensive

Culture d'équipe solidaire

Opportunités de bénévolat

Événements sociaux tout au long de l'année

Qualifications

• Expérience dans le secteur financier souhaitée.
• Bilinguisme (Français, Anglais) requis.
• Capacité à travailler sous pression avec des délais serrés.

Responsibilities

• Examine et vérifie l'exactitude des documents requis.
• Établit des relations positives avec les courtiers hypothécaires.
• Documente les notes claires et complètes dans le système de souscription hypothécaire.

Skills

Analytical skills

Strong communication skills

Time management skills

Ability to deal with conflict

Relationship building

Education

Completed post-secondary education or equivalent work experience

Tools

PC software in a Windows environment

Microsoft Office

Job description

Posted Monday, June 9, 2025 at 4:00 AM | Expires Tuesday, June 24, 2025 at 3:59 AM

Reporting To:

Manager, Residential Underwriting

Full-Time/Part- Time:

Full-time

Posting Date:

Closing Date:

Hours of Work:

8:30 a.m. – 5:00 p.m.

Grade:

Office Location:

8.7

Montreal, QC

Great location! Steps away from the main public transit station

What we offer:

Highly competitive compensation package which includes base salary, bonus, benefits, and career advancement opportunities!

*Eligibility for benefits is dependent on the terms of employment

This position requires linguistic fluency. Priority will be given to candidates completely fluent in English and French.

The Opportunity:

Reporting to the Manager, Residential Underwriting, the Associate Mortgage Underwriter supports the underwriting and credit decision process by reviewing all required documentation and applying sound due diligence. The Associate Mortgage Underwriter is responsible for escalating any inaccuracies, issues, or items that are incomplete and potentially present risk to the Company.

How you will contribute:

• Establishes and maintains positive relationships with mortgage brokers to build loyalty to the Company
• Maintains positive relationships with external partners such as mortgage insurers, appraisers, title insurance companies, and solicitors
• Interacts with mortgage brokers for the collection of all required documents to satisfy mortgage commitment conditions
• Reviews and verifies accuracy of required documentation related to income, down payment and the property using sound due diligence and in compliance with internal and regulatory guidelines prior to signing off on any mortgage conditions or documents, where applicable
• Escalates any documentation issues to the Underwriter for review and sign off
• Documents clear and complete notes within the mortgage underwriting system
• Responds to all inquiries within established turnaround times
• Adhere to policies/procedures to ensure AML requirements are met
  

The experience you need:

• Completed post-secondary education or equivalent work experience required
• Previous experience within Financial Services sector preferred
• Previous experience within Mortgage industry an asset
• Working knowledge of PC software in a Windows environment required
• Ability to build and maintain positive relationships
• Strong communication skills—both written and verbal in French and English
• Ability to deal with conflict
• Analytical skills
• Strong organizational and time management skills
• Positive team player
• Fully competent in working with basic PC software and working knowledge of the suite of Microsoft office products
• Ability to manage pressure in an environment of high-volume processing with tight turnaround times
• Bilingualism (French, English) required - interactions with English-speaking customers or partners

Working Environment and Physical Demands Analysis:

• Periods of high volume with tight timelines
• Long periods of stationary position/sitting
• Prolonged periods of repetitive movement (i.e. using a keyboard and mouse)
• Long periods of time in viewing a computer screen
• Multi-tasking may include speaking to customers on a telephone call while looking up information on a computer program
• Competitive Compensation
• Comprehensive benefits program (i.e., Health Spending Account, Maternity and Parental Leave Top Up)
• Hybrid working environment
• Extensive training programs to set our employees up for success
• Modern office environment conducive to collaboration
• Supportive teamwork culture
• Opportunities to give back to the communities and work through events focused on a variety of charities
• Ongoing social events throughout the year

The team you’ll join:

Founded in 1988, First National is one of Canada’s largest non-bank lenders. We provide residential mortgages exclusively through the mortgage broker channel and we are Canada’s largest commercial mortgage lender.

First National has been consistently recognized as a great place to work and we are proud that our employee engagement feedback is higher than our industry partners.

We would like to thank all applications for their interest in this existing vacancy, but only candidates selected for an interview will be contacted.

First National is proud to be an equal opportunity employer and is committed to diversity and inclusion regardless of race, color, religion, national origin, age, gender identity, physical or mental disability, sexual orientation and any other category protected by law.

First National supports requests for accommodation from applicants with disabilities; please contact Human Resources at [e-mail] should you need an accommodation at any point in the recruitment process.